Upstart officer plans sale of 586 shares of stock

Upstart Holdings, Inc. (UPST) insider Natalia Mirgorodskaya, an officer, filed a notice under Rule 144 indicating an intent to sell 586 shares of common stock through Charles Schwab & Co., Inc. on 08/20/2026 on NASDAQ.

Rhea-AI Filing Summary

Upstart Holdings, Inc. (UPST) insider Natalia Mirgorodskaya, an officer, filed a notice under Rule 144 indicating an intent to sell 586 shares of common stock through Charles Schwab & Co., Inc. on 08/20/2026 on NASDAQ. The shares relate to equity compensation, with remarks stating they are sold to cover tax obligations from the settlement of vested Restricted Stock Units.

Within the prior three months, Mirgorodskaya reported additional sales of 526 shares on 05/20/2026 and 974 shares on 05/26/2026, all in Upstart Holdings, Inc. common stock.

Key Figures

Planned shares to be sold: 586 shares Shares sold on 05/20/2026: 526 shares Shares sold on 05/26/2026: 974 shares +2 more

5 metrics

Planned shares to be sold 586 shares Common stock sale reported for 08/20/2026 under Rule 144

Shares sold on 05/20/2026 526 shares Upstart Holdings, Inc. common stock sold during past three months

Shares sold on 05/26/2026 974 shares Upstart Holdings, Inc. common stock sold during past three months

Proposed sale date 08/20/2026 Date of planned sale for 586 shares of common stock

Date of notice 08/20/2026 Filing date of the Rule 144 notice by Natalia Mirgorodskaya

Key Terms

Rule 144, Restricted Stock Units, equity compensation

3 terms

Rule 144 regulatory

"See the definition of "person" in paragraph (a) of Rule 144."

Rule 144 is a U.S. securities regulation that sets conditions under which restricted or insider-held shares can be legally resold to the public, such as required holding periods, availability of public information, limits on how much can be sold at once, and certain filing requirements. For investors it matters because it determines when previously locked-up shares can enter the market — like a release valve that can increase supply, affect share price, and signal insider intent.

Restricted Stock Units financial

"Shares sold to cover tax obligation from settlement of vested Restricted Stock Units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

equity compensation financial

"Common | 08/20/2026 | Restricted Stock Lapse - See Remarks | Upstart Holdings, Inc. | | | 586 | 08/20/2026 | Equity Compensation"

Equity compensation is pay given to employees, executives or contractors in the form of company ownership—such as stock, stock options or restricted shares—rather than just cash. It matters to investors because it can align workers' incentives with shareholders (like paying someone in slices of the same pie they help grow), but it also increases the number of shares outstanding and company expenses, affecting ownership percentages and earnings per share.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 144 filing disclose for Upstart Holdings, Inc. (UPST)?

The filing discloses that officer Natalia Mirgorodskaya intends to sell 586 shares of Upstart Holdings, Inc. common stock on or about 08/20/2026 under Rule 144, with the sale associated with equity compensation and tax obligations from vested Restricted Stock Units.

How many UPST shares is Natalia Mirgorodskaya planning to sell under this Form 144?

She plans to sell 586 shares of Upstart Holdings, Inc. common stock. The planned transaction date reported is 08/20/2026, with Charles Schwab & Co., Inc. listed as the broker and NASDAQ as the trading market.

What UPST share sales has Natalia Mirgorodskaya reported in the past three months?

She reported selling 526 shares of Upstart Holdings, Inc. common stock on 05/20/2026 and 974 shares on 05/26/2026. These are listed in the section for securities sold during the past three months.

Why are the UPST shares being sold according to this Form 144?

The remarks state that the shares are sold to cover tax obligation arising from the settlement of vested Restricted Stock Units. This links the sales to equity compensation rather than a discretionary portfolio trade.

Who is the broker and what market is used for the planned UPST sale?

The planned sale of 586 UPST shares is through Charles Schwab & Co., Inc., with the market identified as NASDAQ. The security is common stock of Upstart Holdings, Inc.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/20/2026 - 04:08 PM EDT Accepted by SEC EDGAR 08/20/2026 - 04:07 PM EDT Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001833851
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	Upstart Holdings, Inc.
SEC File Number	001-39797
Address of Issuer	220 PARK ROAD SUITE 500 BURLINGAME CALIFORNIA 94010
Phone	(650) 204-1000
Name of Person for Whose Account the Securities are To Be Sold	Mirgorodskaya Natalia
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	586	16461.00	97313046	08/20/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	08/20/2026	Restricted Stock Lapse - See Remarks	Upstart Holdings, Inc.			586	08/20/2026	Equity Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
NATALIA MIRGORODSKAYA 220 Park Road, Suite 500 Burlingame CA 94010	Upstart Holdings, Inc	05/20/2026	526	15134.00
NATALIA MIRGORODSKAYA 220 Park Road, Suite 500 Burlingame CA 94010	Upstart Holdings, Inc	05/26/2026	974	28236.00

144: Remarks and Signature

Remarks	Shares sold to cover tax obligation from settlement of vested Restricted Stock Units.
Date of Notice	08/20/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	NATALIA MIRGORODSKAYA
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)