United Bankshares EVP in 353-share tax withholding

UNITED BANKSHARES INC/WV Executive Vice President Anna J. Schultheis reported a Form 4 transaction showing a tax-withholding disposition of 353 shares of Common Stock on February 20, 2026 at $44.07 per share.

Accepted by SEC EDGAR 02/24/2026 - 03:10 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV Executive Vice President Anna J. Schultheis reported a Form 4 transaction showing a tax-withholding disposition of 353 shares of Common Stock on February 20, 2026 at $44.07 per share. After this, she directly held 12,221.5687 common shares, with additional common stock and stock option holdings reported as indirect and option positions.

Insider Trade Summary

Exercise Price or Tax Liability: 353 shares

Exercise Price or Tax Liability 1 txn

Insider Schultheis Anna J

Role Executive Vice President

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	353	$44.07	$16K
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 12,221.5687 shares (Direct); Stock Option — 6,043 contracts (Direct); Common Stock — 13,199.9533 shares (Indirect, By 401k); Common Stock — 1,228.951 shares (Indirect, Indirect by Spouse)

Holdings Before and After: Common Stock, 12,574.5687 to 12,221.5687 shares (Direct)

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UBSI executive Anna J. Schultheis report?

Anna J. Schultheis reported a tax-withholding disposition of 353 shares of UNITED BANKSHARES INC/WV common stock. The shares were valued at $44.07 per share, reflecting payment of a tax liability by delivering securities rather than an open-market sale.

When did the UBSI Form 4 transaction by Anna J. Schultheis occur?

The reported Form 4 transaction for UBSI Executive Vice President Anna J. Schultheis occurred on February 20, 2026. On that date, she disposed of 353 common shares for tax-withholding purposes at a price of $44.07 per share, according to the filing data.

How many UBSI common shares does Anna J. Schultheis hold directly after the transaction?

After the reported tax-withholding disposition, Anna J. Schultheis directly holds 12,221.5687 shares of UNITED BANKSHARES INC/WV common stock. The Form 4 also lists additional indirect holdings through a 401(k) plan and her spouse, plus several outstanding stock option positions.

Was the UBSI insider transaction by Anna J. Schultheis a market sale?

The filing characterizes the transaction as a tax-withholding disposition, not an ordinary open-market sale. It is coded as F, meaning payment of an exercise price or tax liability by delivering securities, which typically accompanies equity-based compensation events.

What indirect UBSI share holdings are reported for Anna J. Schultheis?

The Form 4 shows indirect UBSI common stock holdings of 13,199.9533 shares held by 401k and 1,228.9510 shares held indirect by spouse. These entries reflect beneficial ownership through retirement and spousal accounts rather than additional direct share purchases.

What stock option positions for UBSI does Anna J. Schultheis report?

The filing lists several Stock Option holdings with post-transaction balances of 793.0000 options and multiple tranches of 1,750.0000 options. These entries are recorded as holdings with direct ownership, without specifying new option exercises in the provided data.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schultheis Anna J

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026	02/20/2026	F		353	D	$44.07	12,221.5687	D
Common Stock								13,199.9533	I	By 401k
Common Stock								1,228.951	I	Indirect by Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	793		793	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	1,750		1,750	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	1,750		1,750	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	1,750		1,750	D

Explanation of Responses:

	Shelli L. Adams	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.