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Umh Pptys Inc Financials

UMH
Source SEC Filings (10-K/10-Q) Data as of Mar 31, 2026 Currency USD FYE December

This page shows Umh Pptys Inc (UMH) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI UMH FY2025

Non-cash asset accounting makes profit look thin, while expansion spending still depends on external financing.

In FY2025, operating cash flow was $82.0M against just $6.0M of net income because depreciation was large enough to absorb much of the reported profit. That same gap showed up in FY2023 and FY2024, so cash earnings have been sturdier than accounting earnings even as the asset base kept growing.

The business is capital intensive: FY2025 investing outflows reached $209.2M versus $82.0M of operating cash flow. That shortfall required external capital, and cash on hand still ended lower, which means positive operations did not make growth self-funding.

From FY2024 to FY2025, revenue rose while SG&A stayed roughly flat at about $22M, showing some overhead leverage at the corporate level. Even so, dividends paid in FY2025 were $71.2M against net income of $6.0M, so shareholder payouts depend much more on cash flow and financing capacity than on reported earnings alone.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

FFO Margin FFO Growth Leverage Interest Cov. AFFO Margin Dividend Cov. 32 / 100
Financial Health Score 32/100
Scored as: REITs peer group

Scored against REITs for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Umh Pptys Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

FFO Margin
41
FFO Growth
80
AFFO Margin
45
Dividend Cov.
26
Piotroski F-Score Partial
5/6

Umh Pptys Inc passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed
13.74x

For every $1 of reported earnings, Umh Pptys Inc generates $13.74 in operating cash flow ($82.0M OCF vs $6.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$261.8M
YoY+8.8%
5Y CAGR+9.9%

Umh Pptys Inc generated $261.8M in revenue in fiscal year 2025. This represents an increase of 8.8% from the prior year.

EBITDA
N/A
Net Income
$6.0M
YoY+141.3%
5Y CAGR+3.4%
10Y CAGR+10.8%

Umh Pptys Inc reported $6.0M in net income in fiscal year 2025. This represents an increase of 141.3% from the prior year.

EPS (Diluted)
$0.07
YoY+133.3%

Umh Pptys Inc earned $0.07 per diluted share (EPS) in fiscal year 2025. This represents an increase of 133.3% from the prior year.

Cash & Balance Sheet

Free Cash Flow
N/A
Cash & Debt
$72.1M
YoY-27.7%
5Y CAGR+36.3%
10Y CAGR+27.1%

Umh Pptys Inc held $72.1M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share
$0.89
YoY+4.7%
5Y CAGR+4.3%
10Y CAGR+2.1%

Umh Pptys Inc paid $0.89 per share in dividends in fiscal year 2025. This represents an increase of 4.7% from the prior year.

Shares Outstanding
85M
YoY+3.6%
5Y CAGR+15.1%
10Y CAGR+12.1%

Umh Pptys Inc had 85M shares outstanding in fiscal year 2025. This represents an increase of 3.6% from the prior year.

Margins & Returns

Gross Margin
N/A
Operating Margin
N/A
Net Margin
2.3%
YoY+1.3pp
5Y CAGR-0.8pp

Umh Pptys Inc's net profit margin was 2.3% in fiscal year 2025, showing the share of revenue converted to profit. This is up 1.3 percentage points from the prior year.

Return on Equity
0.7%
YoY+0.4pp
5Y CAGR-0.3pp
10Y CAGR-0.2pp

Umh Pptys Inc's ROE was 0.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.4 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
$4.8M
5Y CAGR+21.4%

Umh Pptys Inc spent $4.8M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Capital Expenditures
N/A

UMH Income Statement

Metric Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24
Revenue $65.8M-1.7% $67.0M+0.1% $66.9M+0.4% $66.6M+8.8% $61.2M-1.0% $61.9M+2.0% $60.7M+0.6% $60.3M
Cost of Revenue N/A N/A N/A N/A N/A N/A N/A N/A
Gross Profit N/A N/A N/A N/A N/A N/A N/A N/A
R&D Expenses N/A N/A N/A N/A N/A N/A N/A N/A
SG&A Expenses $5.1M+1.9% $5.0M+16.7% $4.3M-31.5% $6.3M+4.3% $6.0M-6.6% $6.4M+43.6% $4.5M-18.7% $5.5M
Operating Income N/A N/A N/A N/A N/A N/A N/A N/A
Interest Expense N/A N/A N/A N/A N/A N/A N/A N/A
Income Tax N/A N/A N/A N/A N/A N/A N/A N/A
Net Income $7.7M+148.9% -$15.7M-269.5% $9.3M+22.1% $7.6M+58.1% $4.8M+134.4% -$14.0M-208.4% $12.9M+149.1% $5.2M
EPS (Diluted) $0.03 N/A $0.05+66.7% $0.03 $0.00 N/A $0.11+1000.0% $0.01

UMH Balance Sheet

Metric Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24
Total Assets $1.7B-0.7% $1.7B+4.3% $1.6B+0.3% $1.6B+4.8% $1.5B-0.9% $1.6B+4.1% $1.5B+4.2% $1.4B
Current Assets N/A N/A N/A N/A N/A N/A N/A N/A
Cash & Equivalents $37.4M-48.1% $72.1M+111.7% $34.1M-57.0% $79.2M+125.1% $35.2M-64.7% $99.7M+49.5% $66.7M+69.1% $39.5M
Inventory N/A N/A N/A N/A N/A N/A N/A N/A
Accounts Receivable N/A N/A N/A N/A N/A N/A N/A N/A
Goodwill N/A N/A N/A N/A N/A N/A N/A N/A
Total Liabilities $791.6M0.0% $791.8M+12.6% $703.1M+1.9% $690.3M+8.7% $635.1M-2.0% $647.8M+0.7% $643.1M-7.8% $697.3M
Current Liabilities N/A N/A N/A N/A N/A N/A N/A N/A
Long-Term Debt N/A N/A N/A N/A N/A N/A N/A N/A
Total Equity $894.4M-1.2% $905.5M-2.1% $924.7M-0.8% $932.0M+2.2% $912.4M-0.2% $914.0M+6.7% $856.5M+15.4% $742.0M
Retained Earnings -$25.4M0.0% -$25.4M0.0% -$25.4M0.0% -$25.4M0.0% -$25.4M0.0% -$25.4M0.0% -$25.4M0.0% -$25.4M

UMH Cash Flow Statement

Metric Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24
Operating Cash Flow $20.8M-2.3% $21.3M-9.0% $23.4M-4.0% $24.4M+91.1% $12.8M-53.1% $27.3M+63.0% $16.7M-9.9% $18.6M
Capital Expenditures N/A N/A N/A N/A N/A N/A N/A N/A
Free Cash Flow N/A N/A N/A N/A N/A N/A N/A N/A
Investing Cash Flow -$33.2M+25.4% -$44.5M+30.6% -$64.1M-44.9% -$44.2M+21.6% -$56.4M-31.6% -$42.9M-12.0% -$38.3M-14.8% -$33.3M
Financing Cash Flow -$22.6M-136.5% $62.0M+1407.1% -$4.7M-107.8% $60.8M+425.4% -$18.7M-137.4% $50.0M+10.8% $45.1M+174.1% $16.4M
Dividends Paid $18.1M+0.1% $18.0M-0.8% $18.2M+0.7% $18.1M+7.1% $16.9M+4.7% $16.1M+6.7% $15.1M+5.5% $14.3M
Share Buybacks N/A N/A N/A N/A N/A N/A N/A N/A

UMH Financial Ratios

Metric Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24
Gross Margin N/A N/A N/A N/A N/A N/A N/A N/A
Operating Margin N/A N/A N/A N/A N/A N/A N/A N/A
Net Margin 11.7%+35.2pp -23.5%-37.4pp 13.9%+2.5pp 11.4%+3.5pp 7.9%+30.5pp -22.6%-43.9pp 21.3%+12.7pp 8.6%
Return on Equity 0.9%+2.6pp -1.7%-2.7pp 1.0%+0.2pp 0.8%+0.3pp 0.5%+2.1pp -1.5%-3.0pp 1.5%+0.8pp 0.7%
Return on Assets 0.5%+1.4pp -0.9%-1.5pp 0.6%+0.1pp 0.5%+0.2pp 0.3%+1.2pp -0.9%-1.8pp 0.9%+0.5pp 0.4%
Current Ratio N/A N/A N/A N/A N/A N/A N/A N/A
Debt-to-Equity 0.89+0.0 0.87+0.1 0.76+0.0 0.74+0.0 0.70-0.0 0.71-0.0 0.75-0.2 0.94
FCF Margin N/A N/A N/A N/A N/A N/A N/A N/A

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Frequently Asked Questions

Umh Pptys Inc (UMH) reported $261.8M in total revenue for fiscal year 2025. This represents a 8.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Umh Pptys Inc (UMH) revenue grew by 8.8% year-over-year, from $240.6M to $261.8M in fiscal year 2025.

Yes, Umh Pptys Inc (UMH) reported a net income of $6.0M in fiscal year 2025, with a net profit margin of 2.3%.

Umh Pptys Inc (UMH) reported diluted earnings per share of $0.07 for fiscal year 2025. This represents a 133.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Umh Pptys Inc (UMH) had a net profit margin of 2.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Umh Pptys Inc (UMH) paid $0.89 per share in dividends during fiscal year 2025.

Umh Pptys Inc (UMH) has a return on equity of 0.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Umh Pptys Inc (UMH) generated $82.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Umh Pptys Inc (UMH) had $1.7B in total assets as of fiscal year 2025, including both current and long-term assets.

Yes, Umh Pptys Inc (UMH) spent $4.8M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Umh Pptys Inc (UMH) had 85M shares outstanding as of fiscal year 2025.

Umh Pptys Inc (UMH) had a debt-to-equity ratio of 0.87 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Umh Pptys Inc (UMH) had a return on assets of 0.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Umh Pptys Inc (UMH) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Umh Pptys Inc (UMH) has an earnings quality ratio of 13.74x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Umh Pptys Inc (UMH) scores 32 out of 100 on our Financial Health Score, indicating weak standing within its REITs peer group. The score is a 0-100 composite of six dimensions (FFO Margin, FFO Growth, Leverage, Interest Cov., AFFO Margin, Dividend Cov.), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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