STOCK TITAN

United Bankshares (UBSI) director adds 51 cash-settled phantom stock units

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

United Bankshares director Winter P. Clinton reported buying 51 units of Phantom Stock on August 4, 2026 at $48.77 per unit. Each unit tracks one share of UBSI common stock on a 1-for-1 basis and is payable in cash after his termination of employment. Following this transaction he holds 58,678 phantom stock units, 458,658 shares of common stock directly, and additional indirect holdings of 36,800 shares through Bray & Oakley Insurance and 1,000 shares held by his spouse.

Positive

  • None.

Negative

  • None.
Insider WINTER P CLINTON
Role Director
Bought 51 shs ($2K)
Type Security Shares Price Value
Purchase Phantom Stock F1, F2 51 $48.77 $2K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Phantom Stock — 58,678 shares (Direct); Common Stock — 458,658 shares (Direct); Common Stock — 36,800 shares (Indirect, Bray & Oakley Insurance); Common Stock — 1,000 shares (Indirect, By Spouse)
Footnotes (2)
  1. F1. 1 for 1
  2. F2. Shares of phantom stock are payable in cash following the reporting persons termination of employment with UBSI.
Phantom stock units purchased 51 units Phantom Stock units bought on August 4, 2026
Purchase price per phantom unit $48.77 Price per unit for Phantom Stock purchase
Phantom stock holdings after transaction 58,678 units Total Phantom Stock units reported following the purchase
Direct common stock holdings 458,658 shares UBSI common shares held directly after the reported transaction
Indirect holdings via Bray & Oakley Insurance 36,800 shares UBSI common shares reported as held indirectly through Bray & Oakley Insurance
Indirect holdings by spouse 1,000 shares UBSI common shares reported as held indirectly by spouse
Phantom Stock financial
"Security title reported as Phantom Stock with cash-settled value"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
underlying security financial
"Underlying security title is listed as Common Stock for the derivative"
indirect ownership financial
"Common Stock holdings reported as indirect with nature of ownership details"
termination of employment financial
"Phantom stock is payable in cash following termination of employment"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Winter P. Clinton report at UBSI?

Winter P. Clinton reported purchasing 51 units of Phantom Stock tied to United Bankshares (UBSI) common stock at $48.77 per unit on August 4, 2026. These phantom units are cash-settled and linked 1-for-1 to UBSI common shares.

How many phantom stock units does the UBSI director hold after this transaction?

After the reported purchase, Winter P. Clinton holds 58,678 phantom stock units. Each unit tracks one UBSI common share and will be payable in cash following his termination of employment with United Bankshares.

What common stock holdings does Winter P. Clinton report in UBSI?

Winter P. Clinton reports 458,658 UBSI common shares held directly. He also reports 36,800 shares held indirectly through Bray & Oakley Insurance and 1,000 shares held indirectly by his spouse, as of the same reporting date.

How is UBSI phantom stock structured for Winter P. Clinton?

The reported UBSI Phantom Stock units are linked 1-for-1 to common stock but are payable in cash after Clinton’s termination of employment. They provide value based on UBSI’s share price without issuing additional common shares.

Was Winter P. Clinton’s UBSI phantom stock purchase under a Rule 10b5-1 plan?

The filing’s Rule 10b5-1 checkbox is not marked as affirmative, indicating the reported UBSI phantom stock purchase was not designated as made pursuant to a Rule 10b5-1 trading plan based on the form’s disclosure.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
WINTER P CLINTON

(Last)(First)(Middle)
514 MARKET ST

(Street)
PARKERSBURG WEST VIRGINIA 26101

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/04/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock458,658D
Common Stock36,800IBray & Oakley Insurance
Common Stock1,000IBy Spouse
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock(1)08/04/202608/04/2026P51 (2) (2)Common Stock51$48.7758,678D
Explanation of Responses:
1. 1 for 1
2. Shares of phantom stock are payable in cash following the reporting persons termination of employment with UBSI.
Shelli L. Adams08/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)