[144] Upstart Holdings, Inc. SEC Filing

Rhea-AI Filing Summary

Upstart Holdings filed a Form 144 reporting proposed sales of common stock tied to equity compensation. The filing lists 6,634 shares with an aggregate price of $190,912.00 dated 05/20/2026 and shows two prior dispositions by Scott Darling of 6,868 shares ($205,191.00) on 02/20/2026 and 727 shares ($21,476.00) on 05/15/2026. The securities to be sold are described as a restricted stock lapse under equity compensation.

Insights

Securities Compliance Attorney

Form 144 documents proposed resale of equity following a restricted stock lapse.

The filing lists a proposed sale of $190,912.00 tied to 05/20/2026 and identifies the sale method as "Restricted Stock Lapse" under equity compensation. This indicates the holder intends to sell shares that became transferable.

Regulatory implications are routine: Form 144 is a notification for broker/dealer sale compliance under applicable resale rules. Subsequent broker execution and Rule 144 conditions determine actual sale timing.

Equity Capital Markets Analyst

Transactions shown are small, routine insider dispositions rather than an offering.

The excerpt shows examples of prior dispositions by Scott Darling totaling $226,667.00 across two dates and a proposed notice for $190,912.00. These values reflect dollar aggregate proceeds reported on Form 144.

Execution depends on broker activity and satisfaction of Rule 144 resale conditions; timing and market impact are not disclosed in the excerpt.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	6634	190912.00	95711569	05/20/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	05/20/2026	Restricted Stock Lapse - See Remarks	Upstart Holdings, Inc.			6634	05/20/2026	Equity Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc	02/20/2026	6868	205191.00
SCOTT DARLING 950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc	05/15/2026	727	21476.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)