Form 4: ROOS THOMAS E reports disposition transactions in UNH

Rhea-AI Filing Summary

ROOS THOMAS E reported disposition transactions in a Form 4 filing for UNH. The filing lists transactions totaling 322 shares at a weighted average price of $293.19 per share. Following the reported transactions, holdings were 29,325 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider ROOS THOMAS E

Role Chief Accounting Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	321.887	$293.19	$94K

Holdings After Transaction: Common Stock — 29,325.485 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ROOS THOMAS E

(Last) (First) (Middle)

C/O UNITEDHEALTH GROUP INCORPORATED

1 HEALTH DRIVE

(Street)

EDEN PRAIRIE MN 55344

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITEDHEALTH GROUP INC [ UNH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/13/2026		F		321.887	D	$293.19	29,325.485(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares received through UnitedHealth Group Incorporated's Employee Stock Purchase Plan.

Remarks:

	Faraz A. Choudhry, Attorney-in-Fact for Thomas E. Roos	02/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UNH Chief Accounting Officer Thomas E. Roos report?

Thomas E. Roos reported a tax-withholding disposition of UnitedHealth Group common stock. On 02/13/2026, 321.887 shares were surrendered at $293.19 per share to cover tax liabilities, rather than being sold in an open-market transaction.

How many UnitedHealth Group (UNH) shares does Thomas E. Roos own after this Form 4?

After the reported transaction, Thomas E. Roos directly beneficially owned 29,325.485 UNH shares. This total includes shares received through UnitedHealth Group Incorporated’s Employee Stock Purchase Plan, as noted in the filing’s explanatory footnote.

Was the UNH Form 4 transaction by Thomas E. Roos a stock sale?

The transaction was a tax-withholding disposition, not an ordinary stock sale. Code “F” indicates shares were delivered to satisfy tax obligations tied to equity compensation, rather than sold on the open market for investment or trading purposes.

At what price were the UNH shares valued in Thomas E. Roos’s tax-withholding transaction?

The surrendered UnitedHealth Group shares were valued at $293.19 per share. In total, 321.887 common shares were used at this price to cover tax liabilities associated with an equity-related transaction reported on 02/13/2026.

What does the footnote about the Employee Stock Purchase Plan mean for UNH insider holdings?

The footnote states Roos’s holdings include shares from the Employee Stock Purchase Plan. This clarifies that part of the 29,325.485 directly owned UnitedHealth Group shares was accumulated through employee stock purchases rather than solely from grants or market purchases.

What does transaction code “F” signify in the UNH Form 4 for Thomas E. Roos?

Code “F” designates payment of exercise price or tax liability by delivering securities. In this UNH filing, it shows Roos used 321.887 shares of common stock to satisfy tax obligations related to an equity award, instead of paying cash.