Welcome to our dedicated page for Uscb Fincl SEC filings (Ticker: USCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The USCB Financial Holdings, Inc. (NASDAQ: USCB) SEC filings page provides access to the company’s official regulatory documents as filed with the U.S. Securities and Exchange Commission. USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank, a community bank established in 2002 and described as one of the largest community banks headquartered in Miami and in the State of Florida. Through its filings, the company reports detailed information on its commercial banking activities, financial condition, and risk profile.
Key filings for USCB include annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or unaudited financial statements, net interest income, non-interest income and expense, allowance for credit losses, and discussions of asset quality, capital ratios, and concentrations in areas such as South Florida commercial real estate. Current reports on Form 8-K disclose material events, including earnings releases, investor presentations, stock repurchase agreements, subordinated note issuances, and other significant corporate actions.
Investors can also review filings that describe capital management and funding, such as the Subordinated Note Purchase Agreement for fixed-to-floating rate subordinated notes due 2035, and stock repurchase agreements with institutional shareholders. These documents outline the terms of the securities, intended use of proceeds, and their treatment for regulatory capital purposes.
On Stock Titan, USCB filings are supplemented with AI-powered summaries that highlight the main points of lengthy documents, helping users quickly understand changes in earnings, capital, liquidity, and risk factors without reading every page. Real-time updates from EDGAR ensure that new 10-K, 10-Q, and 8-K filings appear promptly, while insider transaction reports on Form 4 and proxy-related materials, when filed, can be used to study executive share activity and governance matters. This page is designed to make USCB’s regulatory history easier to navigate and interpret for investors, analysts, and anyone researching the company’s community banking operations.
USCB Financial Holdings, Inc. executive Martha Guerra-Kattou, EVP of Sales and Marketing, received an award of 6,217 shares of Class A voting common stock on January 27, 2026. This grant is in the form of restricted stock that vests in three equal annual installments starting on January 27, 2027.
Following this award, she beneficially owns 41,039 shares of Class A voting common stock directly, along with previously granted options to purchase 40,000 shares of Class A voting common stock that were scheduled to vest in three equal annual installments commencing on January 22, 2022.
USCB Financial Holdings, Inc. Executive VP, Global Banking Oscar Gomez reported a grant of 6,177 shares of Class A voting common stock on January 27, 2026. The restricted stock was granted at $0 per share and increases his directly owned stake to 33,609 shares.
The 6,177 restricted shares vest in three equal annual installments starting January 27, 2027. Gomez also holds options to purchase 20,000 shares at $12.05 per share exercisable until September 27, 2031, and 8,000 shares at $7.50 per share exercisable until July 1, 2027.
USCB Financial Holdings executive Andres Collazo reported a new equity grant. On January 22, 2026, he received 6,123 shares of Class A voting common stock as restricted stock at a price of $0 per share. These restricted shares vest in three equal installments starting January 27, 2027.
After this grant, Collazo beneficially owns 32,950 shares of Class A voting common stock directly, including multiple prior restricted stock awards that each vest over three years. He also holds stock options to purchase 30,000 shares at $12.05 expiring September 27, 2031, and 8,000 shares at $7.50 expiring April 25, 2026.
USCB Financial Holdings, Inc. executive Nicholas Bustle, EVP and Chief Lending Officer, received a grant of 7,015 shares of Class A voting common stock on January 27, 2026. The shares are restricted stock that vest in equal one-third installments each year starting on January 27, 2027.
After this grant, Bustle beneficially owns 47,416 shares of Class A voting common stock directly, along with additional indirect holdings of 9,820 shares held by his daughters and 6,250 shares held by his spouse. He also holds stock options for 30,000 shares exercisable until April 17, 2029 and 40,000 shares exercisable until September 27, 2031.
USCB Financial Holdings Executive VP and CFO Robert B. Anderson received a grant of 8,878 shares of Class A voting common stock on January 27, 2026. The award is in the form of restricted stock that vests in equal one-third installments starting on January 27, 2027.
Following this grant, Anderson beneficially owns 123,701 shares of Class A voting common stock directly. He also holds options to purchase 30,000 shares of Class A voting common stock exercisable until September 10, 2030, and options on 60,000 shares exercisable until September 27, 2031.
USCB Financial Holdings' President and CEO Luis de la Aguilera received a grant of 27,632 shares of Class A voting common stock as restricted stock on January 27, 2026. The grant was at a price of $0 per share and increased his beneficial ownership to 245,893 shares held directly.
The new restricted shares vest in three equal annual installments starting January 27, 2027. He also holds vested stock options to purchase 40,000 shares at $11.35 expiring September 23, 2029, 160,000 shares at $12.05 expiring September 27, 2031, and 10,000 shares at $7.50 expiring April 1, 2026.
USCB Financial Holdings executive Maricarmen Logrono, EVP and Chief Risk Officer, reported a Form 4 transaction in Class A Voting Common Stock. On January 22, 2026, she disposed of 260 shares at $20.70 per share under transaction code F, and directly held 9,872 shares afterward. She also directly holds options to purchase 15,000 shares of Class A Voting Common Stock at an exercise price of $12.05 per share, which vest in thirds annually beginning on the first anniversary of the September 27, 2021 grant date.
USCB Financial Holdings executive Martha Guerra-Kattou reported a small share disposal and updated equity holdings. On January 22, 2026, she disposed of 262 shares of Class A voting common stock at a price of $20.70 per share, leaving her with 34,822 shares of the common stock held directly. She also reported a direct holding of 40,000 options to purchase Class A voting common stock at an exercise price of $12.05, which vest in thirds based on prior grant terms described in the filing.
USCB Financial Holdings, Inc. Executive VP, Global Banking Oscar Gomez reported a small disposition of Class A Voting Common Stock. On January 22, 2026, he disposed of 284 shares at $20.7 per share, leaving him with 27,432 shares beneficially owned directly.
This ownership total includes restricted stock: 957 shares from a 2,872-share grant that began vesting on January 22, 2025, 1,813 shares from a 5,439-share grant that began vesting on March 8, 2024, 10,000 shares from a 15,000-share grant that began vesting on October 28, 2025, and 4,078 shares from a 6,118-share grant that began vesting on January 21, 2026. He also directly holds options to purchase 20,000 and 8,000 shares of Class A Voting Common Stock, with vesting that commenced on September 27, 2022 and July 1, 2018, respectively.
USCB Financial Holdings President and CEO Luis de la Aguilera reported a disposition of 1,511 shares of Class A Voting Common Stock on January 22, 2026 at a price of $20.70 per share, coded as transaction type F. Following this transaction, he beneficially owns 218,261 shares of Class A Voting Common Stock directly.
He also holds stock options giving him the right to buy additional common shares, including 40,000 options at $11.35 per share expiring on September 23, 2029, 160,000 options at $12.05 per share expiring on September 27, 2031, and 10,000 options at $7.50 per share expiring on April 1, 2026. The common stock holdings include multiple grants of restricted stock that vest in installments over several years.