Unity Bancorp (UNTY) officer reports 138-share tax withholding event

Rhea-AI Filing Summary

Unity Bancorp Inc. officer and Chief Lending Officer/FSVP reported an insider transaction involving vested restricted stock. On 12/09/2025, 500 restricted shares vested, and 138 shares were withheld at $52.50 per share to cover tax liability, coded as a disposition (Code F). After this tax withholding, the officer beneficially owns 4,587 Unity Bancorp shares, consisting of 4,225 restricted shares held at Computershare with upcoming vesting dates and 362 shares held in an account at Shareworks.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Donovan James Joseph

Role Chief Lending Officer/FSVP

Type	Security	Shares	Price	Value
Tax Withholding	Restricted Stock	138	$52.50	$7K
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock — 4,225 shares (Direct); Common Stock — 362 shares (Direct)

Footnotes (1)

1. 138 shares were withheld @ $52.50 per share to cover tax liability on 500 restricted shares vesting. 4,225 restricted shares are held in an account at Computershare, which have upcoming vesting dates. 362 shares are held in an account at Shareworks.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Donovan James Joseph

(Last) (First) (Middle)

C/O UNITY BANK

64 OLD HIGHWAY 22

(Street)

CLINTON NJ 08809

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITY BANCORP INC /NJ/ [ UNTY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Lending Officer/FSVP

3. Date of Earliest Transaction (Month/Day/Year)
12/09/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Restricted Stock	12/09/2025		F		138(1)	D	$52.5	4,225(2)	D
Common Stock								362(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. 138 shares were withheld @ $52.50 per share to cover tax liability on 500 restricted shares vesting.

2. 4,225 restricted shares are held in an account at Computershare, which have upcoming vesting dates.

3. 362 shares are held in an account at Shareworks.

Remarks:

Total Beneficial Ownership: 4,587

	James J. Donovan, POA Amanda Roche, Finance Department Supervisor/VP	12/10/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UNTY report in this filing?

The filing reports that a Unity Bancorp Inc. officer had 500 restricted shares vest on 12/09/2025, with 138 shares withheld at $52.50 per share to cover tax liabilities associated with the vesting.

Who is the reporting person in this Unity Bancorp (UNTY) Form 4?

The reporting person is a Unity Bancorp Inc. officer serving as Chief Lending Officer/FSVP, filing individually as indicated by the “Form filed by One Reporting Person” box.

How many Unity Bancorp (UNTY) shares does the officer now beneficially own?

Following the reported transaction, the officer has total beneficial ownership of 4,587 Unity Bancorp shares, as noted in the remarks section.

How are the Unity Bancorp (UNTY) shares held after the transaction?

After the transaction, the officer holds 4,225 restricted shares in an account at Computershare with upcoming vesting dates and 362 shares in an account at Shareworks.

Was the Unity Bancorp (UNTY) transaction a market sale or tax withholding?

The transaction was reported with code F, and the explanation states that 138 shares were withheld at $52.50 per share to cover tax liability on 500 restricted shares vesting, indicating a tax withholding rather than an open-market sale.