A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 14, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the UMH SEC filings page.
UMH Properties, Inc. (UMH) reported $271.4M in revenue over the twelve months to Jun 30, 2026, up 8.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
UMH is expanding its asset base through heavy investment and financing, while reported earnings remain thin and operating cash flow has softened.
The key tension is weakening cash conversion during expansion: operating cash flow fell from$120M to$82M even as revenue increased over the latest two reported years. FY2025 investing outflows of$209M exceeded operating cash flow and were accompanied by$99M of financing inflows, showing that asset growth depends on external capital as well as internally generated cash.
FY2025 net income was
The debt-to-equity ratio increased from 0.7x in FY2024 to 0.9x in FY2025, adding leverage as investment accelerated. Shares outstanding also rose from 69.3M to 85.0M over the latest two years, indicating that expansion has used a larger equity base as well as borrowing.
Financial Health Signals
Scored against REITs for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of UMH Properties, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
FFO Margin measures funds from operations against revenue, and funds from operations is net income with property depreciation added back, since a building written down a little further every year on paper is often worth more rather than less. UMH Properties, Inc. scores 48/100 on it among other REITs.
FFO Growth follows the three-year path of funds from operations, which is net income with property depreciation added back. UMH Properties, Inc. scores 79/100 on it among other REITs.
Not available for UMH Properties, Inc., and counted as zero in the overall score.
Not available for UMH Properties, Inc., and counted as zero in the overall score.
AFFO Margin takes funds from operations, subtracts the spending a REIT needs just to keep its properties in working order, and measures what is left against revenue. UMH Properties, Inc. scores 52/100 on it among other REITs.
Dividend coverage measures funds from operations against the dividends actually paid, and a figure above 1 means the payout came out of operations. UMH Properties, Inc. scores 30/100 on it among other REITs.
UMH Properties, Inc. passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, UMH Properties, Inc. generates $13.74 in operating cash flow ($82.0M OCF vs $6.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
UMH Properties, Inc. generated $71.6M in revenue in Q2 2026. This represents an increase of 7.5% from the same quarter a year earlier. Against the prior quarter it is up 8.8%.
UMH Properties, Inc. reported $9.5M in net income in Q2 2026. This represents an increase of 25.3% from the same quarter a year earlier. Against the prior quarter it is up 24.0%.
UMH Properties, Inc. earned $0.05 per diluted share (EPS) in Q2 2026. This represents an increase of 66.7% from the same quarter a year earlier. Against the prior quarter it is up 66.7%.
Not reported for Q2 2026.
Cash & Balance Sheet
UMH Properties, Inc. held $28.6M in cash as of Q2 2026; long-term debt is not reported for that period.
Not reported for Q2 2026.
Not reported for Q2 2026.
Margins & Returns
UMH Properties, Inc.'s net profit margin was 13.3% in Q2 2026, showing the share of revenue converted to profit. This is up 1.9 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.6 percentage points.
UMH Properties, Inc.'s ROE was 1.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.2 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
None of these metrics is reported for Q2 2026.
UMH Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $71.6M+7.5% | $65.8M+7.5% | $67.0M+8.2% | $66.9M+10.3% | $66.6M+10.5% | $61.2M+6.1% | $61.9M+8.6% | $60.7M+8.3% |
| SG&A Expenses | $5.5M-11.8% | $5.1M-15.1% | $5.0M-22.2% | $4.3M-4.3% | $6.3M+13.6% | $6.0M+11.8% | $6.4M+27.2% | $4.5M-0.4% |
| Interest Expense | $9.7M+31.2% | N/A | N/A | N/A | $7.4M | N/A | N/A | N/A |
| Net Income | $9.5M+25.3% | $7.7M+59.9% | -$15.7M-12.5% | $9.3M-28.1% | $7.6M+46.8% | $4.8M+396.0% | -$14.0M-163.4% | $12.9M+960.9% |
| EPS (Basic) | $0.05+66.7% | $0.03 | -$0.01 | $0.05-54.5% | $0.03+200.0% | $0.00+100.0% | $0.00-100.0% | $0.11+222.2% |
| EPS (Diluted) | $0.05+66.7% | $0.03 | -$0.01 | $0.05 | $0.03 | $0.00+100.0% | $0.00-100.0% | $0.11 |
| Diluted Shares (Avg) | 86M+0.9% | 85M+2.4% | N/A | 85M | 85M | 83M+19.8% | N/A | 77M |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA, Income Tax.
UMH Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.7B+5.5% | $1.7B+8.9% | $1.7B+8.7% | $1.6B+8.5% | $1.6B+12.7% | $1.5B+9.4% | $1.6B+9.5% | $1.5B+7.8% |
| Cash & Equivalents | $28.6M-63.9% | $37.4M+6.3% | $72.1M-27.7% | $34.1M-48.9% | $79.2M+100.8% | $35.2M-11.7% | $99.7M+74.0% | $66.7M+72.6% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $821.0M+18.9% | $791.6M+24.6% | $791.8M+22.2% | $703.1M+9.3% | $690.3M-1.0% | $635.1M-9.2% | $647.8M-10.1% | $643.1M-10.1% |
| Total Equity | $890.4M-4.5% | $894.4M-2.0% | $905.5M-0.9% | $924.7M+8.0% | $932.0M+25.6% | $912.4M+27.6% | $914.0M+29.7% | $856.5M+26.8% |
| Retained Earnings | -$25.4M0.0% | -$25.4M0.0% | -$25.4M0.0% | -$25.4M0.0% | -$25.4M0.0% | -$25.4M0.0% | -$25.4M0.0% | -$25.4M0.0% |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
UMH Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $24.8M+1.5% | $20.8M+63.1% | $21.3M-21.8% | $23.4M+40.2% | $24.4M+31.6% | $12.8M-32.9% | $27.3M-5.8% | $16.7M-56.1% |
| Depreciation & Amortization | $18.3M+16.1% | $18.0M+7.9% | $17.3M+9.8% | $16.8M+14.4% | $15.7M+4.9% | $16.7M+13.0% | $15.8M+9.4% | $14.7M+3.9% |
| Stock-Based Compensation | $1.3M-61.8% | $1.2M-36.5% | N/A | $612K-67.8% | $3.4M+78.9% | $1.8M+33.9% | N/A | $1.9M+90.0% |
| Investing Cash Flow | -$45.7M-3.3% | -$33.2M+41.2% | -$44.5M-3.8% | -$64.1M-67.5% | -$44.2M-32.7% | -$56.4M-121.9% | -$42.9M-43.6% | -$38.3M+7.4% |
| Financing Cash Flow | $13.5M-77.8% | -$22.6M-21.0% | $62.0M+24.0% | -$4.7M-110.5% | $60.8M+269.8% | -$18.7M-111.2% | $50.0M+153.0% | $45.1M+11369.5% |
| Dividends Paid | $18.3M+1.0% | $18.1M+7.0% | $18.0M+11.9% | $18.2M+20.4% | $18.1M+26.2% | $16.9M+25.1% | $16.1M+24.4% | $15.1M+18.3% |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Share Buybacks.
UMH Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 13.3%+1.9pp | 11.7%+3.8pp | -23.5%-0.9pp | 13.9%-7.4pp | 11.4%+2.8pp | 7.9%+10.7pp | -22.6%-13.3pp | 21.3%+23.9pp |
| Return on Equity | 1.1%+0.2pp | 0.9%+0.3pp | -1.7%-0.2pp | 1.0%-0.5pp | 0.8%+0.1pp | 0.5%+0.8pp | -1.5%-0.8pp | 1.5%+1.7pp |
| Return on Assets | 0.6%+0.1pp | 0.5%+0.1pp | -0.9%0.0pp | 0.6%-0.3pp | 0.5%+0.1pp | 0.3%+0.4pp | -0.9%-0.5pp | 0.9%+1.0pp |
| Debt-to-Equity | 0.92+0.2x | 0.89+0.2x | 0.87+0.2x | 0.760.0x | 0.74-0.2x | 0.70-0.3x | 0.71-0.3x | 0.75+0.5x |
| Asset Turnover | 0.040.0x | 0.040.0x | 0.040.0x | 0.040.0x | 0.040.0x | 0.040.0x | 0.040.0x | 0.040.0x |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| UMH Properties, Inc. UMH | FY2025 | $261.8M | $6.0M | 2.3% | $1.3B | 35/100 |
| Elme Communities ELME | FY2024 | $241.9M | -$13.1M | -5.4% | $155.5M | 49/100 |
| Apartment Investment and Management Company AIV | FY2025 | $138.5M | $547.2M | N/A | $257.1M | 40/100 |
| NexPoint Residential Trust Inc NXRT | FY2025 | $251.3M | -$32.2M | -12.8% | $496.7M | 34/100 |
| Centerspace CSR | FY2025 | $273.7M | $17.1M | 6.3% | $946.0M | 68/100 |
| Veris Residential, Inc. VRE | FY2025 | $288.4M | $75.2M | 26.1% | $1.8B | 36/100 |
Where UMH Properties, Inc. Ranks
Frequently Asked Questions
What is UMH Properties, Inc.'s annual revenue?
UMH Properties, Inc. (UMH) reported $261.8M in total revenue for fiscal year 2025. This represents a 8.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is UMH Properties, Inc.'s revenue growing?
UMH Properties, Inc. (UMH) revenue grew by 8.8% year-over-year, from $240.6M to $261.8M in fiscal year 2025.
Is UMH Properties, Inc. profitable?
Yes, UMH Properties, Inc. (UMH) reported a net income of $6.0M in fiscal year 2025, with a net profit margin of 2.3%.
What is UMH Properties, Inc.'s net profit margin?
UMH Properties, Inc. (UMH) had a net profit margin of 2.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does UMH Properties, Inc. pay dividends?
Yes, UMH Properties, Inc. (UMH) paid $0.89 per share in dividends during fiscal year 2025.
What is UMH Properties, Inc.'s return on equity (ROE)?
UMH Properties, Inc. (UMH) has a return on equity of 0.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is UMH Properties, Inc.'s operating cash flow?
UMH Properties, Inc. (UMH) generated $82.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are UMH Properties, Inc.'s total assets?
UMH Properties, Inc. (UMH) had $1.7B in total assets as of fiscal year 2025, including both current and long-term assets.
What is UMH Properties, Inc.'s debt-to-equity ratio?
UMH Properties, Inc. (UMH) had a debt-to-equity ratio of 0.87 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is UMH Properties, Inc.'s return on assets (ROA)?
UMH Properties, Inc. (UMH) had a return on assets of 0.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is UMH Properties, Inc.'s P/E ratio?
UMH Properties, Inc. (UMH) trades at 120x earnings, its market capitalization divided by net income of $10.8M net income, trailing 12 months to June 30, 2026. The market capitalization is $1.3B as of Oct 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is UMH Properties, Inc.'s price-to-sales ratio?
UMH Properties, Inc. (UMH) trades at 4.8x sales, its market capitalization divided by revenue of $271.4M revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.3B as of Oct 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is UMH Properties, Inc.'s Piotroski F-Score?
UMH Properties, Inc. (UMH) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are UMH Properties, Inc.'s earnings high quality?
UMH Properties, Inc. (UMH) has an earnings quality ratio of 13.74x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is UMH Properties, Inc.?
UMH Properties, Inc. (UMH) scores 35 out of 100 on our Financial Health Score, indicating weak standing within its REITs peer group. The score is a 0-100 composite of six dimensions (FFO Margin, FFO Growth, Leverage, Interest Cov., AFFO Margin, Dividend Cov.), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.