[144] Upstart Holdings, Inc. Common stock SEC Filing

Rhea-AI Filing Summary

Upstart Holdings insider sale notice: This Form 144 shows an intended sale of 139 common shares via Charles Schwab with an aggregate market value of $8,800 and an approximate sale date of 08/20/2025. The shares were acquired 08/15/2025 under the company ESPP and paid for in cash. The filer, identified in prior transactions as Scott Darling, sold multiple lots of Upstart shares in the prior three months totaling 33,115 shares for $2,056,726 gross proceeds. The filing includes the seller's representation that no undisclosed material adverse information is known.

Insights

Securities Analyst

TL;DR: Routine Form 144 reporting a small block sale and recent insider dispositions totaling about $2.06M.

This Form 144 documents an intended sale of 139 shares (market value $8,800) acquired under an ESPP on 08/15/2025, to be sold around 08/20/2025 through Charles Schwab. The filer has recorded multiple sales in the past three months—seven transactions totaling 33,115 shares and $2,056,726 in gross proceeds. For investors, these disclosures show compliance with Rule 144 and recent insider liquidity events but do not by themselves indicate material corporate developments.

Corporate Governance Specialist

TL;DR: Compliance-focused filing showing scheduled resale of ESPP shares and recent aggregated insider sales.

The notice confirms the seller acquired the shares via the issuer's ESPP and is using standard broker channels for disposition. The signature block includes the required attestation that no nonpublic material adverse information is known. The recent pattern of sales is disclosed, enabling stakeholders to track insider liquidity while preserving transparency required under securities laws.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	139	8800.00	96217742	08/20/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	08/15/2025	ESPP	Upstart Holdings, Inc.			139	08/15/2025	Cash

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc.	05/20/2025	6732	316247.00
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc.	06/03/2025	7383	369166.00
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc.	06/11/2025	3000	180000.00
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc.	07/01/2025	2000	127120.00
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc.	07/02/2025	5000	350176.00
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc	07/08/2025	5000	400210.00
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc	08/01/2025	4000	313807.00

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does Upstart Holdings Form 144 filed under symbol UPST report?

The filing reports an intended sale of 139 common shares (aggregate market value $8,800) with an approximate sale date of 08/20/2025.

Who acquired the 139 Upstart shares and when?

The shares were acquired on 08/15/2025 under the company's ESPP and paid for in cash.

Through which broker will the UPST shares be sold?

The filing lists Charles Schwab & Co., Inc. as the broker for the proposed sale.

How many Upstart shares did the filer sell in the past three months and for how much?

The filing discloses seven sales totaling 33,115 shares with gross proceeds of $2,056,726.

Does the filer assert any undisclosed material information in the Form 144?

By signing, the filer represents they do not know any material adverse information about the issuer that has not been publicly disclosed.