STOCK TITAN

UBSI (UBSI) director Clinton P. Winter buys 470 phantom stock units

(Neutral)
(Positive)
Form Type
4

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV director Clinton P. Winter reported an open-market purchase of 470 shares of Phantom Stock at $46.3658 per unit. Each phantom share corresponds 1-for-1 to common stock and is payable in cash after his termination of employment with UBSI.

Following this transaction, he holds 58,469 phantom stock units directly. He also reports direct ownership of 458,658 shares of common stock, plus indirect holdings of 1,000 common shares through his spouse and 36,800 common shares through Bray & Oakley Insurance. The filing primarily updates his total direct and indirect economic exposure to UBSI rather than signaling a large position change.

Positive

  • None.

Negative

  • None.
Insider WINTER P CLINTON
Role Director
Bought 470 shs ($22K)
Type Security Shares Price Value
Purchase Phantom Stock 470 $46.3658 $22K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Phantom Stock — 58,469 shares (Direct); Common Stock — 458,658 shares (Direct); Common Stock — 36,800 shares (Indirect, Bray & Oakley Insurance); Common Stock — 1,000 shares (Indirect, By Spouse)
Footnotes (2)
  1. F1. 1 for 1
  2. F2. Shares of phantom stock are payable in cash following the reporting persons termination of employment with UBSI.
Phantom Stock purchased 470 units Open-market purchase on 2026-07-01
Purchase price $46.3658 per unit Phantom Stock transaction
Phantom units after transaction 58,469 units Total Phantom Stock holdings
Direct common stock holdings 458,658 shares Common Stock held directly after transactions
Spouse-held common stock 1,000 shares Indirect ownership by spouse
Bray & Oakley Insurance common stock 36,800 shares Indirect ownership via Bray & Oakley Insurance
Net buy-sell shares 470 shares Net effect of reported transactions
Phantom Stock financial
"Shares of phantom stock are payable in cash following the reporting persons termination of employment with UBSI."
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
open-market purchase financial
"transaction_action: open-market purchase for 470 Phantom Stock units at 46.3658"
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
indirect ownership financial
"direct_or_indirect: I with nature_of_ownership listed as By Spouse and Bray & Oakley Insurance"
1 for 1 financial
"Footnote indicates a 1 for 1 relationship between Phantom Stock and common stock"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did UBSI director Clinton P. Winter report on this Form 4?

Clinton P. Winter reported buying 470 shares of Phantom Stock linked to UNITED BANKSHARES INC/WV. The purchase was an open-market transaction at $46.3658 per unit and increases his cash-settled phantom stock position while leaving his reported common stock holdings structure unchanged.

What is Phantom Stock in the UBSI Form 4 for Clinton P. Winter?

The filing states that Phantom Stock represents units valued 1-for-1 with UBSI common stock. These phantom shares are payable in cash following the reporting person’s termination of employment, giving him a cash-settled economic interest rather than additional voting common shares.

How many UBSI Phantom Stock units does Clinton P. Winter hold after this transaction?

After purchasing 470 Phantom Stock units, Clinton P. Winter holds a total of 58,469 phantom units. These units mirror UBSI common stock value on a one-for-one basis and will be settled in cash after his employment with UNITED BANKSHARES INC/WV ends.

What common stock holdings does Clinton P. Winter report in UBSI shares?

The Form 4 shows 458,658 UBSI common shares held directly by Clinton P. Winter. It also lists 1,000 shares held indirectly through his spouse and 36,800 shares held indirectly through Bray & Oakley Insurance, reflecting his combined direct and indirect UBSI equity exposure.

Was the UBSI Phantom Stock transaction by Clinton P. Winter a buy or a sale?

The transaction is reported as an open-market purchase, coded “P” on the Form 4. Clinton P. Winter acquired 470 Phantom Stock units at a price of $46.3658 each, increasing his cash-settled exposure tied to UNITED BANKSHARES INC/WV common stock values.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
WINTER P CLINTON

(Last)(First)(Middle)
514 MARKET ST

(Street)
PARKERSBURG WEST VIRGINIA 26101

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock458,658D
Common Stock36,800IBray & Oakley Insurance
Common Stock1,000IBy Spouse
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock(1)07/01/202607/01/2026P470 (2) (2)Common Stock470$46.365858,469D
Explanation of Responses:
1. 1 for 1
2. Shares of phantom stock are payable in cash following the reporting persons termination of employment with UBSI.
Shelli L. Adams07/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)