United Community Banks grants exec 2,932 RSUs

United Community Banks’ chief accounting officer received a new time-based restricted stock unit award vesting over four years.

Rhea-AI Filing Summary

UNITED COMMUNITY BANKS INC (symbol: UCB) is the issuer of record for a Form 4 filing submitted to the SEC. KUMLER ALAN H reported acquisition or exercise transactions in this Form 4 filing.

UNITED COMMUNITY BANKS INC (UCB) reported that Alan H. Kumler, its Senior Vice President and Chief Accounting Officer, received a grant of 2,932 shares of common stock in the form of time-based restricted stock units on September 1, 2026. These RSUs vest in four equal 25% installments on November 15, 2027, August 15, 2028, August 15, 2029, and August 15, 2030. Following this award, Kumler directly holds 23,612 shares of the company’s common stock. No Rule 10b5-1 trading plan is reported for this grant.

Insider Trade Summary

Grant/Award: 2,932 shares

Grant/Award 1 txn

Insider KUMLER ALAN H

Role SVP, Chief Accounting Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	2,932	$0.00	$0.00

Holdings After Transaction: Common Stock — 23,612 shares (Direct)

Footnotes (1)

1. F1. Represents grant of time-based restricted stock units, which vest 25% on November 15, 2027, August 15, 2028, August 15, 2029 and August 15, 2030.

Key Figures

Restricted stock units granted: 2,932 shares Holdings after transaction: 23,612 shares First vesting date: November 15, 2027 +3 more

6 metrics

Restricted stock units granted 2,932 shares Time-based RSU award to Alan H. Kumler on September 1, 2026

Holdings after transaction 23,612 shares Direct ownership of Alan H. Kumler following the RSU grant

First vesting date November 15, 2027 25% of the 2,932 RSUs vest on this date

Second vesting date August 15, 2028 Next 25% of RSUs vest on this date

Third vesting date August 15, 2029 Third 25% of RSUs vest on this date

Final vesting date August 15, 2030 Final 25% of RSUs vest on this date

Key Terms

restricted stock units, time-based, vest

3 terms

restricted stock units financial

"Represents grant of time-based restricted stock units, which vest 25%"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

time-based financial

"Represents grant of time-based restricted stock units, which vest 25%"

vest financial

"restricted stock units, which vest 25% on November 15, 2027"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

FAQ

What insider transaction did UNITED COMMUNITY BANKS INC (UCB) report for Alan H. Kumler?

The filing reports that Alan H. Kumler received a grant of 2,932 time-based restricted stock units of UNITED COMMUNITY BANKS INC common stock on September 1, 2026, as a compensation-related award with no cash exercise price.

How do the new restricted stock units for UCB’s Alan H. Kumler vest?

The 2,932 restricted stock units vest in four equal 25% installments on November 15, 2027, August 15, 2028, August 15, 2029, and August 15, 2030, conditioned on the time-based vesting schedule described in the award.

How many UNITED COMMUNITY BANKS INC (UCB) shares does Alan H. Kumler hold after this grant?

After the reported grant, Alan H. Kumler directly holds 23,612 shares of UNITED COMMUNITY BANKS INC common stock, including the newly awarded restricted stock units, according to the Form 4 disclosure.

Was the UCB insider grant to Alan H. Kumler made under a Rule 10b5-1 plan?

No. The Form 4 indicates the Rule 10b5-1 checkbox is not checked, and the footnotes do not state that the grant was made pursuant to a Rule 10b5-1 trading plan.

What role does the insider receiving the UCB restricted stock units hold?

The recipient, Alan H. Kumler, serves as Senior Vice President and Chief Accounting Officer of UNITED COMMUNITY BANKS INC, as identified in the Form 4 reporting this equity award.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/02/2026 - 04:37 PM Accepted by SEC EDGAR 09/02/2026 - 04:36 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KUMLER ALAN H

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SOUTH CAROLINA 29601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/01/2026		A		2,932(1)	A	$0	23,612	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents grant of time-based restricted stock units, which vest 25% on November 15, 2027, August 15, 2028, August 15, 2029 and August 15, 2030.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	09/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)