Here are the S-3 shelf registrations from United Community Banks, Inc. (UCB) in our archive over the last 12 months, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
An S-3 covers the shelf registration that lets an established company sell over time, so if you follow UCB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UCB filings page.
United Community Banks, Inc. has filed an automatic shelf registration statement on Form S-3, allowing it and certain future selling securityholders to offer a broad range of securities over time. The shelf may be used for offerings of common stock, non-voting common stock, preferred stock, depositary shares, senior or subordinated debt, warrants, purchase contracts, and units, with specific terms to be set in future prospectus supplements.
The company states that net proceeds from its own securities sales will generally be used for general corporate purposes, including investments in bank and non-bank subsidiaries, acquisitions, debt repayment or refinancing, holding company investments, and potential stock repurchases. United is a regional bank holding company headquartered in Greenville, South Carolina, with total assets of $28.1 billion, total loans of $19.2 billion, total deposits of $24.0 billion and shareholders’ equity of $3.6 billion as of September 30, 2025. The filing emphasizes that investing in its securities involves significant risks and incorporates detailed risk factors from its latest Form 10‑K and Form 10‑Q.