USCB posts Q3 2025 investor deck as Exhibit 99.1 under Reg FD

Rhea-AI Filing Summary

USCB Financial Holdings, Inc. furnished an investor presentation under Item 7.01 (Regulation FD). The presentation is provided as Exhibit 99.1 and is also available on the company’s investor website at investors.uscenturybank.com. The materials are being furnished, not filed for purposes of Section 18 of the Exchange Act and are not incorporated by reference into other filings unless specifically referenced. The presentation is titled “USCB Financial Holdings, Inc. Investor Presentation Q3 2025.”

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

0001901637 False ☐ ☐ ☐ ☐ 0001901637 2025-10-28 2025-10-28

1

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

__________________________

FORM

8-K

__________________________

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

October 28, 2025

__________________________

USCB Financial Holdings, Inc.

(Exact name of Registrant as Specified in Its Charter)

 __________________________

Florida

001-41196

87-4070846

(State or Other Jurisdiction

of Incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

2301 N.W. 87th Avenue

,

Doral

,

Florida

33172

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s Telephone Number, Including Area Code: (

305

)

715-5200

 __________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under

any of the following provisions: 

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a -12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which registered

Class A common stock, $1.00 par value per share

USCB

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933

(§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b -2 of this chapter).

Emerging growth company

☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for

complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

☐

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Item 7.01. Regulation FD Disclosure.

USCB Financial Holdings, Inc. (“the Company”) is filing an investor presentation (the “Presentation”), which will be used by

the management team for presentations to investors and others. A copy of the Presentation is attached hereto as Exhibit 99.1 and

incorporated herein by reference. The Presentation is also available on the Company’s website at investors.uscenturybank.com.

Information contained herein, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for the purposes of Section 18

of the Securities Exchange Act of 1934, as amended (“the Exchange Act”), or otherwise subject to the liability of such section, and shall

not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, regardless of

any general incorporation language in such filing, except as shall be expressly set forth by specific reference in such a filing. 

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No. 

Description

99.1

USCB Financial Holdings, Inc. Investor Presentation Q3 2025

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on

its behalf by the undersigned hereunto duly authorized.

USCB Financial Holdings, Inc.

By:

/s/ Robert Anderson

Name:

Robert Anderson

Title:

Chief Financial Officer

Date: October 28, 2025