United Bankshares (UBSI) EVP receives 1,815-share restricted stock award

Rhea-AI Filing Summary

United Bankshares, Inc. executive Charles J. Mildren reported an equity award of company stock. On February 19, 2026, he acquired 1,815 shares of United Bankshares common stock at a reported price of $0.00 per share, described as a grant of restricted stock awards that vest in three equal annual installments.

After this grant, his directly held common stock increased to 21,809.541 shares. In addition, he reports indirect ownership of 7,174.8355 common shares through a 401(k) plan and 652.3690 common shares held by immediate family.

Insider Trade Summary

7 transactions reported

Mixed 7 txns

Insider Mildren Charles J.

Role Executive Vice President

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,815	$0.00	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 21,809.541 shares (Direct); Stock Option — 1,453 shares (Direct); Common Stock — 7,174.836 shares (Indirect, By 401k)

Footnotes (1)

1. Shares were acquired pursuant to a grant of restricted stock awards. The award vests in three equal annual installments. Additional stock acquired in the Dividend Reinvestment Plan. Includes additional shares acquired under the UBSI 401K plan since the date of the reporting person's last 401K ownership report.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mildren Charles J.

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026	02/19/2026	A		1,815(1)	A	$0.0000	21,809.541(2)	D
Common Stock								7,174.8355(3)	I	By 401k
Common Stock								652.369(2)	I	By Immediate Family

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	1,453		1,453	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	3,200		3,200	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	3,200		3,200	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	3,200		3,200	D

Explanation of Responses:

1. Shares were acquired pursuant to a grant of restricted stock awards. The award vests in three equal annual installments.

2. Additional stock acquired in the Dividend Reinvestment Plan.

3. Includes additional shares acquired under the UBSI 401K plan since the date of the reporting person's last 401K ownership report.

	Shelli L. Adams	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did UBSI executive Charles J. Mildren report on this Form 4?

He reported receiving a grant of 1,815 shares of United Bankshares common stock. The filing shows this as a restricted stock award that vests in three equal annual installments, increasing his directly owned UBSI shares.

How many United Bankshares (UBSI) shares does Mildren own after the grant?

After the award, Mildren directly owns 21,809.541 shares of UBSI common stock. The Form 4 also reports 7,174.8355 shares held indirectly via a 401(k) plan and 652.3690 shares held by immediate family.

What type of transaction is reported for UBSI on February 19, 2026?

The filing reports a grant or award acquisition of 1,815 UBSI common shares to executive vice president Charles J. Mildren. It is coded as a grant, award, or other acquisition, not an open-market purchase or sale.

How does the UBSI restricted stock award to Mildren vest?

According to the footnote, the 1,815-share UBSI restricted stock award vests in three equal annual installments. That means one-third of the granted shares becomes fully owned each year over a three-year period.

Does the UBSI Form 4 show any stock sales by Charles J. Mildren?

The Form 4 does not show any reported sales of UBSI stock by Mildren. It primarily details a restricted stock grant and updates on his direct and indirect holdings in common stock and stock options.

What indirect UBSI holdings does Mildren report in this Form 4?

Mildren reports indirect ownership of UBSI common stock in two categories: 7,174.8355 shares held via a 401(k) plan and 652.3690 shares categorized as held by his immediate family.