USCB Financial Holdings, Inc. filings document the public reporting of a Florida bank holding company for U.S. Century Bank. Recent Form 8-K disclosures furnish quarterly results, earnings-call presentation materials, Regulation FD information and dividend announcements tied to Class A common stock.
The company's proxy materials describe annual meeting voting matters and governance procedures, while material-event filings record shareholder and governance agreements, including side letter and registration rights arrangements connected to significant holders. The record also identifies the company as an emerging growth company and frames disclosures around bank capital, operating performance and shareholder rights.
USCB Financial Holdings President and CEO Luis De La Aguilera exercised and sold a modest block of shares. He exercised stock options to acquire 10,005 shares of Class A Voting Common Stock at $11.35 per share, then sold 10,005 shares in open-market transactions at a weighted average price of $18.14 per share, with prices ranging from $18.10 to $18.20.
Following these transactions, he directly holds 242,945 shares of Class A Voting Common Stock and retains stock options over 160,000 shares of Common Stock with a $12.05 exercise price expiring on September 27, 2031. His position also includes multiple restricted stock grants that vest in thirds beginning between 2024 and 2027, indicating continued equity-based compensation alongside this routine exercise-and-sell activity.
USCB Financial Holdings, Inc. reported Q1 2026 net income of $9.4 million, up from $7.7 million a year earlier, with diluted EPS rising to $0.51 from $0.38. The improvement was driven by higher net interest income from a larger loan portfolio and lower average rates on interest-bearing liabilities.
Net interest income before provision increased 15.3% to $22.0 million, and net interest margin expanded to 3.27% from 3.10%. Loans held for investment reached $2.24 billion and deposits $2.49 billion, both reflecting solid growth. Annualized return on average assets was 1.34% and return on average stockholders’ equity was 17.07%, while the allowance for credit losses remained 1.16% of total loans and non-performing loans were 0.16% of total loans.
USCB FINANCIAL HOLDINGS, INC. President and CEO Luis de la Aguilera reported an exercise-and-sell transaction in Class A Voting Common Stock. On May 5–6, 2026 he exercised options to acquire 29,995 shares at $11.35 per share and sold the same number of shares in open-market sales at weighted average prices around $18.12–$18.16. After these trades, he directly holds 242,945 shares of Class A Voting Common Stock and retains stock options over additional shares with future vesting and expiration dates.
USCB Financial Holdings, Inc. insider group associated with Patriot Financial Partners reported open-market sales of a combined 50,000 shares of Class A Voting Common Stock. The shares were sold in two transactions at weighted average prices of $18.24 and $18.28 per share.
After these sales, Manager LP holds 7,500 shares, Patriot Financial Partners II, L.P. holds 1,617,670 shares, and Patriot Financial Partners Parallel II, L.P. holds 188,616 shares of common stock. W. Kirk Wycoff also holds an option to purchase 4,000 shares of Class A Voting Common Stock at an exercise price of $11.35 per share.
USCB Financial Holdings, Inc. and its subsidiary U.S. Century Bank entered a Mutual Termination Agreement with Patriot Financial Partners II, L.P. and Patriot Financial Partners Parallel II, L.P. to end the parties’ rights and obligations under a prior Side Letter Agreement, but only as to Patriot.
The Side Letter Agreement continues in effect for Priam Capital Fund II, LP. Patriot, which beneficially owns 10.2% of the outstanding Class A Voting Common Stock, remains a party to a separate Registration Rights Agreement first entered in 2015 and assumed by USCB in 2021.
The termination follows the April 6, 2026 resignation of Patriot’s board representative, W. Kirk Wycoff, from the boards of both the Company and the Bank. The Mutual Termination Agreement is filed as an exhibit to this Form 8-K.
USCB Financial Holdings, Inc. reported a record quarter for the three months ended March 31, 2026, with net income of $9.4 million and diluted EPS of $0.51, up 33% from $0.38 a year earlier. Return on average assets rose to 1.34% and return on average equity to 17.07%, reflecting higher profitability.
Net interest income grew to $22.0 million, up 15.3% year over year, and net interest margin improved to 3.27%. Loans reached $2.2 billion and deposits $2.5 billion, both rising around high single digits versus the prior year, while credit quality stayed strong with non‑performing loans at 0.16% of total loans. The board declared a quarterly cash dividend of $0.125 per share.
USCB Financial Holdings, Inc. is asking shareholders to vote at a fully virtual Annual Meeting on May 26, 2026 at 10:00 a.m. Eastern time. Holders of Class A common stock as of April 6, 2026, when 18,257,400 shares were outstanding, may participate online and vote.
Shareholders will elect nine directors for one-year terms ending in 2027, including new nominee Ramon “Ray” M. Rodriguez, and ratify Crowe LLP as independent registered public accounting firm for the year ending December 31, 2026. The board is majority independent, with the CEO also serving as chair and a lead independent director role to be filled.
The proxy describes director retainers of $110,000 in 2025 and details executive pay. In 2025, CEO Luis de la Aguilera received $700,000 in salary, a $388,256 bonus, $481,763 in stock awards and total compensation of $1,644,771, with similar mix of salary, bonus and equity for other named executives.