UFP Industries (UFPI) CFO receives new phantom stock unit grant

Rhea-AI Filing Summary

COLE MICHAEL R reported acquisition or exercise transactions in this Form 4 filing.

UFP Industries Chief Financial Officer Michael R. Cole reported a compensation-related award of 16 phantom stock units on common stock. Each unit is on a 1-for-1 basis and was valued at $90.74 per unit. Following this grant, Cole holds 32,585 phantom stock units directly. These units were accrued under the company’s Deferred Compensation Plan and are payable in shares of common stock upon death, disability, or retirement, with additional shares potentially added through a dividend reinvestment plan.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider COLE MICHAEL R

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Phantom Stock Unit	16	$90.74	$1K

Holdings After Transaction: Phantom Stock Unit — 32,585 shares (Direct, null)

Footnotes (1)

1. 1 for 1 The phantom stock units were accrued under the Company's Deferred Compensation Plan and are payable in shares of the Company's common stock until the reporting person's death, disability, or retirement. Includes shares acquired through dividend reinvestment plan

Key Figures

Phantom stock units granted: 16 units Grant reference price: $90.74 per unit Total phantom units after grant: 32,585 units +1 more

4 metrics

Phantom stock units granted 16 units Grant on June 30, 2026

Grant reference price $90.74 per unit Phantom stock unit valuation

Total phantom units after grant 32,585 units Holdings following transaction

Conversion ratio 1 for 1 Each phantom unit to common share

Key Terms

Phantom Stock Unit, Deferred Compensation Plan, dividend reinvestment plan

3 terms

Phantom Stock Unit financial

"The phantom stock units were accrued under the Company's Deferred Compensation Plan"

Deferred Compensation Plan financial

"accrued under the Company's Deferred Compensation Plan and are payable in shares"

A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.

dividend reinvestment plan financial

"Includes shares acquired through dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/01/2026 - 10:02 AM Accepted by SEC EDGAR 07/01/2026 - 10:02 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

COLE MICHAEL R

(Last) (First) (Middle)

2801 EAST BELTLINE, N.E.

(Street)

GRAND RAPIDS MICHIGAN 49525

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UFP INDUSTRIES INC [ UFPI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock Unit	(1)	06/30/2026		A		16		(2)	(2)	Common Stock	16	$90.74	32,585(3)	D

Explanation of Responses:

1. 1 for 1

2. The phantom stock units were accrued under the Company's Deferred Compensation Plan and are payable in shares of the Company's common stock until the reporting person's death, disability, or retirement.

3. Includes shares acquired through dividend reinvestment plan

	Katherine L. Karel	07/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UFPI CFO Michael R. Cole report?

Michael R. Cole reported receiving 16 phantom stock units as a compensation-related grant. These units track UFP Industries’ common stock and increase his deferred equity-based holdings under the company’s Deferred Compensation Plan.

How many phantom stock units does UFPI CFO hold after this grant?

After the June 30, 2026 grant, Michael R. Cole holds 32,585 phantom stock units. This total reflects the newly awarded 16 units plus prior accruals, including units added through the company’s dividend reinvestment plan.

At what value were the UFPI phantom stock units granted to the CFO?

The 16 phantom stock units granted to the UFPI CFO were valued at $90.74 per unit. This figure represents the reference price used for the award and helps quantify the size of the compensation-related transaction.

When will UFPI CFO’s phantom stock units be paid out?

The phantom stock units are payable in shares of UFP Industries common stock upon the CFO’s death, disability, or retirement. This structure makes the award part of his long-term deferred compensation rather than an immediate cash or stock payout.

Are UFPI CFO’s phantom stock units part of a deferred compensation plan?

Yes. The phantom stock units were accrued under UFP Industries’ Deferred Compensation Plan. Under this plan, units track the value of common stock and are ultimately settled in shares at specified future events like retirement or disability.