[144] UMB Financial Corporation SEC Filing

Rhea-AI Filing Summary

UMB Financial (UMBFP) submitted a Form 144 disclosing a proposed sale of 282 common shares on or about 09/09/2025 on Nasdaq. The shares have an aggregate market value of $34,716.00 and total shares outstanding are reported as 75,928,255. The shares were acquired on 02/12/2023 as restricted stock that vested and were recorded as acquired from UMB Financial. The filer represents compliance with Rule 144 and attests to lacking undisclosed material adverse information.

Positive

• Disclosure compliance: Form 144 filed, specifying broker, number of shares, aggregate value, and planned sale date
• Clear acquisition history: Shares were acquired via restricted stock vesting on 02/12/2023 and source (UMB Financial) is stated

Negative

• None.

Insights

Securities Analyst

TL;DR: Small, routine insider sale disclosed under Rule 144; immaterial relative to outstanding shares.

The filing reports a proposed sale of 282 shares valued at $34,716 against 75,928,255 shares outstanding, indicating the transaction is de minimis and unlikely to move market sentiment or valuation. The shares were acquired via restricted stock vesting on 02/12/2023, which is consistent with planned post-vesting disposition. Disclosure meets Rule 144 reporting requirements and includes the standard attestation regarding material nonpublic information.

Corporate Governance Expert

TL;DR: Proper procedural disclosure; transaction appears routine and consistent with equity compensation vesting.

The notice documents the nature of acquisition (restricted stock vest) and identifies the broker and intended exchange (Nasdaq), which reflects transparent compliance with security sale reporting. The representation that the seller is unaware of undisclosed material adverse information aligns with governance best practices for insider dispositions. No related party aggregation or prior three-month sales are reported.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Merrill 8890 Lyra Dr 5th Flr Columbus OH 43240	282	34716.00	75928255	09/09/2025	Nasdaq

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	02/12/2023	restricted stock vest	UMB Financial			282	02/12/2023	NA

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What did UMBFP disclose in this Form 144?

The filer disclosed a proposed sale of 282 common shares on or about 09/09/2025 on Nasdaq with an aggregate market value of $34,716.00.

How many shares does UMBFP have outstanding according to the filing?

The filing reports 75,928,255 shares outstanding.

When and how were the shares to be sold acquired?

The 282 shares were acquired on 02/12/2023 through a restricted stock vest, acquired from UMB Financial.

Does the filing indicate any other sales in the past three months?

The filing states Nothing to Report for securities sold during the past three months.

Which broker and exchange are associated with the proposed sale?

The broker is listed as Merrill (address provided) and the sale is planned on Nasdaq.