UMBFP Form 144: Multiple affiliated trust sales; $1.8M large disposal reported

Rhea-AI Filing Summary

UMB Financial Corporation (UMBFP) Form 144 notice shows proposed and recent sales of common stock by related parties and charitable trusts. The filer intends to sell 288 shares, with an aggregate market value of $34,721.28, to be executed on 08/26/2025 on NASDAQ. The shares to be sold were originally received as a gift on 04/18/2008 from R.C. Kemper, Jr. The filing also lists multiple recent sales by affiliated trusts and entities during June–August 2025, including a 15,523-share sale generating $1,805,742.47 on 08/13/2025 and several sales on 06/02/2025, 07/01/2025 and 08/01/2025. Outstanding shares reported: 75,928,255.

Insights

Securities Analyst

TL;DR: Multiple insider/affiliate sales are disclosed, including a large charitable-trust sale exceeding $1.8M; upcoming small sale filed under Rule 144.

The filing documents a proposed sale of 288 shares by a person who acquired shares via gift in 2008, and a string of recent disposals by affiliated trusts and entities across June–August 2025. The largest single reported sale generated $1,805,742.47 from 15,523 shares on 08/13/2025. For investors this is a disclosure of liquidity events by related parties rather than an operational disclosure. The volume relative to the reported 75,928,255 outstanding shares appears modest, but aggregated sales over the period are notable for transparency and potential share supply impact.

Corporate Governance Expert

TL;DR: The filing reflects compliance with Rule 144 and shows active disposition by family trusts and foundations linked to insiders.

Form 144 is used to notify the market of proposed sales by persons subject to resale limitations. The record shows multiple charitable and family trust sellers and scheduled executions on NASDAQ. The disclosure of acquisition by gift and the representation about material nonpublic information meet filing requirements. These filings do not on their face indicate governance changes or material adverse developments, but they document stewardship decisions by insiders and affiliated entities.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common Stock	Capital Institutional Services 1700 Pacific Ave. Suite 1000 Dallas TX 75201	288	34721.28	75928255	08/26/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common Stock	04/18/2008	Gift	R.C. Kemper, Jr.		01/05/1970	173627		NA

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	1250	133486.50
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	2550	272312.46
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	576	61510.58
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	1250	131784.38
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	2550	268840.12
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	576	60726.24
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	576	58588.36
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	1250	127144.88
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	2550	259375.55
Pioneer Service Corp 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	3960	403135.52
Kemper Realty Co 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	1452	147862.68
R C Kemper Marital Trust 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/13/2025	15523	1805742.47

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 filed for UMBFP disclose about the proposed sale?

The filing discloses a proposed sale of 288 shares of common stock valued at $34,721.28 to be executed on 08/26/2025 on NASDAQ.

Who originally acquired the shares being offered in the Form 144 for UMBFP?

The shares were acquired as a gift on 04/18/2008 from R.C. Kemper, Jr.

Have there been recent sales by related parties or trusts in UMBFP stock?

Yes. The filing lists multiple sales by affiliated trusts and entities in June–August 2025, including a 15,523-share sale that generated $1,805,742.47 on 08/13/2025.

On which exchange will the proposed UMBFP sale be executed?

The proposed sale is scheduled to be executed on NASDAQ through Capital Institutional Services in Dallas, TX.

How many shares outstanding does UMBFP report in the filing?

The filing reports 75,928,255 shares outstanding.