UBSI COO logs tax-withholding share disposition

UNITED BANKSHARES INC/WV Chief Operating Officer James J. Consagra Jr. reported a Form 4 transaction mainly related to taxes rather than an open‑market trade.

Accepted by SEC EDGAR 02/24/2026 - 03:10 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV Chief Operating Officer James J. Consagra Jr. reported a Form 4 transaction mainly related to taxes rather than an open‑market trade. On February 20, 2026, he disposed of 2,984 shares of Common Stock at $44.07 per share to cover tax withholding obligations. After this transaction, he directly owned 145,407 Common shares, and additional Common Stock was held indirectly through a 401(k) account. Several lines also update his Stock Option holdings, showing post‑transaction balances without specifying new option exercises or sales.

Insider Trade Summary

Exercise Price or Tax Liability: 2,984 shares

Exercise Price or Tax Liability 1 txn

Insider CONSAGRA JAMES J JR

Role Chief Operating Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	2,984	$44.07	$132K
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 145,407 shares (Direct); Stock Option — 65,875 contracts (Direct); Common Stock — 11,610.683 shares (Indirect, By 401k)

Holdings Before and After: Common Stock, 148,391 to 145,407 shares (Direct)

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UBSI executive James J. Consagra Jr. report?

James J. Consagra Jr. reported a tax-related share disposition. On February 20, 2026, he disposed of 2,984 shares of United Bankshares common stock at $44.07 per share to satisfy tax withholding obligations, rather than conducting an open-market sale of shares.

How many UBSI shares does James J. Consagra Jr. own after this Form 4 filing?

After the reported transaction, James J. Consagra Jr. directly owned 145,407 shares of United Bankshares common stock. The filing also shows additional common stock held indirectly through a 401(k) plan, as well as several lines detailing his remaining stock option positions.

Was the UBSI insider transaction an open-market sale of shares?

The transaction was not an open-market sale. The Form 4 shows a disposition coded as "F," meaning 2,984 shares of United Bankshares common stock were withheld at $44.07 per share to cover tax liabilities associated with equity compensation.

What role does James J. Consagra Jr. hold at United Bankshares (UBSI)?

James J. Consagra Jr. serves as Chief Operating Officer of United Bankshares. The Form 4 filing reflects his personal equity activity in the company, including a tax-withholding share disposition and updated balances for his remaining common stock and stock option holdings.

What stock option information is included in this UBSI Form 4 filing?

The Form 4 lists several United Bankshares stock option positions for James J. Consagra Jr. For each grant, it reports the total options held after the reported date, such as 14,761, 7,381, 16,060, and 11,613 options, all shown as directly owned holdings.

Does the UBSI Form 4 show indirect ownership for James J. Consagra Jr.?

Yes. In addition to direct holdings, the Form 4 shows 11,610.683 shares of United Bankshares common stock held indirectly through a 401(k) plan, indicating retirement-plan ownership separate from his directly held common shares and stock option awards.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CONSAGRA JAMES J JR

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operating Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026	02/20/2026	F		2,984	D	$44.07	145,407	D
Common Stock								11,610.683	I	By 401k

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	14,761		14,761	D
Stock Option	$32.51							02/24/2021	02/24/2030	Common Stock	7,381		7,381	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	16,060		16,060	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	11,613		11,613	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	16,060		16,060	D

Explanation of Responses:

	Shelli L. Adams	02/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.