UMB Financial (UMBFP) Form 144 Filed; Recent Related Trust Sales Disclosed

Rhea-AI Filing Summary

UMB Financial Corporation (UMBFP) Form 144 filed to report a proposed sale of 1,275 shares of common stock through Capital Institutional Services on 08/27/2025, with an aggregate market value of $153,714.00 and 75,928,255 shares outstanding. The shares to be sold were acquired as a gift on 04/18/2008 from R.C. Kemper, Jr.; the donation record shows the donor acquired 708,554 shares on 01/05/1970. The filing lists prior sales by related trusts and entities between 06/02/2025 and 08/13/2025, including a largest reported sale of 15,523 shares on 08/13/2025 generating $1,805,742.47 in gross proceeds. Other recent sales range from hundreds to several thousand shares with corresponding gross proceeds shown for each transaction.

Insights

Securities Analyst

TL;DR: Multiple insider-related sales reported but the upcoming 1,275-share sale is small relative to outstanding shares.

The Form 144 documents a proposed sale of 1,275 common shares valued at $153,714 and cites a 2008 gift acquisition. The filing also discloses a sequence of recent sales by affiliated trusts and entities, the largest being 15,523 shares for $1.81 million. While these sales are transparent and properly disclosed under Rule 144, the size of the requested sale (1,275 shares) represents a very small fraction of the 75.9 million shares outstanding, indicating limited immediate market impact from this specific notice.

Corporate Governance Expert

TL;DR: Reporting appears compliant; multiple related-entity dispositions are disclosed, showing routine liquidity actions.

The filer identifies the securities as previously received by gift and provides the required dealer and sale schedule details. The filing lists several related charitable and family trust sales across June–August 2025 with dollar amounts disclosed. The notice includes the statutory representation that the seller has no undisclosed material adverse information. Based on the data provided, filings reflect ordinary disposition activity rather than corporate governance events altering control or strategy.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common Stock	Capital Institutional Services 1700 Pacific Ave. Suite 1000 Dallas TX 75201	1275	153714.00	75928255	08/27/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common Stock	04/18/2008	Gift	R.C. Kemper, Jr.		01/05/1970	708554		NA

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	1250	133486.50
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	2550	272312.46
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	576	61510.58
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	1250	131784.38
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	2550	268840.12
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	576	60726.24
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	576	58588.36
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	1250	127144.88
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	2550	259375.55
Pioneer Service Corp 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	3960	403135.52
Kemper Realty Co 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	1452	147862.68
R C Kemper Marital Trust 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/13/2025	15523	1805742.47

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 for UMBFP report?

It reports a proposed sale of 1,275 shares of common stock via Capital Institutional Services on 08/27/2025, valued at $153,714.00.

How were the shares being sold acquired?

The shares were acquired as a gift on 04/18/2008 from R.C. Kemper, Jr., with the donor's acquisition date listed as 01/05/1970.

Who is the broker handling the proposed sale?

The broker named in the filing is Capital Institutional Services, 1700 Pacific Ave., Suite 1000, Dallas TX 75201.

What recent related sales are disclosed in the filing?

The filing lists multiple sales by related trusts/entities from 06/02/2025 to 08/13/2025, the largest being 15,523 shares sold on 08/13/2025 for $1,805,742.47.

How many shares outstanding does the filing cite?

The filing lists 75,928,255 shares outstanding.

Does the filer assert possession of undisclosed material information?

By signing the form, the person for whose account the securities are to be sold represents they do not know of any undisclosed material adverse information regarding the issuer.