United Fire Group (UFCS) reports 2,324-share grant to director

Rhea-AI Filing Summary

United Fire Group, Inc. (UFCS) reported an insider equity grant to director Gilda Spencer. On 11/21/2025, she acquired 2,324 shares of common stock, recorded as an acquisition. After this transaction, she beneficially owned 2,424 shares in total, held directly.

The price shown for the grant is $30.66 per share, which is described as the closing price of the company’s stock on 08/15/2025, the date Ms. Spencer joined the Board of Directors. The grant is scheduled to vest in full on 08/15/2026, the one-year anniversary of her election to the Board. The Form 4 is filed for one reporting person, signed by Sarah Madsen as attorney-in-fact for Gilda Spencer.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Spencer Gilda Livingston

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,324	$30.66	$71K

Holdings After Transaction: Common Stock — 2,424 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Spencer Gilda Livingston

(Last) (First) (Middle)

118 SECOND AVE SE

(Street)

CEDAR RAPIDS IA 52401

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED FIRE GROUP INC [ UFCS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/21/2025		A		2,324	A	$30.66(1)	2,424	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The share price shown is the closing price of the Company's stock on August 15, 2025, the date Ms. Spencer joined the Board of Directors, with the grant vesting in full on August 15, 2026, the one-year anniversary of her election to the Board.

Remarks:

	Sarah Madsen, as attorney in fact for Gilda Spencer	11/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UFCS report for director Gilda Spencer?

UFCS reported that director Gilda Spencer acquired 2,324 shares of United Fire Group common stock in a Form 4 insider transaction.

When did the reported UFCS insider transaction take place?

The insider transaction for UFCS common stock was dated 11/21/2025.

What price per share was used for Gilda Spencer’s UFCS stock grant?

The grant references a share price of $30.66, described as the closing price of the company’s stock on 08/15/2025.

How many UFCS shares does Gilda Spencer own after this transaction?

Following the reported transaction, Gilda Spencer beneficially owned 2,424 shares of UFCS common stock, held directly.

When does Gilda Spencer’s UFCS stock grant fully vest?

The grant is scheduled to vest in full on 08/15/2026, the one-year anniversary of her election to the UFCS Board of Directors.

Who signed the UFCS Form 4 related to Gilda Spencer’s transaction?

The Form 4 was signed by Sarah Madsen, acting as attorney-in-fact for Gilda Spencer.