UMB Financial (UMBFP) Rule 144 Notice Shows Multiple Related-Party Sales in 2025

Rhea-AI Filing Summary

UMB Financial Corporation (UMBFP) Form 144 notice reports a proposed sale of 625 shares of common stock through Capital Institutional Services with an aggregate market value of $75,350, with an approximate sale date of 08/27/2025 on NASDAQ. The filing lists total shares outstanding as 75,928,255. The shares to be sold were acquired as a gift on 12/31/1971 from R.C. Kemper, Sr., with an original amount acquired of 291,643 shares. The filing also discloses multiple recent sales by related trusts and entities, including a large sale of 15,523 shares on 08/13/2025 with gross proceeds of $1,805,742.47. The notice includes the representational signature language required by Rule 144.

Positive

• Comprehensive disclosure of the proposed sale, broker, planned date, and aggregate market value
• Acquisition provenance provided (gift from R.C. Kemper, Sr. with original acquisition date and amount)
• Detailed recent sales log from related trusts and entities showing dates, amounts, and gross proceeds

Negative

• Multiple recent sales by related parties including a large 15,523-share sale on 08/13/2025 with proceeds of $1,805,742.47, which may warrant monitoring
• No issuer operational or financial context is provided in the filing (Rule 144 notice is limited to sale disclosure)

Insights

Financial Analyst

TL;DR: Routine Rule 144 sale filing showing small proposed disposition and several recent related-party sales, primarily disclosure and compliance.

The Form 144 documents a proposed sale of 625 shares valued at $75,350 and a history of sales by related trusts and entities across June–August 2025. For investors, this filing is a compliance disclosure rather than an operational update; it records the movement of legacy holdings acquired by gift in 1971. The most material transaction in the recent sales list is the 15,523-share sale on 08/13/2025 with proceeds of $1,805,742.47, which is relevant to stake monitoring but does not in itself convey company performance.

Corporate Governance Expert

TL;DR: The filing provides required insider-sale transparency and documents aggregated sales by related parties, supporting market disclosure obligations.

This Form 144 includes acquisition provenance (gift from R.C. Kemper, Sr.) and details of broker, planned sale date, and recent sales by multiple related trusts and foundations. The completeness of seller names, dates, amounts, and gross proceeds demonstrates adherence to Rule 144 notice requirements. The filing does not include any statements of undisclosed material information; the signer attests to the absence of nonpublic material adverse information as required.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common Stock	Capital Institutional Services 1700 Pacific Ave. Suite 1000 Dallas TX 75201	625	75350.00	75928255	08/27/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common Stock	12/31/1971	Gift	R.C. Kemper, Sr.		12/31/1965	291643		NA

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	1250	133486.50
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	2550	272312.46
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/01/2025	576	61510.58
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	1250	131784.38
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	2550	268840.12
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	07/01/2025	576	60726.24
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	576	58588.36
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	1250	127144.88
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	2550	259375.55
Pioneer Service Corp 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	3960	403135.52
Kemper Realty Co 1010 Grand Boulevard Kansas City MO 64106	Common Stock	06/02/2025	1452	147862.68
R C Kemper Marital Trust 1010 Grand Boulevard Kansas City MO 64106	Common Stock	08/13/2025	15523	1805742.47

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does UMBFP Form 144 report?

It reports a proposed sale of 625 shares of common stock via Capital Institutional Services with an approximate sale date of 08/27/2025 and aggregate market value of $75,350.

Who originally acquired the shares being sold?

The shares were received as a gift on 12/31/1971 from R.C. Kemper, Sr., with an original amount acquired listed as 291,643 shares.

Are there recent related-party sales disclosed for UMBFP?

Yes. The filing lists multiple sales by related trusts and entities from June–August 2025, including a sale of 15,523 shares on 08/13/2025 with gross proceeds of $1,805,742.47.

Which broker is handling the proposed sale?

Capital Institutional Services, located at 1700 Pacific Ave., Suite 1000, Dallas, TX 75201, is named as the broker for the proposed sale.

On which exchange is the sale expected to occur?

The filing lists NASDAQ as the securities exchange for the proposed transaction.