Every 10-Q that UMB Financial Corp (UMBF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow UMBF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UMBF filings page.
UMB Financial Corporation reported net income of 277,570 (dollars in thousands) for the quarter ended June 30, 2026, up from 217,394 (dollars in thousands) a year earlier. Net income available to common shareholders was 271,758 (dollars in thousands), and diluted earnings per share rose to 3.56 from 2.82.
For the first six months of 2026, net income was 539,008 (dollars in thousands) versus 298,727 (dollars in thousands) in 2025, as net interest income increased to 1,066,891 (dollars in thousands) from 864,663 (dollars in thousands) and the provision for credit losses decreased to 55,000 (dollars in thousands) from 107,000 (dollars in thousands).
Total assets were 72,255,560 (dollars in thousands) at June 30, 2026, with loans of 41,149,726 (dollars in thousands) and deposits of 59,766,682 (dollars in thousands). Nonaccrual loans declined to 127,526 (dollars in thousands), and loans 90 days past due and still accruing fell to 13,715 (dollars in thousands).
UMB Financial Corporation reported sharply higher profitability for the three months ended March 31, 2026. Net income rose to $261.4 million from $81.3 million a year earlier, and net income available to common shareholders increased to $255.6 million.
Net interest income grew to $534.4 million, helped by higher loan and securities interest, while the provision for credit losses declined to $27.0 million. Noninterest income increased to $204.8 million and noninterest expense was broadly stable at $380.9 million, supporting a large improvement in pre-tax earnings.
Total loans reached $40.1 billion and deposits were $60.0 billion as of March 31, 2026. Common shareholders’ equity rose to $7.83 billion, with basic earnings per common share climbing to $3.36 from $1.22, reflecting stronger performance and a larger capital base after the HTLF acquisition.
UMB Financial Corporation reported stronger results for the quarter ended September 30, 2025. Net income was $188.3 million and diluted EPS was $2.36, compared with $109.6 million and $2.23 a year ago. Net interest income rose to $475.0 million, with a $22.5 million provision for credit losses. Noninterest income was $203.3 million, while noninterest expense increased to $419.3 million, including $25.3 million of intangible amortization.
For the first nine months of 2025, net income totaled $487.0 million. The balance sheet expanded materially: total assets reached $71.9 billion versus $50.4 billion at December 31, 2024; deposits were $60.1 billion versus $43.1 billion. Loans were $37.7 billion (vs. $25.6 billion) and available‑for‑sale securities were $13.38 billion (vs. $7.77 billion). Shareholders’ equity increased to $7.44 billion, reflecting a $2.898 billion stock issuance for an acquisition, a $294.1 million Series B preferred issuance, and a $115.0 million preferred redemption. Other comprehensive income added $117.2 million in the quarter. Shares outstanding were 75,954,660 as of October 27, 2025.