Union Bankshares files 8-K: Q2 2025 shareholder report & dividend announced

Rhea-AI Filing Summary

Union Bankshares, Inc. (UNB) filed an 8-K on 7 Aug 2025 to furnish its unaudited Second-Quarter 2025 Report to Shareholders. Under Item 2.02, the company states that the report, attached as Exhibit 99.1, contains operating results and financial condition for the three- and six-month periods ended 30 Jun 2025. The filing also discloses the board’s declaration of a regular quarterly cash dividend, although the per-share amount and payment dates are not included in the 8-K text.

The information is being furnished, not filed, meaning it is not subject to liability under Section 18 and will not be incorporated by reference unless specifically cited in future filings. No other material events, guidance revisions, or transaction details are presented. Management signatures from CEO David S. Silverman and CFO Karyn J. Hale confirm the disclosure.

Positive

• Declaration of a regular quarterly dividend signals continued capital return policy.
• Timely furnishing of Q2 2025 shareholder report provides transparency and complies with SEC requirements.

Negative

• No financial metrics (revenue, EPS, asset quality) included in the 8-K, limiting immediate investor insight.

Insights

Financial Analyst

TL;DR: Routine 8-K furnishes Q2 report; dividend declared, no financial metrics disclosed—impact neutral.

The filing merely alerts investors that UNB’s detailed Q2 2025 performance is available in Exhibit 99.1. Because the exhibit is not provided here, revenue, EPS, credit quality, and capital ratios cannot be assessed. The note that the dividend remains ‘regular’ suggests continuity rather than a change in capital policy. As the content is furnished, legal exposure is minimized, but investors must consult the standalone report for actionable data. Overall, the disclosure is procedural with limited market impact.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

FALSE000070686300007068632025-08-072025-08-07

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 7, 2025

(Exact name of registrant as specified in its charter)

UNION BANKSHARES, INC.

(State or other jurisdiction						(Commission			(IRS Employer
of incorporation)						File Number)			Identification Number)
VT						001-15985			03-0283552
(Address of principal executive offices)									(Zip Code)
20 Lower Main St., P.O. Box 667									05661-0667
Morrisville			,			VT

Registrant's telephone number, including area code: (802) 888-6600

(Former name or former address, if changed since last report)

Not applicable

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting materials pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to section 12(b) of the Act:

Common Stock, $2.00 par value

UNB

Nasdaq Stock Market

(Title of class)

(Trading Symbol)

(Exchanges registered on)

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02: Results of Operations and Financial Condition

As provided in General Instruction B.2 to Form 8-K, the information furnished in this Item 2.02 and in Exhibits 99.1 hereto shall not be deemed filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing with the Securities and Exchange Commission, except as shall be expressly provided by specific reference in such filing.

On August 7, 2025, Union Bankshares, Inc (the "Company") distributed its Second Quarter 2025 unaudited Report to Shareholders (the "Quarterly Report") presenting information concerning the Company's results of operations and financial condition for the three and six months ended June 30, 2025 and declaration of a regular quarterly dividend. A copy of the Quarterly Report is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

Item 9.01: Financial Statements and Exhibits

d) Exhibits:

99.1 Union Bankshares, Inc. Second Quarter 2025 Report to Shareholders distributed August 7, 2025 referred to in Item 2.02 of the Report as furnished, not filed; herewith.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			Union Bankshares, Inc.
August 7, 2025			/s/ David S. Silverman
			David S. Silverman
			President/Chief Executive Officer
August 7, 2025			/s/ Karyn J. Hale
			Karyn J. Hale
			Chief Financial Officer

EXHIBIT INDEX

Exhibit 99.1 Union Bankshares, Inc. Second Quarter 2025 Report to Shareholders distributed August 7, 2025.

FAQ

What did Union Bankshares (UNB) disclose in its 8-K dated August 7, 2025?

UNB furnished its unaudited Q2 2025 Report to Shareholders and announced a regular quarterly dividend.

Does the 8-K include Union Bankshares' Q2 2025 earnings figures?

No. The specific operating and financial metrics are contained in Exhibit 99.1, not in the body of the filing.

Is the dividend amount disclosed in this filing?

The 8-K states a regular quarterly dividend was declared, but it does not specify the per-share amount.

Why is the information labeled as 'furnished' rather than 'filed'?

By furnishing under Item 2.02, UNB avoids Section 18 liability; the content is not deemed filed unless later incorporated by reference.

Who signed the Union Bankshares 8-K?

CEO David S. Silverman and CFO Karyn J. Hale signed the report on August 7, 2025.