Welcome to our dedicated page for United Fire Group SEC filings (Ticker: UFCS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The United Fire Group, Inc. (UFCS) SEC filings page provides access to the company’s regulatory disclosures as a NASDAQ-listed property and casualty insurance holding company. Incorporated in Iowa and headquartered in Cedar Rapids, United Fire Group files with the U.S. Securities and Exchange Commission to report on its financial condition, operations and material events.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q, which describe the company’s property and casualty insurance business, risk factors, financial statements and management’s discussion and analysis. These filings are particularly relevant for understanding premium trends, loss experience, catastrophe exposure, reserve development and net investment income in the context of the direct property and casualty insurance carriers industry.
United Fire Group also submits frequent current reports on Form 8-K. Recent 8-K filings have covered quarterly earnings releases, dividend declarations, earnings call announcements, and the entry into or modification of material definitive agreements such as note purchase agreements for senior unsecured notes. These current reports highlight material developments between periodic filings.
Because United Fire Group has issued senior unsecured notes, its filings may include details about note terms, covenants and the use of proceeds, as reflected in 8-K disclosures. Corporate governance items, such as change-in-control severance agreements for certain officers, also appear in 8-Ks under the relevant items.
On Stock Titan, SEC documents for UFCS are supplemented with AI-powered summaries that explain key points in plain language. These summaries help users quickly understand lengthy 10-K and 10-Q filings, highlight significant items in 8-Ks and make it easier to track themes such as underwriting performance, capital management and governance changes. Real-time updates from EDGAR ensure that new filings, including any Form 4 insider transaction reports or proxy materials when available, are added promptly for ongoing analysis.
United Fire Group, Inc. reported significantly stronger results for the quarter and year ended December 31, 2025, and raised its dividend. Fourth quarter net income rose to $38.4 million, or $1.45 per diluted share, with adjusted operating income of $1.50 per share and an improved combined ratio of 92.3%.
For full year 2025, net income increased to $118.2 million, or $4.48 per diluted share, and adjusted operating income was $4.60 per share. Net written premium grew 9% to $1.35 billion, net investment income rose 19% to $97.5 million, and the combined ratio improved to 94.8% from 99.2%, reflecting better underwriting and lower catastrophe losses.
Return on equity reached 13.7%, while book value per share increased to $36.88 and adjusted book value per share to $37.87. The board declared a 25% increase in the quarterly cash dividend, from $0.16 to $0.20 per share, payable March 10, 2026 to shareholders of record on February 24, 2026.
Dee Ann McIntyre has filed an amended Schedule 13G reporting significant ownership in United Fire Group Inc. common stock. She is reported as beneficially owning 2,925,862 shares, which represented 11.47% of the company’s outstanding common shares as of December 31, 2025.
Her holdings are primarily through the Dee Ann McIntyre Marital Election Trust, which itself is shown as owning 2,426,533 shares, or 9.51% of outstanding stock, plus additional shares through a charitable foundation, retirement account, and revocable trusts. The filing states the securities are not held for the purpose of changing or influencing control of United Fire Group.
United Fire Group, Inc. announced plans to release its fourth quarter 2025 earnings after the market closes on February 10, 2026. The company will hold an earnings conference call on February 11, 2026 to discuss the results with investors and analysts.
The timing and details were provided in a press release dated January 26, 2026, which is included as an exhibit. This update is a scheduling notice and does not itself include financial results or guidance.
United Fire Group, Inc. (UFCS)2,324 shares of common stock, recorded as an acquisition. After this transaction, she beneficially owned 2,424 shares in total, held directly.
The price shown for the grant is $30.66 per share, which is described as the closing price of the company’s stock on 08/15/2025, the date Ms. Spencer joined the Board of Directors. The grant is scheduled to vest in full on 08/15/2026, the one-year anniversary of her election to the Board. The Form 4 is filed for one reporting person, signed by Sarah Madsen as attorney-in-fact for Gilda Spencer.
United Fire Group, Inc. (UFCS) announced that its Board of Directors declared a regular quarterly cash dividend of $0.16 per share on its common stock. The dividend will be paid on December 19, 2025 to shareholders of record as of December 5, 2025. The company also noted that a related press release dated November 21, 2025 has been issued and included as an exhibit.
United Fire Group Inc. (UFCS) reported an insider equity transaction involving its VP and Chief Accounting Officer. On 11/14/2025, the officer had 644 shares of common stock withheld at a price of $37.11 per share, coded as an "F" transaction, which indicates shares were withheld to cover tax obligations tied to the vesting of restricted stock units. After this tax-related withholding, the officer beneficially owns 7,247 shares of United Fire Group common stock in direct ownership. This filing reflects routine equity compensation and tax settlement activity rather than an open-market sale.
United Fire Group, Inc. (UFCS) reported stronger Q3 2025 results. Total revenues were $354.0 million, up from $323.0 million a year ago, driven by net earned premium of $328.4 million. Net income rose to $39.2 million, with diluted EPS of $1.49. For the nine months, revenues reached $1,020.6 million and net income was $79.8 million (diluted EPS $3.03).
Balance sheet strength improved as accumulated other comprehensive loss narrowed to $10.997 million, and total stockholders’ equity increased to $898.7 million. Net investment income rose to $26.0 million for the quarter. The company recorded $13.8 million of favorable prior-year reserve development for the nine months. Operating cash flow was $149.9 million year-to-date. Long-term debt increased to $146.1 million, reflecting the July issuance of $30 million of 9% senior unsecured notes due 2039. As of November 3, 2025, 25,514,329 common shares were outstanding.
United Fire Group, Inc. (UFCS) furnished an 8-K stating it issued a press release announcing financial results for the quarter ended September 30, 2025. The press release is attached as Exhibit 99.1 and is incorporated by reference.
The company noted this information is being furnished, not filed, under the Exchange Act. No additional financial details are included in this report.
United Fire Group (UFCS) announced it will release its third quarter 2025 financial results after the market closes on Tuesday, November 4, 2025, and will host an earnings conference call on Wednesday, November 5, 2025.
The announcement was provided via a press release furnished as Exhibit 99.1. The company noted the information is furnished under Item 8.01 and is not deemed filed for purposes of Section 18 of the Exchange Act.
Besong John Paul E, a director of United Fire Group Inc (UFCS), reported two open-market sales on 09/18/2025. The Form 4 shows a sale of 1,150 shares at $32.25, after which beneficial ownership was 25,793.6192 shares, and a sale of 1,300 shares at $32.26, after which beneficial ownership was 24,493.6192 shares. The form was filed by one reporting person and signed by Sarah Madsen as attorney-in-fact.