[144] Upstart Holdings, Inc. Common stock SEC Filing

Rhea-AI Filing Summary

Upstart Holdings insider transactions are disclosed for a proposed sale under Rule 144. The notice reports 13,473 shares of Common stock planned for sale through Charles Schwab with an aggregate market value of $823,453, to be sold on or about 08/20/2025 on NASDAQ. Those shares were recorded as acquired on 08/20/2025 due to a restricted stock lapse from equity compensation. The filing also lists a prior sale by the same person of 13,512 shares on 05/20/2025 for gross proceeds of $634,673. The notice includes the signer’s representation that they are not aware of undisclosed material adverse information.

Insights

Securities Compliance Analyst

TL;DR: Routine Rule 144 disclosure showing vested equity and planned resale; transaction size is immaterial to outstanding share count.

The filing documents a Rule 144 notice for 13,473 shares arising from a restricted stock lapse and intended sale via Charles Schwab on NASDAQ with reported market value of $823,453. The filer also reported a recent sale of 13,512 shares generating $634,673 on 05/20/2025. Relative to the reported 96,217,742 shares outstanding, each transaction represents roughly 0.014% of outstanding shares, indicating limited market impact. The form includes the standard attestation regarding material non-public information and appears to be a routine compliance disclosure following equity vesting.

Equity Compensation Specialist

TL;DR: Vesting-triggered sale consistent with equity compensation monetization; no indications of unusual transfer arrangements.

The record shows acquisition by restricted stock lapse and payment classified as equity compensation, with contemporaneous intent to sell 13,473 shares. The matching acquisition and proposed sale dates suggest the holder is converting newly vested shares to cash. The prior sale in May demonstrates prior monetization activity by the same holder. There is no information in the filing about trading plans (e.g., 10b5-1) or additional lock-up terms; those details are not provided and cannot be inferred.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	13473	823453.00	96217742	08/20/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	08/20/2025	Restricted Stock Lapse - See Remarks	Upstart Holdings, Inc.			13473	08/20/2025	Equity Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
SANJAY DATTA 2950 S. Delaware Street, Suite 300 San Mateo CA 94403	Upstart Holdings, Inc.	05/20/2025	13512	634673.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 for UPST disclose about the proposed sale?

The Form 144 discloses a proposed sale of 13,473 Upstart (UPST) common shares valued at $823,453, to be sold on or about 08/20/2025 on NASDAQ through Charles Schwab.

How were the shares acquired that are proposed for sale?

The shares were acquired via a restricted stock lapse on 08/20/2025, and the filing lists the payment type as equity compensation.

Has the filer sold other Upstart shares recently?

Yes. The filing reports a sale of 13,512 shares on 05/20/2025 for gross proceeds of $634,673 by Sanjay Datta at the address provided.

What is the company’s outstanding share count reported in the filing?

The filing lists 96,217,742 shares outstanding for Upstart Holdings, Inc.

Does the filing indicate any undisclosed material information?

The signer represents by signature that they do not know of any material adverse information regarding the issuer that has not been publicly disclosed.