United Bankshares (UBSI) EVP records tax withholding of 919 shares

Rhea-AI Filing Summary

United Bankshares, Inc. executive Henry M. Kayes Jr. reported a tax-related share disposition. As EVP, he had 919 shares of common stock withheld on February 20, 2026 at $44.07 per share to cover tax obligations, a non‑market transaction coded as a tax-withholding disposition.

Following this, his directly held common stock totaled 38,729.636 shares. He also reported indirect ownership of common stock through a 401(k) account (3,145.439 shares), immediate family (788 shares), and his wife's IRA (206.022 shares), plus several stock option positions reported as holdings.

Insider Trade Summary

8 transactions reported

Mixed 8 txns

Insider KAYES HENRY M JR

Role EVP

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	919	$44.07	$41K
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 38,729.636 shares (Direct); Stock Option — 1,089 shares (Direct); Common Stock — 3,145.439 shares (Indirect, By 401k)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KAYES HENRY M JR

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026	02/20/2026	F		919	D	$44.07	38,729.636	D
Common Stock								3,145.439	I	By 401k
Common Stock								788	I	By Immediate Family
Common Stock								206.022	I	By Wife- IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	1,089		1,089	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	3,200		3,200	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	3,200		3,200	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	3,200		3,200	D

Explanation of Responses:

	Shelli L. Adams	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did United Bankshares (UBSI) EVP Henry M. Kayes Jr. report in this Form 4?

He reported a tax-withholding disposition of company shares. On February 20, 2026, 919 common shares were withheld at $44.07 per share to satisfy tax obligations, rather than sold on the open market, and his post-transaction holdings were updated.

How many United Bankshares (UBSI) shares does Henry M. Kayes Jr. hold directly after this filing?

After the tax-withholding event, he directly holds 38,729.636 common shares. This figure reflects his updated ownership following the withholding of 919 shares for taxes on February 20, 2026, as reported in the Form 4 filing.

Was the United Bankshares (UBSI) insider transaction an open-market sale or tax withholding?

It was a tax-withholding disposition, not an open-market sale. The Form 4 uses transaction code F, indicating shares were delivered at $44.07 per share to cover tax liabilities associated with equity compensation, a common administrative transaction.

What indirect United Bankshares (UBSI) holdings does Henry M. Kayes Jr. report?

He reports indirect ownership of common stock through several accounts: 3,145.439 shares held by a 401(k) plan, 788 shares held by immediate family, and 206.022 shares held by his wife’s IRA, all classified as indirect holdings.

What stock option positions are listed for Henry M. Kayes Jr. in this United Bankshares (UBSI) filing?

The Form 4 lists multiple stock option holdings as of February 20, 2026. Reported post-transaction balances include 1,089 options in one grant and 3,200 options in three separate grants, all shown as direct ownership positions.

Does this United Bankshares (UBSI) Form 4 show any insider open-market buying or selling?

No open-market buying or selling is reported here. The only share movement is a tax-withholding disposition of 919 shares, coded F, while other entries simply update direct and indirect holdings in common stock and stock options on the reported date.