Director at UMB Financial (UMBF) receives 116-share stock award

Rhea-AI Filing Summary

UMB Financial Corp director Timothy R. Murphy received a stock award of 116 shares of Common Stock, recorded at $129.24 per share. This was a compensation-related grant classified as a “grant, award, or other acquisition,” not an open-market purchase. After this award, he directly holds 27,576 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Murphy Timothy R.

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	116	$129.24	$15K

Holdings After Transaction: Common Stock — 27,576 shares (Direct, null)

Footnotes (1)

Key Figures

Stock award size: 116 shares Reference share price: $129.24 per share Shares held after grant: 27,576 shares

3 metrics

Stock award size 116 shares Common Stock grant on May 1, 2026

Reference share price $129.24 per share Value used for the 116-share grant

Shares held after grant 27,576 shares Total direct holdings after the transaction

Key Terms

Form 4, Common Stock, Grant, award, or other acquisition, transaction code "A"

4 terms

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Common Stock financial

""security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

""transaction_code_description": "Grant, award, or other acquisition""

transaction code "A" regulatory

""transaction_code": "A""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

X

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Murphy Timothy R.

(Last) (First) (Middle)

3521 W. 87TH ST.

(Street)

LEAWOOD KANSAS 66206

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/01/2026		A		116	A	$129.24	27,576	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann, POA from Mr. Murphy	05/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did UMBF director Timothy R. Murphy report in this Form 4?

Director Timothy R. Murphy reported receiving 116 shares of UMB Financial Corp Common Stock as an award. The shares were recorded at $129.24 per share and are classified as a grant, award, or other acquisition rather than an open-market purchase.

Is Timothy R. Murphy’s UMBF Form 4 transaction a stock purchase?

No, the Form 4 shows a compensation-related grant, not a stock purchase. The 116 Common Stock shares were acquired under a transaction code "A," described as a grant, award, or other acquisition, rather than an open-market buy or sell trade.

How many UMBF shares does Timothy R. Murphy hold after this grant?

After receiving the 116-share award, Timothy R. Murphy directly holds 27,576 shares of UMB Financial Corp Common Stock. This figure reflects his total direct ownership reported following the transaction dated May 1, 2026, in the Form 4 filing.

What was the reference price per share in the UMBF Form 4 grant?

The 116-share stock award was recorded at $129.24 per share for UMB Financial Corp Common Stock. This price is a reporting value used in the Form 4 for the grant, not necessarily the result of an open-market transaction on that date.

Does the UMBF Form 4 indicate any stock sales by Timothy R. Murphy?

No, the Form 4 does not report any sales by Timothy R. Murphy. It lists a single acquisition transaction coded "A" for 116 shares as a grant or award, with no sell or dispose transactions disclosed in this filing.