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UFP Industries (UFPI) awards phantom stock units to its chief financial officer

(Neutral)
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Form Type
4

Rhea-AI Filing Summary

COLE MICHAEL R reported acquisition or exercise transactions in this Form 4 filing.

UFP Industries reported that Chief Financial Officer Michael R. Cole received a grant of 16 phantom stock units on 2026-07-31 at a reference value of $86.74 per unit. The units, accrued under the Deferred Compensation Plan on a 1-for-1 basis with common stock, are payable in shares upon his death, disability, or retirement, bringing his direct phantom unit holdings to 32,602.

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Insider COLE MICHAEL R
Role Chief Financial Officer
Type Security Shares Price Value
Grant/Award Phantom Stock Unit F1, F2 16 $86.74 $1K
Holdings After Transaction: Phantom Stock Unit — 32,602 shares (Direct)
Footnotes (2)
  1. F1. 1 for 1
  2. F2. The phantom stock units were accrued under the Company's Deferred Compensation Plan and are payable in shares of the Company's common stock until the reporting person's death, disability, or retirement.
Phantom stock units granted 16.0000 units Grant to CFO Michael R. Cole on 2026-07-31
Grant reference price $86.7400 per unit Value per phantom stock unit on the grant date
Total phantom stock units after grant 32602.0000 units Direct phantom stock unit holdings following the transaction
Underlying common stock per unit 1 for 1 Each phantom stock unit corresponds to one share of common stock
Phantom Stock Unit financial
"Security title reported as Phantom Stock Unit in the transaction"
Deferred Compensation Plan financial
"accrued under the Companys Deferred Compensation Plan and are payable in shares"
A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.
common stock financial
"payable in shares of the Companys common stock until death, disability, or retirement"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did UFPI executive Michael R. Cole report?

Chief Financial Officer Michael R. Cole reported a grant of 16 phantom stock units on 2026-07-31. These units were accrued under UFP Industries Deferred Compensation Plan and are payable in shares of common stock upon his death, disability, or retirement.

How many phantom stock units were granted to the UFPI CFO and at what value?

Michael R. Cole received 16 phantom stock units with a reference value of $86.74 per unit. Each unit is accrued on a 1-for-1 basis with UFP Industries common stock under the companys Deferred Compensation Plan.

What is a phantom stock unit in the context of UFPIs Deferred Compensation Plan?

At UFP Industries, a phantom stock unit represents a deferred compensation right accrued on a 1-for-1 basis with common stock. Under the Deferred Compensation Plan, these units are payable in shares of common stock upon the executives death, disability, or retirement.

What are Michael R. Coles total phantom stock unit holdings after this UFPI transaction?

Following the grant, Michael R. Cole directly holds 32,602 phantom stock units. These units are tied to UFP Industries common stock on a 1-for-1 basis and will be settled in shares upon death, disability, or retirement under the Deferred Compensation Plan.

When will the UFPI phantom stock units granted to the CFO be paid out?

The phantom stock units accrued by Michael R. Cole are payable in shares of common stock under UFP Industries Deferred Compensation Plan. They become payable upon his death, disability, or retirement, rather than being immediately settled in cash or stock.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
COLE MICHAEL R

(Last)(First)(Middle)
2801 EAST BELTLINE, N.E.

(Street)
GRAND RAPIDS MICHIGAN 49525

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
UFP INDUSTRIES INC [ UFPI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock Unit(1)07/31/2026A16 (2) (2)Common Stock16$86.7432,602D
Explanation of Responses:
1. 1 for 1
2. The phantom stock units were accrued under the Company's Deferred Compensation Plan and are payable in shares of the Company's common stock until the reporting person's death, disability, or retirement.
Katherine L. Karel08/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)