UFP Industries (UFPI) CFO receives 16 phantom stock units under deferred plan

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

COLE MICHAEL R reported acquisition or exercise transactions in this Form 4 filing.

UFP Industries Chief Financial Officer Michael R. Cole received a grant of 16 Phantom Stock Units tied to the company’s common stock. These units were accredited under the company’s Deferred Compensation Plan and are payable in shares upon his death, disability, or retirement.

Each Phantom Stock Unit represents one share of common stock on a 1-for-1 basis. Following this grant, Cole directly holds 32,414 derivative-equivalent units linked to UFP Industries common stock, reflecting part of his long-term, stock-based compensation rather than an open-market purchase or sale.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider COLE MICHAEL R

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Phantom Stock Unit	16	$89.49	$1K

Holdings After Transaction: Phantom Stock Unit — 32,414 shares (Direct, null)

Footnotes (1)

1 for 1 The phantom stock units were accrued under the Company's Deferred Compensation Plan and are payable in shares of the Company's common stock until the reporting person's death, disability or retirement.

Key Figures

Phantom Stock Units granted: 16 units Reference price per unit: $89.49 per unit Total Phantom Units after grant: 32,414 units +1 more

4 metrics

Phantom Stock Units granted 16 units Grant on 2026-04-30

Reference price per unit $89.49 per unit Phantom Stock Unit value reference

Total Phantom Units after grant 32,414 units Holdings following 2026-04-30 transaction

Conversion ratio 1 for 1 Each Phantom Stock Unit to one common share

Key Terms

Phantom Stock Unit, Deferred Compensation Plan, Common Stock

3 terms

Phantom Stock Unit financial

"The phantom stock units were accrued under the Company's Deferred Compensation Plan"

Deferred Compensation Plan financial

"accrued under the Company's Deferred Compensation Plan and are payable in shares"

A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.

Common Stock financial

"payable in shares of the Company's common stock until the reporting person's death"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

05/01/2026 - 03:46 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

COLE MICHAEL R

(Last)

(First)

(Middle)

2801 EAST BELTLINE, N.E.

(Street)

GRAND RAPIDS

MICHIGAN

49525

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UFP INDUSTRIES INC [ UFPI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Phantom Stock Unit	⁽¹⁾	04/30/2026		A		16		⁽²⁾	⁽²⁾	Common Stock	16	$89.49	32,414	D

Explanation of Responses:

1. 1 for 1

2. The phantom stock units were accrued under the Company's Deferred Compensation Plan and are payable in shares of the Company's common stock until the reporting person's death, disability or retirement.

	Katherine L. Karel	05/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did UFP Industries (UFPI) report for CFO Michael R. Cole?

UFP Industries reported that CFO Michael R. Cole received 16 Phantom Stock Units as a compensation award. These units are part of the company’s Deferred Compensation Plan and are linked 1-for-1 to UFP Industries common stock, settling in shares at death, disability, or retirement.

How many Phantom Stock Units does the UFPI CFO hold after this Form 4 transaction?

After this transaction, CFO Michael R. Cole holds 32,414 derivative-equivalent Phantom Stock Units. These units are directly owned and are designed to mirror UFP Industries’ common stock value, forming part of his long-term equity-based compensation rather than a cash salary component.

What is a Phantom Stock Unit in the context of UFP Industries (UFPI)?

A Phantom Stock Unit is a deferred compensation instrument that tracks the value of UFP Industries’ common stock on a 1-for-1 basis. Instead of immediate cash, the executive ultimately receives shares of common stock upon death, disability, or retirement, aligning compensation with long-term shareholder value.

At what reference price were the UFPI Phantom Stock Units granted to the CFO?

The 16 Phantom Stock Units granted to CFO Michael R. Cole used a reference value of $89.49 per unit. This price helps determine the initial notional value of the award, although the actual value realized will depend on UFP Industries’ common stock price when the units ultimately settle in shares.

Does this UFPI Form 4 show an open-market buy or sell by the CFO?

No, this Form 4 reflects a grant of Phantom Stock Units as compensation, not an open-market trade. The award is categorized as an acquisition through grant or award and is part of the company’s Deferred Compensation Plan, payable later in UFP Industries common stock.