United Bankshares (UBSI) EVP disposes shares to cover tax withholding

Rhea-AI Filing Summary

United Bankshares, Inc. Executive Vice-President Darren K. Williams recorded a tax-related share disposition. On February 20, 2026, 922 shares of common stock were withheld at $44.07 per share to cover tax liabilities on equity compensation, a non-open-market transaction.

After this event, Williams directly owned 44,905 common shares, plus 2,208 common shares in a direct IRA and 5,084.7381 common shares held indirectly through a 401(k). The filing also updates several stock option positions with revised post-transaction balances.

Insider Trade Summary

8 transactions reported

Mixed 8 txns

Insider Williams Darren K

Role Executive Vice-President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	922	$44.07	$41K
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock - Direct IRA	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 44,905 shares (Direct); Stock Option — 7,246 shares (Direct); Common Stock - Direct IRA — 2,208 shares (Direct); Common Stock — 5,084.738 shares (Indirect, By 401k)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Williams Darren K

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice-President

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026	02/20/2026	F		922	D	$44.07	44,905	D
Common Stock - Direct IRA								2,208	D
Common Stock								5,084.7381	I	By 401k

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	7,246		7,246	D
Stock Option	$32.51							02/24/2021	02/24/2030	Common Stock	3,623		3,623	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	7,603		7,603	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	5,419		5,419	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	7,603		7,603	D

Explanation of Responses:

	Shelli L. Adams	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UBSI executive Darren K. Williams report?

Darren K. Williams reported a tax-withholding disposition of 922 United Bankshares common shares on February 20, 2026. The shares were withheld at $44.07 each to satisfy tax obligations related to equity compensation, rather than being sold in an open-market transaction.

How many UBSI shares does Darren K. Williams own after this filing?

After the reported transaction, Darren K. Williams directly owned 44,905 United Bankshares common shares. He also held 2,208 common shares in a direct IRA and 5,084.7381 common shares indirectly through a 401(k), as reflected in the updated ownership balances.

Was the UBSI insider transaction a market sale of shares?

No, the UBSI insider event was a tax-withholding disposition, not an open-market sale. Shares were withheld at $44.07 to cover tax liabilities on equity compensation, a common administrative transaction rather than a discretionary sale into the market.

What price per share was used in the UBSI tax-withholding disposition?

The tax-withholding disposition used a price of $44.07 per United Bankshares common share. This price applied to the 922 shares withheld on February 20, 2026, to satisfy tax obligations associated with the executive’s equity compensation award.

Did the UBSI Form 4 include changes to stock option holdings?

Yes, the filing listed several stock option positions with updated post-transaction balances. These entries show revised option holdings, such as 7,246 and 5,419 options, but do not indicate new option exercises or open-market option trades in this disclosure.

How is UBSI common stock held indirectly by Darren K. Williams?

Darren K. Williams reported indirect ownership of UBSI common stock through a 401(k) plan. Following the reported transactions, the filing shows 5,084.7381 common shares held in this retirement account, separate from his directly held and IRA-held United Bankshares shares.