UMH executive updates stock and option holdings

UMH Properties, Inc. executive vice president and general counsel Craig Koster filed an ownership report updating his direct holdings in the company’s securities.

Rhea-AI Filing Summary

UMH Properties, Inc. executive vice president and general counsel Craig Koster filed an ownership report updating his direct holdings in the company’s securities. The filing lists 120,881.06 common shares and 337.002 shares of Preferred D, all held directly.

It also shows multiple stock option awards on UMH common shares with exercise prices between $9.70 and $23.81 and expiration dates ranging from 2027 to 2035. A footnote explains that 1,356.78 common shares were acquired through dividend reinvestment on March 16, 2026, and 10,522 shares are held in a 401(k) plan as of April 15, 2026. The report does not reflect new open-market purchases or sales.

Insider Trade Summary

11 transactions reported

Mixed 11 txns

Insider Koster Craig

Role EVP and General Counsel

Type	Security	Shares	Price	Value
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc. (Preferred D)	--	--	--

Holdings After Transaction: UMH Properties, Inc. — 354,000 contracts (Direct); UMH Properties, Inc. — 120,881.06 shares (Direct); UMH Properties, Inc. (Preferred D) — 337.002 shares (Direct)

Footnotes (1)

1. F1. Includes 1,356.78 shares acquired through dividend reinvestment on 3/16/26, and 10,522 shares held in 401(k) as of 4/15/26.

Key Figures

Direct common shares: 120,881.06 shares Preferred D shares: 337.002 shares Option grant: 75,000 underlying shares at $14.36 +3 more

6 metrics

Direct common shares 120,881.06 shares Direct UMH common stock holding as reported

Preferred D shares 337.002 shares UMH Properties, Inc. Preferred D held directly

Option grant 75,000 underlying shares at $14.36 Stock options expiring 2033-03-21

Option grant 50,000 underlying shares at $16.86 Stock options expiring 2035-06-16

Dividend reinvestment shares 1,356.78 shares Common shares acquired via dividend reinvestment on 2026-03-16

401(k) plan shares 10,522 shares Common shares held in 401(k) as of 2026-04-15

Key Terms

dividend reinvestment, 401(k), exercise price, expiration date, +1 more

5 terms

dividend reinvestment financial

"Includes 1,356.78 shares acquired through dividend reinvestment on 3/16/26"

Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.

401(k) financial

"and 10,522 shares held in 401(k) as of 4/15/26"

A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.

exercise price financial

"exercise_price": "14.3600""

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

expiration date financial

"expiration_date": "2035-06-16T00:00:00.000Z""

The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

underlying shares financial

"underlying_security_shares": "75000.0000""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does UMH (UMH) executive Craig Koster report in this Form 4?

Craig Koster reports updated direct holdings of UMH securities, including 120,881.06 common shares and 337.002 Preferred D shares. The filing also details several stock option grants with specified exercise prices and expiration dates, but shows no new open-market purchases or sales.

How many UMH common shares does Craig Koster hold directly?

Craig Koster reports direct ownership of 120,881.06 UMH common shares. This figure includes 1,356.78 shares acquired through dividend reinvestment on March 16, 2026, and 10,522 shares held in a 401(k) plan as of April 15, 2026, according to the footnote.

What stock options on UMH shares are listed for Craig Koster?

The filing lists multiple UMH stock option awards, including options over 75,000 underlying shares at an exercise price of $14.36 and 50,000 underlying shares at $16.86. Expiration dates for these options range from 2027 through 2035, indicating long-dated compensation-related awards.

Does this UMH Form 4 show Craig Koster buying or selling shares?

The Form 4 does not show new open-market purchases or sales of UMH shares. Instead, it reports current holdings of common and Preferred D shares and outstanding stock options, with transaction codes and directions classified as unknown rather than explicit buys or sells.

What preferred shares of UMH does Craig Koster hold?

Craig Koster reports holding 337.002 shares of UMH Properties, Inc. Preferred D stock directly. This preferred position is listed separately from his common stock holdings and stock option awards, giving a fuller picture of his overall exposure to UMH securities.

How are dividend reinvestment and 401(k) shares disclosed for UMH (UMH)?

A footnote states that Koster’s common holdings include 1,356.78 shares acquired via dividend reinvestment on March 16, 2026. It also notes that 10,522 common shares are held in a 401(k) plan as of April 15, 2026, both counted within his direct ownership.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/16/2026 - 12:58 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Koster Craig

(Last) (First) (Middle)

3499 ROUTE 9 NORTH

SUITE 3C

(Street)

FREEHOLD NEW JERSEY 07728

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMH PROPERTIES, INC. [ UMH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and General Counsel

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
UMH Properties, Inc.								120,881.06(1)	D
UMH Properties, Inc. (Preferred D)								337.002	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
UMH Properties, Inc.	$15.66							03/26/2025	03/26/2034	UMH Properties, Inc.	50,000		50,000	D
UMH Properties, Inc.	$14.36							03/21/2024	03/21/2033	UMH Properties, Inc.	75,000		75,000	D
UMH Properties, Inc.	$23.81							03/28/2023	03/28/2032	UMH Properties, Inc.	39,000		39,000	D
UMH Properties, Inc.	$22.57							07/14/2022	07/14/2031	UMH Properties, Inc.	50,000		50,000	D
UMH Properties, Inc.	$9.7							03/25/2021	03/25/2030	UMH Properties, Inc.	30,000		30,000	D
UMH Properties, Inc.	$11.42							01/02/2020	01/02/2029	UMH Properties, Inc.	20,000		20,000	D
UMH Properties, Inc.	$13.09							04/02/2019	04/02/2028	UMH Properties, Inc.	20,000		20,000	D
UMH Properties, Inc.	$15.04							04/04/2018	04/04/2027	UMH Properties, Inc.	20,000		20,000	D
UMH Properties, Inc.	$16.86							06/16/2026	06/16/2035	UMH Properties, Inc.	50,000		50,000	D

Explanation of Responses:

1. Includes 1,356.78 shares acquired through dividend reinvestment on 3/16/26, and 10,522 shares held in 401(k) as of 4/15/26.

	Nelli Madden	04/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)