United Bankshares (UBSI) EVP logs tax-withholding share disposition in Form 4

Rhea-AI Filing Summary

United Bankshares, Inc. Executive Vice President Ross M. Draber reported a tax-related share disposition in company stock. On February 20, 2026, he disposed of 922 shares of common stock through a tax-withholding transaction at $44.07 per share. After this, he directly owned 28,251.942 common shares and held several direct stock option positions with post-transaction balances of 1,453, 3,000, 3,200, and 2,500 options. He also had an indirect holding of 5,555.2833 common shares through a 401(k) plan.

Insider Trade Summary

6 transactions reported

Mixed 6 txns

Insider Draber Ross M

Role Executive Vice President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	922	$44.07	$41K
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 28,251.942 shares (Direct); Stock Option — 1,453 shares (Direct); Common Stock — 5,555.283 shares (Indirect, By 401k)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Draber Ross M

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026	02/20/2026	F		922	D	$44.07	28,251.942	D
Common Stock								5,555.2833	I	By 401k

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	1,453		1,453	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	3,000		3,000	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	3,200		3,200	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	2,500		2,500	D

Explanation of Responses:

	Shelli L. Adams	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Ross M. Draber report for UBSI?

Ross M. Draber reported a tax-withholding disposition of UBSI common stock. On February 20, 2026, he disposed of 922 shares at $44.07 per share to cover tax obligations, a non-open-market transaction commonly associated with equity compensation vesting.

How many United Bankshares (UBSI) shares does Ross M. Draber own after this Form 4?

After the reported transaction, Ross M. Draber directly owned 28,251.942 UBSI common shares. He also held an additional 5,555.2833 common shares indirectly through a 401(k) plan, alongside several stock option positions reported as holdings in the same filing.

What was the price per share in Ross M. Draber’s UBSI tax-withholding transaction?

The tax-withholding disposition was reported at a price of $44.07 per UBSI common share. This price applied to the 922 shares used to satisfy tax obligations related to equity compensation, rather than an open-market purchase or sale.

Does the UBSI Form 4 show any open-market buying or selling by Ross M. Draber?

The Form 4 shows a tax-withholding disposition, not an open-market trade. The transaction is coded as payment of tax liability by delivering 922 UBSI shares, which is different from a discretionary buy or sell in the open market.

What stock option holdings for UBSI does Ross M. Draber report?

Ross M. Draber reports several UBSI stock option positions as holdings. Following the reported date, option balances included 1,453, 3,000, 3,200, and 2,500 options, all held directly. These entries reflect existing awards rather than new option grants or exercises.