USCB Financial (NASDAQ: USCB) sets $0.125 cash dividend for September 2026

Rhea-AI Filing Summary

USCB Financial Holdings, Inc., the holding company for U.S. Century Bank, announced that its Board of Directors declared a regular quarterly cash dividend of $0.125 per share on its Class A common stock. The dividend is payable on September 4, 2026 to shareholders of record as of the close of business on August 17, 2026.

The company notes that future dividend payments are subject to quarterly review and approval by the Board of Directors. USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank, a large community bank headquartered in the Miami area.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Key Figures

Quarterly dividend per share: $0.125 per share Dividend payment date: September 4, 2026 Dividend record date: August 17, 2026

3 metrics

Quarterly dividend per share $0.125 per share Regular quarterly cash dividend on Class A common stock

Dividend payment date September 4, 2026 Scheduled payment date for the declared quarterly dividend

Dividend record date August 17, 2026 Shareholders of record as of close of business are entitled to the dividend

Key Terms

Regulation FD Disclosure, quarterly cash dividend, shareholders of record, bank holding company

4 terms

Regulation FD Disclosure regulatory

"Item 7.01 Regulation FD Disclosure."

Regulation FD disclosure requires public companies to share important, market-moving information with everyone at the same time instead of tipping off analysts or large investors first. Think of it as making sure all players on a field hear the same announcement simultaneously; that fairness helps investors trust that stock prices reflect the same information and reduces the risk of sudden, unfair trading advantages or regulatory penalties for selective leaks.

quarterly cash dividend financial

"declared a regular quarterly cash dividend of $0.125 per share"

A quarterly cash dividend is a payment made by a company to its shareholders four times a year, usually based on its profits. It is like a regular bonus or reward for owning the company's stock, providing shareholders with income. Many investors see these payments as a sign of the company's stability and its ability to generate consistent profits.

shareholders of record financial

"to shareholders of record as of the close of business on August 17, 2026"

Shareholders of record are the people officially listed as owners of a company's stock on a specific date. This matters because only these shareholders are entitled to receive dividends or vote at company meetings. It's like being on the official guest list for a party—you get to enjoy the perks and have a say.

bank holding company financial

"USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank."

A bank holding company is a parent corporation that owns one or more banks and other financial businesses, like a household that controls several shops under the same roof. Investors care because this structure determines how the business is regulated, how it raises capital, pays dividends, and absorbs losses; it can make a banking group safer or riskier and affects the value and liquidity of the company’s shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 07/20/2026 - 04:34 PM Accepted by SEC EDGAR 07/20/2026 - 04:34 PM Learn about SEC filing dates

FAQ

What quarterly dividend did USCB (USCB) declare on July 20, 2026?

USCB declared a regular quarterly cash dividend of $0.125 per share of Class A common stock. The dividend is payable on September 4, 2026 to shareholders of record on August 17, 2026, and future payments remain subject to Board review.

When will USCB (USCB) pay its declared $0.125 dividend?

USCB plans to pay the $0.125 per share quarterly cash dividend on September 4, 2026. Shareholders must be on record as of the close of business on August 17, 2026 to receive this dividend payment on Class A common stock.

What is the record date for USCB (USCB) shareholders to receive the dividend?

The record date for USCB’s quarterly cash dividend is August 17, 2026. Investors who are shareholders of record at the close of business on that date will be eligible to receive the $0.125 per share dividend paid on September 4, 2026.

Is the USCB (USCB) dividend described as a regular quarterly payment?

Yes, the Board described the $0.125 per share distribution as a regular quarterly cash dividend on Class A common stock. The company also states that future dividend payments are subject to quarterly review and approval by the Board of Directors.

What type of company is USCB (USCB) in this dividend announcement?

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank. U.S. Century Bank is described as one of the largest community banks headquartered in Miami and in Florida, offering a range of financial products and community support.

false 0001901637 0001901637 2026-07-20 2026-07-20

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) July 20, 2026

USCB Financial Holdings, Inc.

(Exact name of registrant as specified in its charter)

Florida	001-41196	87-4070846
(State or other jurisdiction	(Commission File Number)	(IRS Employer
of incorporation)		Identification No.)

2301 N.W. 87th Avenue, Doral, Florida		33172
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code (305) 715-5200

Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):
☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each Class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock	USCB	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    ☐

Item		7.01		Regulation FD Disclosure.
				On July 20, 2026, USCB Financial Holdings, Inc. (the “Company”) issued a press release announcing the declaration of the Company’s quarterly cash dividend. The dividend is in the amount of $0.125 per share of Class A common stock and is payable on September 4, 2026 to shareholders of record as of the close of business on August 17, 2026. For additional information, reference is made to the Company’s press release, dated July 20, 2026, which is included as Exhibit 99.1 hereto and is incorporated herein by reference thereto. The information in this Item 7.01, including Exhibit 99.1 hereto, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Exchange Act except as expressly set forth by specific reference in such filing to this Form 8-K.

Item		9.01		Financial Statements and Exhibits
		(a)		Not applicable.
		(b)		Not applicable.
		(c)		Not applicable.
		(d)		Exhibits

Exhibit No.		Description
99.1		Press release dated July 20, 2026.
104		Cover Page Interactive Data (embedded within the Inline XBRL document)

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		USCB FINANCIAL HOLDINGS, INC.
		By:	/s/ Robert Anderson
		Name:	Robert Anderson
		Title:	Executive Vice President and Chief Financial Officer
Date: July 20, 2026

3

Exhibit 99.1

USCB FINANCIAL HOLDINGS, INC. DECLARES

QUARTERLY CASH DIVIDEND ON COMMON STOCK

Press Release

MIAMI, FL – July 20, 2026 – USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank, announced today that its Board of Directors declared a regular quarterly cash dividend of $0.125 per share of Class A common stock, payable on September 4, 2026, to shareholders of record as of the close of business on August 17, 2026. Future dividend payments are subject to quarterly review and approval by the Board of Directors.

About USCB Financial Holdings, Inc.

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank. Established in 2002, U.S. Century Bank is one of the largest community banks headquartered in Miami, and one of the largest community banks in the State of Florida. U.S. Century Bank is rated 5-Stars by BauerFinancial, the nation’s leading independent bank rating firm. U.S. Century Bank offers customers a wide range of financial products and services and supports numerous community organizations, including the Greater Miami Chamber of Commerce, the South Florida Hispanic Chamber of Commerce, and ChamberSouth. For more information or to find a U.S. Century Bank banking center near you, please call (305) 715-5200 or visit www.uscentury.com.

Contacts:

Investor Relations

InvestorRelations@uscentury.com

Martha Guerra-Kattou

(305) 715-5141

MGuerra@uscentury.com

Filing Exhibits & Attachments

5 documents

Press Releases

• EX-99.1 EXHIBIT 99.1 5.3 KB

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA 3.5 KB
• EX-101 XBRL TAXONOMY EXTENSION DEFINITION LINKBASE 11.5 KB
• EX-101 XBRL TAXONOMY EXTENSION LABEL LINKBASE 15.5 KB
• EX-101 XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE 11.7 KB