Welcome to our dedicated page for Uscb Fincl SEC filings (Ticker: USCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The USCB Financial Holdings, Inc. (NASDAQ: USCB) SEC filings page provides access to the company’s official regulatory documents as filed with the U.S. Securities and Exchange Commission. USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank, a community bank established in 2002 and described as one of the largest community banks headquartered in Miami and in the State of Florida. Through its filings, the company reports detailed information on its commercial banking activities, financial condition, and risk profile.
Key filings for USCB include annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or unaudited financial statements, net interest income, non-interest income and expense, allowance for credit losses, and discussions of asset quality, capital ratios, and concentrations in areas such as South Florida commercial real estate. Current reports on Form 8-K disclose material events, including earnings releases, investor presentations, stock repurchase agreements, subordinated note issuances, and other significant corporate actions.
Investors can also review filings that describe capital management and funding, such as the Subordinated Note Purchase Agreement for fixed-to-floating rate subordinated notes due 2035, and stock repurchase agreements with institutional shareholders. These documents outline the terms of the securities, intended use of proceeds, and their treatment for regulatory capital purposes.
On Stock Titan, USCB filings are supplemented with AI-powered summaries that highlight the main points of lengthy documents, helping users quickly understand changes in earnings, capital, liquidity, and risk factors without reading every page. Real-time updates from EDGAR ensure that new 10-K, 10-Q, and 8-K filings appear promptly, while insider transaction reports on Form 4 and proxy-related materials, when filed, can be used to study executive share activity and governance matters. This page is designed to make USCB’s regulatory history easier to navigate and interpret for investors, analysts, and anyone researching the company’s community banking operations.
USCB Financial Holdings insider activity: Executive VP, Operations & IT Andres Collazo reported a disposition of 281 shares of Class A voting common stock on January 22, 2026 at $20.70 per share. After this transaction, he beneficially owned 26,827 shares directly.
The holding includes multiple restricted stock grants that vest one-third per year beginning on January 22, 2025, March 8, 2024, October 28, 2025, and January 21, 2026. Collazo also directly holds options to purchase 30,000 shares of Class A voting common stock at an exercise price of $12.05 per share expiring on September 27, 2031, and options to purchase 8,000 shares at $7.50 per share expiring on April 25, 2026, each series having vested in equal annual installments over three years from their respective start dates.
USCB Financial Holdings executive Nicholas Bustle, EVP and Chief Lending Officer, reported a Form 4 transaction in Class A voting common stock on January 22, 2026. The filing shows 322 shares of Class A voting common stock disposed of at $20.70 per share under transaction code F, typically used for shares withheld to cover taxes on equity awards. After this transaction, Bustle directly held 40,401 shares of Class A voting common stock, which include several tranches of restricted stock that vest in equal annual installments beginning on dates in 2024, 2025 and 2026. He also indirectly owned 9,820 shares through his daughters and 6,250 shares through his spouse, and held stock options for 30,000 shares exercisable at $11.35 until April 17, 2029 and 40,000 shares at $12.05 until September 27, 2031, each vesting in thirds over three years.
USCB Financial Holdings, Inc. Executive VP and CFO Robert B. Anderson reported a disposition of Class A Voting Common Stock. On January 22, 2026, he disposed of 514 shares in a transaction coded “F” at a price of $20.70 per share. Following this transaction, he beneficially owned 114,823 shares of Class A Voting Common Stock directly.
In addition to common stock, Anderson directly holds derivative awards in the form of stock options. These include 30,000 options to purchase Class A Voting Common Stock at an exercise price of $8.75 per share, expiring on September 10, 2030, and 60,000 options at an exercise price of $12.05 per share, expiring on September 27, 2031. Some of his common stock holdings include restricted shares from multiple grants that vest over several years.
USCB Financial Holdings EVP and Chief Lending Officer Nicholas Bustle reported a disposition of 687 shares of Class A Voting Common Stock on January 21, 2026 in a code F transaction at $20.38 per share, leaving him with 40,772 directly held shares. He also reports indirect ownership of 9,820 shares held by his daughters and 6,250 shares held by his spouse.
Bustle holds stock options for 30,000 shares at an exercise price of $11.35 expiring on April 17, 2029, which vested one-third per year commencing April 17, 2020, and options for 40,000 shares at $12.05 expiring on September 27, 2031, vesting one-third per year commencing September 27, 2022. His direct holdings include multiple restricted stock grants that vest one-third per year beginning on January 21, 2026, January 22, 2025, March 8, 2024, and October 28, 2025.
USCB Financial Holdings Executive VP and CFO Robert B. Anderson reported a disposition of 1,094 shares of Class A voting common stock on January 21, 2026 in a transaction coded "F" at a price of $20.38 per share. Following this transaction, he beneficially owned 115,337 shares of Class A voting common stock directly.
He also held options for 30,000 shares of Class A voting common stock at an exercise price of $8.75, expiring on September 10, 2030, and options for 60,000 shares at an exercise price of $12.05, expiring on September 27, 2031. The beneficially owned common shares include multiple restricted stock grants that vest in one-third annual installments beginning on various dates in 2024, 2025, and 2026.
USCB Financial Holdings executive vice president of Sales and Marketing Martha Guerra-Kattou reported a disposition coded “F” of 584 shares of Class A voting common stock on January 21, 2026 at $20.38 per share. After this transaction, she beneficially owns 35,132 shares of Class A voting common stock directly.
The reported common share balance includes multiple restricted stock grants that each vest at a rate of one-third per year, with vesting schedules beginning on January 22, 2025, March 8, 2024, October 28, 2025, and January 21, 2026. She also holds options to purchase 40,000 shares of Class A voting common stock at an exercise price of $12.05 per share, which vested one-third per year commencing on January 22, 2022 and expire on September 27, 2031.
USCB Financial Holdings, Inc. President and CEO Luis de la Aguilera reported a disposition of 3,194 shares of Class A Voting Common Stock on January 21, 2026 at $20.38 per share. After this transaction, he beneficially owned 219,772 shares, including restricted stock from multiple grants that vest in equal annual installments.
He also holds stock options to purchase 40,000 shares at an exercise price of $11.35 per share expiring on September 23, 2029, 160,000 shares at $12.05 per share expiring on September 27, 2031, and 10,000 shares at $7.50 per share expiring on April 1, 2026, all reported as directly owned.
USCB Financial Holdings, Inc. executive Maricarmen Logrono reported a small insider share transaction and updated equity holdings. As EVP and Chief Risk Officer, Logrono recorded a disposition coded “F” of 581 shares of Class A Voting Common Stock on January 21, 2026 at $20.38 per share, leaving 10,132 shares beneficially owned directly.
The filing also shows options to purchase 15,000 shares of Class A Voting Common Stock at an exercise price of $12.05 per share, expiring on September 27, 2031. Footnotes explain that the 10,132 common shares include multiple restricted stock grants that each vest in one-third annual installments, and that the options vest in one-third annual installments beginning on the first anniversary of the September 27, 2021 grant date.
USCB Financial Holdings executive Andres Collazo, Executive VP of Operations & IT, reported a disposition of Class A Voting Common Stock. On January 21, 2026, he had a transaction in which 600 shares of Class A Voting Common Stock were disposed of at $20.38 per share, leaving 27,144 shares beneficially owned directly.
The reported holdings include restricted stock from several grants that vest at a rate of one-third per year starting on January 22, 2025, March 8, 2024, October 28, 2025, and January 21, 2026. Collazo also directly holds derivative securities in the form of stock options: options to purchase 30,000 shares of Class A Voting Common Stock at an exercise price of $12.05 per share, expiring on September 27, 2031, and options to purchase 8,000 shares at $7.50 per share, expiring on April 25, 2026.
USCB Financial Holdings, Inc. Executive VP, Global Banking Oscar Gomez reported a Form 4 transaction dated January 21, 2026. He disposed of 605 shares of Class A Voting Common Stock in a transaction coded "F" at a price of $20.38 per share, and now beneficially owns 27,752 shares, which include multiple restricted stock grants that vest over three-year schedules.
Gomez also reports derivative holdings of stock options. He holds 20,000 options to purchase Class A Voting Common Stock at an exercise price of $12.05 per share, which vested one-third per year commencing on September 27, 2022 and expire on September 27, 2031. He also holds 8,000 options at an exercise price of $7.5 per share, which vested one-third per year commencing on July 1, 2018 and expire on July 1, 2027. All reported holdings are listed as directly owned.