[144] UMB Financial Corporation SEC Filing

Rhea-AI Filing Summary

UMB Financial Corporation (UMBFP) Form 144 reports a proposed sale of 500 shares of common stock, with an aggregate market value of $61,010.00, to be sold approximately on 08/27/2025 through Merrill (broker address listed). The shares were acquired on 01/27/2025 via restricted stock vesting from UMB Financial Corp and paid on the same date. The filing shows 75,928,255 shares outstanding and no reported sales by the filer in the past three months. The notice includes the usual representation that the seller is not aware of undisclosed material adverse information.

Insights

Financial Analyst

TL;DR: Small, routine insider sale; immaterial to equity base but useful for transparency.

The Form 144 notifies regulators and the market of an intended sale by a person whose shares vested on 01/27/2025. At 500 shares and $61,010 aggregate value against 75.9 million shares outstanding, this sale is immaterial to UMBFP's capitalization and is unlikely to affect market pricing. The filing conforms to Rule 144 disclosure requirements and indicates no prior sales in the past three months, suggesting this is not part of a pattern of large disposals.

Corporate Governance Expert

TL;DR: Proper compliance disclosure for restricted shares vesting; governance signal is neutral.

The filer documents that the shares arose from restricted stock vesting and that payment and acquisition dates are the same, which is standard for compensation-related equity. The inclusion of the seller's representation about material information and the broker details supports transparency and procedural compliance. There are no indications of unusual terms, aggregation of related-party sales, or recent disposals that would raise governance concerns.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
common	Merrill 8890 Lyra Dr 5th Flr Columbus OH 43240	500	61010.00	75928255	08/27/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
common	01/27/2025	Restricted stock vest	UMB Financial Corp			500	01/27/2025	na

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the UMBFP Form 144 disclose?

The filing discloses a proposed sale of 500 common shares (aggregate market value $61,010.00) to be sold around 08/27/2025 through Merrill.

Who acquired the shares being sold in the UMBFP Form 144?

The shares were acquired on 01/27/2025 via restricted stock vesting from UMB Financial Corp, with payment recorded the same date.

How large is the sale relative to UMBFP's outstanding shares?

The sale is 500 shares versus 75,928,255 shares outstanding, making it immaterial in size relative to the company's equity base.

Has the filer sold any UMBFP securities in the past three months?

The filing states Nothing to Report for securities sold during the past three months by the person for whose account the securities will be sold.

Does the Form 144 include any representations about undisclosed information?

Yes. The filer represents by signing the notice that they do not know any material adverse information about the issuer that has not been publicly disclosed.