UMBFP Rule 144 Notice: Insider Plans to Sell 1,500 Shares on 08/22/2025

Rhea-AI Filing Summary

Form 144 notice for UMB Financial (UMBFP) records a proposed sale of common stock under Rule 144. The filer plans to sell 1,500 common shares through Merrill on 08/22/2025 with an aggregate market value of $178,315.00. The filing shows 75,928,255 shares outstanding, and the 1,500 shares represent approximately 0.002% of outstanding common stock. The securities to be sold were acquired through restricted stock vesting in January and February 2025 (multiple vesting dates totaling the reported units). The filer certifies there are no undisclosed material adverse facts and reports no securities sold in the past three months for the account. The notice includes broker information and acquisition dates for each vested grant.

Positive

• Transparent disclosure of proposed sale including broker, sale date, and aggregate market value
• Acquisition method clearly stated as restricted stock vesting with specific vesting dates and units
• Small size relative to outstanding shares (~0.002% of 75,928,255 outstanding), suggesting limited market impact

Negative

• None.

Insights

Securities Analyst

TL;DR: Small-rule-144 sale disclosed; not material to capitalization but useful for transparency.

The filing documents a proposed sale of 1,500 shares valued at $178,315 executed through Merrill on 08/22/2025. The shares were acquired via restricted stock vesting across January and February 2025. Relative to the 75,928,255 shares outstanding, this sale is immaterial to market capitalization and should have limited market impact. The disclosure meets Rule 144 notice requirements by listing acquisition dates, acquisition method, broker, and that no sales occurred in the prior three months.

Compliance/Risk Analyst

TL;DR: Procedurally compliant filing with required attestations; no red flags in the provided data.

The notice includes the required representations, broker details, acquisition history showing restricted stock vesting, and a statement that the signer is unaware of undisclosed material adverse information. There are no entries for securities sold during the past three months. From a compliance perspective, the form contains the expected elements for a Rule 144 sale notice and does not present any explicit procedural deficiencies within the supplied content.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
common	Merrill 8890 Lyra Dr 5th Flr Columbus OH 43240	1500	178315.00	75928255	08/22/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	01/27/2025	Restricted stock vest	UMB Financial			898	01/27/2025	na
common	02/09/2025	Restricted stock vest	UMB Financial			256	02/09/2025	na
common	02/10/2025	Restricted stock vest	UMB Financial			165	02/10/2025	NA
Common	02/11/2025	Restricted stock vest	UMB Financial			102	02/11/2025	na
common	02/12/2025	restricted stock vest	UMB Financial			79	02/12/2025	na

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 for UMBFP disclose about the proposed sale?

The Form 144 discloses a proposed sale of 1,500 common shares through Merrill on 08/22/2025 with an aggregate market value of $178,315.00.

How were the shares being sold acquired according to the filing?

The filing shows the shares were acquired through restricted stock vesting on multiple dates in January and February 2025.

Does the filing report any securities sold in the past three months for this account?

The Form 144 indicates Nothing to Report for securities sold during the past three months by the person for whose account the securities are to be sold.

What broker is named in the Form 144 for the sale?

The broker listed is Merrill with an address at 8890 Lyra Dr 5th Flr Columbus OH 43240.

How large is the proposed sale compared with total shares outstanding?

The filing reports 75,928,255 shares outstanding; the proposed sale of 1,500 shares is approximately 0.002% of outstanding common stock.