United Fire Group Insider Report: 50,802 Shares Gifted by Director

Rhea-AI Filing Summary

United Fire Group, Inc. (UFCS) Form 4 disclosure: Director Dee Ann McIntyre reported transactions on 08/21/2025 and filed the Form 4 signed 08/26/2025. The report shows a disposition of 50,802 shares of UFCS common stock coded as a bona fide gift, resulting in zero direct ownership reported for that particular block. The filing lists substantial indirect and trust holdings: 2,426,533 shares held indirectly by the Dee Ann McIntyre Marital Election Trust, 441,863 shares held indirectly by the McIntyre Foundation, and 57,466 shares noted under other dispositions or accounts. The filing also discloses 16,500 shares in an IRA and 40,966 shares in revocable trusts that are included in the reported totals. The Form identifies the reporting person as a director and notes the gift, the trust relationships, and that the McIntyre Foundation is a private foundation for which the reporting person is one of three directors.

Insights

Securities Analyst

TL;DR: Director reported a gift of 50,802 UFCS shares; large indirect trust holdings remain dominant, so immediate market impact appears limited.

The Form 4 discloses a non‑market disposition coded as a bona fide gift of 50,802 shares on 08/21/2025. The transaction reduces direct holdings for that reported block to zero, but does not materially change the reporting family’s aggregate economic exposure given 2,426,533 shares held indirectly by a marital election trust and 441,863 shares held by a private foundation. The filing also notes retirement and revocable trust accounts totaling 57,466 shares (including 16,500 in an IRA).

From a market perspective, gifts are typically non‑liquidating and may not signal intent to sell on the open market. The disclosure is specific and consistent with Rule 16 reporting.

Corporate Governance Expert

TL;DR: Filing documents proper Section 16 disclosure and trust relationships; governance implications are routine rather than material.

The report identifies Dee Ann McIntyre as a director and details indirect ownership via trusts and a foundation for which she serves as a director. The 50,802‑share disposition is described as a bona fide gift and is properly reported under Section 16. The filing clarifies beneficial ownership aggregation across individual, IRA, revocable trusts, marital trust, and foundation holdings, which is important for transparency but does not indicate a change in board composition or control. The signature by attorney‑in‑fact is present and the explanatory footnotes describe account breakdowns clearly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McIntyre Dee Ann

(Last) (First) (Middle)

2007 FIRST AVENUE SE

(Street)

CEDAR RAPIDS IA 52406-2804

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED FIRE GROUP INC [ UFCS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
UFCS Common Stock	08/21/2025		G		50,802	D	$0(1)	0	I	By J. Scott McIntyre Marital Election Trust
UFCS Common Stock								57,466	D(2)
UFCS Common Stock								441,863	I	By McIntyre Foundation(3)
UFCS Common Stock								2,426,533	I	By Dee Ann McIntyre Marital Election Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Bona fide gift.

2. The number of securities directly owned by the Reporting Person includes: 16,500 shares in an individual retirement account, and 40,966 shares held in a revocable trust for the Reported Person's benefit (of which 10,966 shares a re held in one revocable trust account, and 30,000 shares are held in another revocable trust account).

3. The McIntyre Foundation is a private foundation for which the Reporting Person serves as one of three directors.

	Dee Ann McIntyre by Mark Van Heukelom, Attorney-in-Fact	08/26/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Dee Ann McIntyre report on Form 4 for UFCS?

The Form 4 reports a disposition of 50,802 shares of UFCS common stock on 08/21/2025 coded as a bona fide gift.

How many UFCS shares does Dee Ann McIntyre or related trusts still beneficially own after the reported transaction?

The filing shows 2,426,533 shares indirectly held by the Dee Ann McIntyre Marital Election Trust and 441,863 shares indirectly held by the McIntyre Foundation, plus other accounts totaling tens of thousands of shares.

Does the Form 4 indicate any sales of UFCS shares for cash?

No. The reported 50,802‑share disposition is described as a bona fide gift; there is no cash sale price reported for that transaction.

What relationships to the issuer are disclosed for the reporting person?

Dee Ann McIntyre is disclosed as a Director of United Fire Group, Inc.; the Form also identifies indirect holdings through trusts and a foundation for which she serves as one of three directors.

When was the Form 4 signed and filed?

The signature block shows the Form 4 was signed by attorney‑in‑fact on behalf of Dee Ann McIntyre on 08/26/2025.