Tax-withholding move by United Bankshares (UBSI) executive VP

Rhea-AI Filing Summary

United Bankshares Inc. Executive Vice President Ami L. Shaver had 368 shares of common stock withheld on February 20, 2026 to cover tax obligations at a price of $44.07 per share. After this tax-withholding disposition, Shaver directly held 15,964.4639 common shares and also reported indirect ownership of 9,538.7941 shares through a 401(k) plan.

Insider Trade Summary

6 transactions reported

Mixed 6 txns

Insider Shaver Ami L

Role Executive Vice President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	368	$44.07	$16K
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 15,964.464 shares (Direct); Stock Option — 906 shares (Direct); Common Stock — 9,538.794 shares (Indirect, By 401k)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shaver Ami L

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026	02/20/2026	F		368	D	$44.07	15,964.4639	D
Common Stock								9,538.7941	I	By 401k

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	906		906	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	2,000		2,000	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	2,000		2,000	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	2,000		2,000	D

Explanation of Responses:

	Shelli L. Adams	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UBSI executive Ami L. Shaver report?

Ami L. Shaver reported a tax-withholding disposition of 368 shares of United Bankshares common stock. The shares were withheld on February 20, 2026, at a price of $44.07 per share to satisfy tax obligations tied to equity compensation.

Was the UBSI Form 4 transaction an open-market sale of shares?

No, the UBSI Form 4 shows a tax-withholding disposition, not an open-market sale. Code F indicates shares were surrendered to cover tax liabilities associated with stock compensation rather than voluntarily sold in the open market.

How many United Bankshares shares does Ami L. Shaver own after the filing?

After the reported transaction, Ami L. Shaver directly owned 15,964.4639 United Bankshares common shares. The filing also shows indirect ownership of 9,538.7941 common shares held through a 401(k) account as of the same transaction date.

What stock option holdings for Ami L. Shaver are disclosed in the UBSI Form 4?

The Form 4 lists several stock option positions for Ami L. Shaver, with reported balances of 906 options and three separate blocks of 2,000 options each. These entries are marked as holdings, without specified transaction codes or share amounts exercised in this filing.