STOCK TITAN

UMB Financial (UMBF) HR chief sells 1,600 shares at $144.40 average

(Moderate)
(Negative)
Form Type
4

Rhea-AI Filing Summary

UMB Financial Corp executive Robert Brian Beaird, Chief Human Resource Officer, reported selling 1,600 shares of common stock on 2026-07-31 at a weighted average price of $144.40 per share, with trades between $144.15 and $144.71. After this sale, he holds 8,943.3509 shares directly and 227.936 shares indirectly through an ESOP.

Positive

  • None.

Negative

  • None.
Insider Beaird Robert Brian
Role Chief Human Resource Officer
Sold 1,600 shs ($231K)
Type Security Shares Price Value
Sale Common Stock F1 1,600 $144.40 $231K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 8,943.3509 shares (Direct); Common Stock — 227.936 shares (Indirect, By ESOP)
Footnotes (1)
  1. F1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $144.15 to $144.71, inclusive.
Shares sold 1,600 shares Common Stock sale on 2026-07-31
Weighted average sale price $144.40 per share Price for 1,600-share sale on 2026-07-31
Sale price range $144.15–$144.71 per share Multiple transactions on 2026-07-31
Direct holdings after sale 8,943.3509 shares Direct Common Stock holdings following 2026-07-31 sale
Indirect ESOP holdings 227.936 shares Common Stock held indirectly by ESOP after transaction
Net shares sold 1,600 shares Net buy/sell shares reported in this Form 4
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
ESOP financial
"Indirect ownership of 227.936 shares, nature of ownership: By ESOP."
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
open market or private transaction financial
"Transaction code S described as a sale in open market or private transaction."

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did UMBF executive Robert Brian Beaird report?

Robert Brian Beaird reported a sale of 1,600 shares of UMB Financial common stock. The transaction occurred on 2026-07-31 at a weighted average price of $144.40 per share, with trades executed between $144.15 and $144.71.

What are Robert Brian Beaird’s UMBF shareholdings after this Form 4 transaction?

Following the reported sale, Robert Brian Beaird holds 8,943.3509 shares of UMB Financial common stock directly. He also has an additional 227.936 shares held indirectly through an ESOP, as disclosed in the Form 4 filing.

At what prices did the UMBF shares sell in Beaird’s 1,600-share transaction?

The 1,600 UMB Financial shares were sold at a weighted average price of $144.40 per share. According to the disclosure, the multiple trade executions occurred in a price range from $144.15 to $144.71 per share.

Is Robert Brian Beaird’s remaining UMBF ownership direct or through a plan?

Beaird’s remaining ownership is partly direct, with 8,943.3509 shares, and partly indirect via an ESOP, with 227.936 shares. The Form 4 specifies the indirect holdings with the nature of ownership described as “By ESOP.”

How many UMBF shares in total did Beaird sell according to this Form 4?

This Form 4 reports that Robert Brian Beaird sold 1,600 shares of UMB Financial common stock. The sale is characterized as a common stock disposition, classified under transaction code S for an open market or private transaction.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Beaird Robert Brian

(Last)(First)(Middle)
1010 GRAND BLVD.

(Street)
KANSAS CITY MISSOURI 64106

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Human Resource Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/31/2026S1,600D$144.4(1)8,943.3509D
Common Stock227.936IBy ESOP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $144.15 to $144.71, inclusive.
/s/ Jason D. Bartel, attorney-in-fact for Mr. Beaird07/31/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)