UBSI (UBSI) EVP uses 812 shares for tax withholding, updates holdings

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV Executive Vice-President Ernest Douglas Bryan reported a Form 4 showing a tax-withholding disposition of 812 shares of common stock on February 20, 2026 at $44.07 per share. This was done to cover tax liabilities and was not an open-market sale.

After this transaction, he directly owned 46,794.6137 common shares. The filing also updates his holdings in stock options and indirectly held common stock through a 401(k) plan and by a spouse.

Insider Trade Summary

8 transactions reported

Mixed 8 txns

Insider Ernest Douglas Bryan

Role Executive Vice-President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	812	$44.07	$36K
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 46,794.614 shares (Direct); Stock Option — 7,295 shares (Direct); Common Stock — 8,181.309 shares (Indirect, By 401k)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ernest Douglas Bryan

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice-President

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026	02/20/2026	F		812	D	$44.07	46,794.6137	D
Common Stock								8,181.3086	I	By 401k
Common Stock								79	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	7,295		7,295	D
Stock Option	$32.51							02/24/2021	02/24/2030	Common Stock	3,647		3,647	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	7,676		7,676	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	5,455		5,455	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	7,676		7,676	D

Explanation of Responses:

	Shelli L. Adams	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UBSI executive Ernest Douglas Bryan report on his latest Form 4?

Ernest Douglas Bryan reported a tax-withholding share disposition, not an open-market sale. He used 812 UBSI common shares at $44.07 each on February 20, 2026 to satisfy tax obligations tied to equity compensation, then updated his remaining direct and indirect holdings.

How many UNITED BANKSHARES (UBSI) shares were used for Ernest Douglas Bryan’s tax withholding?

Bryan used 812 UBSI common shares for tax withholding. The disposition, priced at $44.07 per share, was recorded as a payment of tax liability by delivering securities, rather than a discretionary buy or sell in the open market.

What is Ernest Douglas Bryan’s direct UBSI share ownership after the reported Form 4 transaction?

After the tax-withholding disposition, Bryan directly owned 46,794.6137 UBSI common shares. The Form 4 also lists several stock option positions and indirect holdings through a 401(k) plan and shares held by his spouse, reflecting his total reported economic exposure.

Does the UBSI Form 4 show any open-market buying or selling by Ernest Douglas Bryan?

The Form 4 does not show open-market buying or selling. The only share movement is a tax-withholding disposition coded as “F,” which indicates payment of tax liability by delivering UBSI shares rather than a voluntary trade on the open market.

What indirect UNITED BANKSHARES (UBSI) holdings does Ernest Douglas Bryan report?

Bryan reports indirect ownership of UBSI common stock through a 401(k) plan and shares held by his spouse. The filing lists 8,181.3086 common shares via his 401(k) and 79 shares by his spouse, in addition to his directly owned common stock and stock options.

How are Ernest Douglas Bryan’s UBSI stock options reflected in this Form 4 filing?

The Form 4 lists several UBSI stock option positions as holdings, not new option grants or exercises. It discloses post-transaction balances such as 7,295, 3,647, 7,676 and 5,455 options, helping investors see the size of his outstanding equity-based incentives.