Every 8-K that UMB Financial Corp (UMBF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow UMBF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UMBF filings page.
UMB Financial Corporation (UMBF) announced that it will redeem all of its outstanding 2.75% Fixed-to-Floating Rate Subordinated Notes due 2031 on September 15, 2026. Holders will receive 100% of the principal amount of the Notes redeemed, plus accrued and unpaid interest to, but excluding, the redemption date.
The redemption will be carried out under the terms of the indenture, with notices, pricing details, and instructions provided to noteholders. Payment of the redemption price will be processed through the facilities of The Depository Trust Company. The company states this disclosure is not an offer to sell or solicit an offer to buy any securities.
UMB Financial Corporation reported strong second-quarter 2026 results, with GAAP net income available to common shareholders of $271.8 million, or $3.56 per diluted share, up from $255.6 million, or $3.35, in the prior quarter and $215.4 million, or $2.82, a year earlier. Total revenue reached $778.0 million, a 12.9% increase versus second-quarter 2025 and 5.3% above first-quarter 2026, driven by 14.0% growth in net interest income to $532.5 million and 10.5% growth in noninterest income to $245.5 million. Return on average assets was 1.55% and return on average common equity was 14.16%, while the GAAP efficiency ratio improved to 48.35% from 53.38% a year ago.
Average loans rose to $40.6 billion, up 11.6% year over year, with end-of-period loans of $41.1 billion and a record $2.6 billion in gross loan production. Asset quality remained solid: net charge-offs were $15.9 million, or 0.16% of average loans, and nonperforming loans declined to $127.5 million, 0.31% of total loans. Capital levels stayed well above “well-capitalized” thresholds, including a 11.45% common equity Tier 1 ratio and tangible book value per share of $72.03. The board declared a higher quarterly common dividend of $0.50 per share, payable October 1, 2026, a 16.3% increase from prior levels, and a Series B preferred dividend of $193.75 per share, or $0.484375 per depositary share, payable October 15, 2026.
UMB Financial Corporation reported the results of its annual shareholder meeting held on April 28, 2026. Shareholders representing 70,379,421 of 76,136,588 shares entitled to vote were present, so a quorum was achieved.
All 14 director nominees were elected to serve until the 2027 annual meeting, each receiving more votes for than against. Shareholders gave advisory approval to executive compensation, with 62,913,365 votes for and 2,104,370 against. They also ratified KPMG LLP as independent auditor for 2026 and approved the Amended and Restated UMB Financial Corporation Omnibus Incentive Compensation Plan.
UMB Financial Corporation reported sharply stronger first-quarter 2026 results. GAAP net income available to common shareholders was $255.6 million, or $3.35 per diluted share, up 222.3% from the first quarter of 2025 and higher than the linked quarter. Revenue reached $739.2 million, a 31.1% year-over-year increase, driven by net interest income of $534.4 million, up 34.4%, and noninterest income of $204.8 million, up 23.2%.
Profitability improved meaningfully, with return on average assets at 1.47% and return on average common equity at 13.70%. The GAAP efficiency ratio improved to 48.4%, versus 65.2% a year earlier. Average loans rose 21.9% year over year to $39.4 billion, while average deposits increased 14.5% to $57.6 billion. Credit quality remained solid, as net charge-offs were $18.9 million, or 0.19% of average loans, down from 0.45% a year ago.
The board declared a quarterly common dividend of $0.43 per share, payable on July 1, 2026, to shareholders of record on June 10, 2026. It also declared a Series B preferred stock dividend of $193.75 per share, or $0.484375 per depositary share, payable July 15, 2026, to holders of record on June 30, 2026, and authorized the repurchase of up to two million shares of common stock.
UMB Financial Corporation approved new change-in-control agreements for its named executive officers. These contracts provide severance protections if an executive is terminated without cause or resigns for good reason in connection with a change in control.
The agreements run through December 31, 2026 and automatically renew for one-year periods unless the company gives advance notice, which it cannot do after a change-in-control deal is agreed or publicly announced. If triggered, executives may receive cash severance of 3X compensation for the CEOs of the company and UMB Bank, and 2X for other named executives, plus a pro-rated target bonus, 18 months of health premiums, outplacement services up to 25% of base pay, and full acceleration of outstanding equity awards, with performance goals measured at the greater of target or actual performance at the change in control.
UMB Financial Corporation filed a current report describing recent financial communications and cash dividends. The company issued a press release with its financial results for the quarter and period ended December 31, 2025, and furnished an investor presentation that will be used on its shareholder conference call on January 28, 2026. These materials are furnished, not filed, which limits their use in certain securities law contexts.
The company also announced that its board declared a quarterly cash dividend of $0.43 per share on common stock, payable on April 1, 2026, to stockholders of record as of March 10, 2026. In addition, the board declared a dividend of $193.75 per share on its Series B 7.750% preferred stock, equal to $0.484375 per depositary share, payable on April 15, 2026, to preferred stockholders of record as of March 31, 2026.
UMB Financial Corporation furnished its financial results for the quarter ended September 30, 2025, and announced shareholder materials for a conference call at 8:30 a.m. CT on October 29, 2025.
The Board declared a quarterly common dividend of $0.43 per share, payable on January 2, 2026 to shareholders of record as of December 10, 2025. It also declared a Series B preferred dividend of $193.75 per share, which equals $0.484375 per depositary share, payable on January 15, 2026 to holders of record as of December 31, 2025. The earnings press release (Exhibit 99.1), investor presentation (Exhibit 99.2), and dividend press release (Exhibit 99.3) were furnished.