UMH Properties CFO Kevin S. Miller buys 68 shares

The report lists four direct option positions with expirations from March 21, 2033, through September 16, 2036, alongside Preferred D holdings.

Rhea-AI Filing Summary

UMH Properties, Inc. EVP, CFO and Treasurer Kevin S. Miller purchased 68 shares on October 15, 2026, at $14.625 per share through the Dividend Reinvestment and Stock Purchase Plan. No Rule 10b5-1 plan is reported. His direct holdings also include options covering 2,000 shares at a $14.36 exercise price, expiring March 21, 2033; 13,740 shares at $15.66, expiring March 26, 2034; 15,000 shares at $18.30, expiring March 6, 2035; and 29,167 shares at $15.58, expiring September 16, 2036. He also directly holds 4,466 shares of Preferred D.

Insider Trade Summary

Net Buyer: 68.38 shares

Net Buy 6 txns

Insider Miller Kevin S.

Role EVP, CFO, Treasurer

Bought 68.38 shs ($1K)

Type	Security	Shares	Price	Value
Purchase	UMH Properties, Inc. F1	68.38	$14.625	$1K
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc.	--	--	--
holding	UMH Properties, Inc. (Preferred D)	--	--	--

Holdings After Transaction: UMH Properties, Inc. — 31,377.29 shares (Direct); UMH Properties, Inc. — 59,907 contracts (Direct); UMH Properties, Inc. (Preferred D) — 4,466.28 shares (Direct)

Footnotes (1)

1. F1. Purchase of shares through the Dividend Reinvestment and Stock Purchase Plan on 10/15/2026.

Key Figures

Shares purchased: 68 shares Purchase price: $14.625 per share Option position: 2,000 underlying shares at $14.36 exercise price +4 more

7 metrics

Shares purchased 68 shares October 15, 2026, through the Dividend Reinvestment and Stock Purchase Plan

Purchase price $14.625 per share October 15, 2026

Option position 2,000 underlying shares at $14.36 exercise price Expiration March 21, 2033

Option position 13,740 underlying shares at $15.66 exercise price Expiration March 26, 2034

Option position 15,000 underlying shares at $18.30 exercise price Expiration March 6, 2035

Option position 29,167 underlying shares at $15.58 exercise price Expiration September 16, 2036

Preferred D holdings 4,466 shares Direct holdings

Key Terms

Dividend Reinvestment and Stock Purchase Plan, exercise price, Preferred D, Rule 10b5-1 plan

4 terms

Dividend Reinvestment and Stock Purchase Plan financial

"through the Dividend Reinvestment and Stock Purchase Plan"

A dividend reinvestment and stock purchase plan lets investors automatically use cash dividends to buy additional shares and often make extra share purchases directly from the company, usually at low or no commission. Think of it as an automatic savings plan for stock: dividends and optional contributions are turned into more shares, helping ownership grow through compounding and making regular investing simple and low-cost—key for long-term investors.

exercise price financial

"options covering 2,000 shares at a $14.36 exercise price"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

Preferred D financial

"4,466 shares of Preferred D"

Rule 10b5-1 plan regulatory

"No Rule 10b5-1 plan is reported"

A Rule 10b5-1 plan is a prearranged, written schedule that lets corporate insiders buy or sell company stock at set times or amounts, even if they later learn material nonpublic information. Think of it like setting an automatic thermostat for trades: it creates a clear record that trades were planned in advance, reducing the risk of insider-trading accusations and helping investors trust that insider transactions are routine rather than based on secret information.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many UMH shares did Kevin S. Miller buy, and at what price?

Kevin S. Miller purchased 68 shares at $14.625 per share on October 15, 2026, through the Dividend Reinvestment and Stock Purchase Plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/16/2026 - 12:43 PM EDT Accepted by SEC EDGAR 10/16/2026 - 12:43 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Miller Kevin S.

(Last) (First) (Middle)

3499 US HIGHWAY 9

SUITE 3C

(Street)

FREEHOLD NEW JERSEY 07728

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMH PROPERTIES, INC. [ UMH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO, Treasurer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
UMH Properties, Inc.	10/15/2026		P		68.38(1)	A	$14.625	31,377.29	D
UMH Properties, Inc. (Preferred D)								4,466.28	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
UMH Properties, Inc.	$14.36							03/21/2024	03/21/2033	UMH Properties, Inc.	2,000		2,000	D
UMH Properties, Inc.	$15.66							03/26/2025	03/26/2034	UMH Properties, Inc.	13,740		13,740	D
UMH Properties, Inc.	$18.3							03/06/2026	03/06/2035	UMH Properties, Inc.	15,000		15,000	D
UMH Properties, Inc.	$15.58							09/16/2027	09/16/2036	UMH Properties, Inc.	29,167		29,167	D

Explanation of Responses:

1. Purchase of shares through the Dividend Reinvestment and Stock Purchase Plan on 10/15/2026.

	Nelli Madden	10/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)