UBSI director granted 1,588 restricted shares

MCNAMARA J PAUL reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

MCNAMARA J PAUL reported acquisition or exercise transactions in this Form 4 filing.

UNITED BANKSHARES INC/WV director J. Paul McNamara received an equity award of 1,588 shares of common stock on a grant of restricted stock that carries no purchase price. The award vests in three equal annual installments. After this grant, he directly holds 6,722 common shares, plus 329.150 shares in a direct IRA and additional indirect holdings through family trusts.

Insider Trade Summary

Grant/Award: 1,588 shares

Grant/Award 4 txns

Insider MCNAMARA J PAUL

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,588	$0.00	$0.00
holding	Common Stock - Direct IRA	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 6,722 shares (Direct); Common Stock - Direct IRA — 329.15 shares (Direct); Common Stock — 62,448 shares (Indirect, Family Trust); Common Stock — 12,113.182 shares (Indirect, Trust- Ayers)

Footnotes (1)

1. F1. Shares were acquired pursuant to a grant of restricted stock. The award vests in three equal annual installments.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UBSI director J. Paul McNamara report?

J. Paul McNamara reported receiving a grant of 1,588 shares of UNITED BANKSHARES common stock as restricted stock. The award carries no purchase price and represents an equity-based form of compensation rather than an open-market purchase or sale.

How do the newly granted UBSI restricted shares for McNamara vest?

The 1,588 restricted shares granted to J. Paul McNamara vest in three equal annual installments. This means one-third of the award becomes fully owned each year over three years, aligning his equity compensation with a multi-year service period.

How many UBSI shares does McNamara hold directly after the reported grant?

After the restricted stock grant, J. Paul McNamara directly holds 6,722 common shares of UNITED BANKSHARES. In addition, a separate direct IRA account holds 329.150 common shares, as shown in the same insider ownership report.

What indirect UBSI share holdings are associated with McNamara in this filing?

The filing shows indirect ownership of 62,448 UNITED BANKSHARES common shares through a Family Trust and 12,113.182 shares through a Trust-Ayers. These positions are reported as indirect holdings, separate from his directly owned and IRA shares.

Does the UBSI Form 4 show any insider share sales by McNamara?

The Form 4 does not report any share sales by J. Paul McNamara. It records an acquisition via a restricted stock grant and lists his direct and indirect holdings, with no transactions categorized as sales or dispositions in this filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/23/2026 - 10:41 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCNAMARA J PAUL

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026	02/19/2026	A		1,588(1)	A	$0.0000	6,722	D
Common Stock - Direct IRA								329.15	D
Common Stock								62,448	I	Family Trust
Common Stock								12,113.182	I	Trust- Ayers

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares were acquired pursuant to a grant of restricted stock. The award vests in three equal annual installments.

	Shelli L. Adams	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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