[Form 4] UFP Industries, Inc. Insider Trading Activity

Rhea-AI Filing Summary

UFP Industries (UFPI) Executive Chairman Matthew J. Missad reported a small equity accrual under the company deferred compensation plan. On 08/29/2025 Mr. Missad was credited with 14 phantom stock units that convert 1-for-1 into common shares and are payable in shares upon death, disability or retirement. The units carry an attributable value shown at $100.97 per share. After the transaction the reporting person beneficially owns 93,437 shares, which includes shares from the dividend reinvestment plan. The Form 4 was signed by an attorney-in-fact on 09/02/2025.

Positive

• Executive alignment: Accrual of phantom stock units ties compensation to company equity and aligns the Executive Chairman with shareholder interests

Negative

• None.

Insights

Financial Analyst

TL;DR: Routine, small-value accrual of phantom units increases insider stake slightly; no material change to capital structure.

The reported transaction is an accrued grant of 14 phantom stock units that convert 1-for-1 to common shares, recorded at an attributable price of $100.97. Given the modest size (14 units) relative to the total beneficial ownership of 93,437 shares, this is immaterial to outstanding share count and valuation. It does, however, reflect continued alignment of executive compensation with equity performance through the deferred compensation plan. No sales, option exercises, or large dispositions were reported.

Corporate Governance Expert

TL;DR: Standard insider disclosure of deferred-compensation share accrual; governance signals alignment but is not material.

The Form 4 discloses an administrative accrual under the company’s Deferred Compensation Plan—14 phantom units payable in shares upon certain termination events. The filing identifies the reporting person as Executive Chairman and Director, and the form was executed by an attorney-in-fact. This is a routine disclosure consistent with equity-based executive compensation practices and raises no governance red flags given its small magnitude and clear explanatory remarks.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MISSAD MATTHEW J

(Last) (First) (Middle)

2801 EAST BELTLINE, N.E.

(Street)

GRAND RAPIDS MI 49525

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UFP INDUSTRIES INC [ UFPI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Chairman

3. Date of Earliest Transaction (Month/Day/Year)
08/29/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock Units	(1)	08/29/2025		A		14		(2)	(2)	Common Stock	14	$100.97	93,437(3)	D

Explanation of Responses:

1. 1-for-1

2. The phantom stock units were accrued under the Company's Deferred Compensation Plan and are payable in shares of the Company's Common Stock until the reporting person's death, disability or retirement.

3. Includes shares acquired through dividend reinvestment plan.

Remarks:

	Katherine L. Karel; Attorney-in-Fact for Matthew J. Missad	09/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Matthew J. Missad report on Form 4 for UFPI?

The filing reports an accrual of 14 phantom stock units on 08/29/2025, payable 1-for-1 into common shares under the company Deferred Compensation Plan.

How many shares does the reporting person beneficially own after the transaction?

The Form 4 states the reporting person beneficially owns 93,437 shares following the reported transaction, including dividend reinvestment plan shares.

What price is associated with the derivative units reported on the Form 4?

The phantom stock units are shown with an attributable per-share value of $100.97.

When was the transaction dated and when was the Form 4 signed?

The transaction date is 08/29/2025 and the Form 4 was signed by attorney-in-fact on 09/02/2025.

What conditions govern payment of the phantom stock units?

The units are payable in shares upon the reporting person's death, disability, or retirement under the Deferred Compensation Plan.