Welcome to our dedicated page for Uscb Fincl SEC filings (Ticker: USCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The USCB Financial Holdings, Inc. (NASDAQ: USCB) SEC filings page provides access to the company’s official regulatory documents as filed with the U.S. Securities and Exchange Commission. USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank, a community bank established in 2002 and described as one of the largest community banks headquartered in Miami and in the State of Florida. Through its filings, the company reports detailed information on its commercial banking activities, financial condition, and risk profile.
Key filings for USCB include annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or unaudited financial statements, net interest income, non-interest income and expense, allowance for credit losses, and discussions of asset quality, capital ratios, and concentrations in areas such as South Florida commercial real estate. Current reports on Form 8-K disclose material events, including earnings releases, investor presentations, stock repurchase agreements, subordinated note issuances, and other significant corporate actions.
Investors can also review filings that describe capital management and funding, such as the Subordinated Note Purchase Agreement for fixed-to-floating rate subordinated notes due 2035, and stock repurchase agreements with institutional shareholders. These documents outline the terms of the securities, intended use of proceeds, and their treatment for regulatory capital purposes.
On Stock Titan, USCB filings are supplemented with AI-powered summaries that highlight the main points of lengthy documents, helping users quickly understand changes in earnings, capital, liquidity, and risk factors without reading every page. Real-time updates from EDGAR ensure that new 10-K, 10-Q, and 8-K filings appear promptly, while insider transaction reports on Form 4 and proxy-related materials, when filed, can be used to study executive share activity and governance matters. This page is designed to make USCB’s regulatory history easier to navigate and interpret for investors, analysts, and anyone researching the company’s community banking operations.
AllianceBernstein L.P. filed a Schedule 13G reporting beneficial ownership of 941,357 shares of USCB Financial Holdings Inc. common stock, representing 5.2% of the class as of 12/31/2025.
The shares are held in discretionary investment advisory accounts for clients, with AllianceBernstein having sole voting and dispositive power over all reported shares. The firm states the position was acquired and is held in the ordinary course of business and not for the purpose of changing or influencing control of USCB Financial Holdings Inc. AllianceBernstein is a majority-owned subsidiary of Equitable Holdings, Inc., but operates under independent management for these investment decisions.
T. Rowe Price Investment Management, Inc. reported beneficial ownership of USCB Financial Holdings Inc. common stock. As of the event date, it reported holding 1,316,580 shares, representing 7.3% of the outstanding common stock.
The firm has sole voting and sole dispositive power over all 1,316,580 shares, with no shared voting or dispositive power. It states that the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of USCB Financial Holdings Inc., while expressly denying beneficial ownership of the securities.
Endeavour Capital Advisors Inc. and related investors report beneficial ownership of 1,057,369 shares of USCB Financial Holdings, Inc. Class A common stock, representing 5.8% of the class. The stake is reported jointly by Endeavour Capital Advisors Inc., Endeavour Regional Bank Opportunities Fund II L.P., and individuals Laurence M. Austin, Mitchell J. Katz, and Jonah Marcus.
The ownership percentages are based on 18,137,885 Class A shares outstanding as of December 31, 2025, as referenced from an issuer Form 8-K exhibit. The filers certify the shares were not acquired and are not held for the purpose of changing or influencing control of USCB Financial Holdings.
USCB Financial Holdings insider affiliates reported an option exercise and resulting share holdings. Entities associated with Patriot Financial Partners jointly filed to disclose the exercise of an option for 7,500 shares of USCB Class A Voting Common Stock at $7.5 per share on February 5, 2026.
The derivative position for this 7,500-share option was reduced to zero, while another option for 4,000 shares remains reported as held. After the exercise, Manager LP holds 7,500 shares of common stock, Patriot Fund II holds 1,662,420 shares, and Patriot Parallel Fund II holds 193,866 shares. The filing notes that these securities may be regarded as beneficially owned by various Patriot entities and individuals, who each disclaim beneficial ownership beyond their pecuniary interests.
USCB Financial Holdings, Inc. updated the employment agreement of its President and Chief Executive Officer, Luis de la Aguilera, through Amendment No. 1 effective January 30, 2026. The amendment converts the CEO’s term life insurance to a whole life policy and provides for payment of related premiums.
The changes also clarify that the employers will continue to pay or reimburse the cost of a long-term care insurance policy and add provisions governing these benefits if his employment ends under certain conditions. In addition, severance is now payable when his employment is terminated without cause or for good reason more than twelve months after a change in control, with no other modifications to the agreement.
USCB Financial Holdings, Inc. filed a report describing an update to the employment agreement of Robert Anderson, Executive Vice President and Chief Financial Officer of both the company and its subsidiary, U.S. Century Bank.
Effective January 28, 2026, Amendment No. 2 modifies the severance provisions so that Mr. Anderson is also entitled to severance if his employment is terminated by the employers without Cause, Disability or death, or by him for Good Reason, more than twelve months after a Change in Control, as defined in the agreement. No other terms of his employment agreement were changed, and the amendment was approved by the company’s Compensation Committee.
USCB Financial Holdings, Inc. insider Luis de la Aguilera, President and CEO, reported an option exercise and share sale. On January 29, 2026, he exercised 10,000 stock options at an exercise price of $7.50 per share for Class A voting common stock.
On the same date, he sold 10,000 Class A voting common shares at a weighted average price of $18.02 per share in multiple trades between $18.00 and $18.16. After these transactions, he directly owned 245,893 Class A voting common shares, including several tranches of restricted stock that vest in annual installments through future dates.
He also holds stock options on 40,000 shares at an exercise price of $11.35 per share expiring on September 23, 2029, and stock options on 160,000 shares at $12.05 per share expiring on September 27, 2031, all reported as directly owned.
A shareholder of USCB has filed a Form 144 indicating an intent to sell 10,000 shares of Class A Voting Common Stock through broker Maxim Group LLC on Nasdaq. The filing lists an aggregate market value of $180,000 for these shares and notes that 18,100,385 shares were outstanding.
The 10,000 shares were acquired on 01/29/2026 via an option exercise from the issuer, with the consideration described as cash withholding on the same date. The signer represents that they are not aware of any undisclosed material adverse information about the issuer’s current or prospective operations.
USCB Financial Holdings EVP and Chief Credit Officer William Turner received a grant of 5,699 shares of Class A voting common stock as restricted stock. The award was made on January 27, 2026, at a price of $0 per share.
The restricted shares vest in three equal annual installments starting January 27, 2027. After this grant, Turner beneficially owns 10,692 shares directly, including 3,694 restricted shares from a prior 5,541-share grant that began vesting on January 21, 2026.
USCB Financial Holdings EVP and Chief Risk Officer Maricarmen Logrono reported a grant of 6,217 shares of restricted Class A voting common stock on January 27, 2026 at a price of $0 per share. These restricted shares vest in three equal annual installments starting on January 27, 2027.
Following this award, Logrono beneficially owns 16,089 shares of Class A voting common stock. She also holds options to purchase 15,000 shares of Class A voting common stock at an exercise price of $12.05 per share, vesting one-third per year beginning on September 27, 2022 and expiring on September 27, 2031.