USCB Financial SVP reports initial share holdings
Accepted by SEC EDGAR
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Form Type
3
Rhea-AI Filing Summary
USCB Financial Holdings senior vice president and chief credit officer Sergio E. Garrido filed a Form 3 showing his existing stake in the company. He directly holds 10,197 shares of Class A Voting Common Stock, including multiple tranches of restricted stock, and 6,000 stock options with an $8.75 exercise price expiring on February 26, 2031.
Insider Trade Summary
Holdings reported, no transactions
Holdings
Insider
Garrido Sergio E.
Role
SVP, Chief Credit Officer
| Type | Security | Shares | Price | Value |
|---|---|---|---|---|
| Holding | Options to Purchase Class A Voting Stock | -- | -- | -- |
| Holding | Class A Voting Common Stock | -- | -- | -- |
Holdings:
Options to Purchase Class A Voting Stock — 6,000 options (Direct);
Class A Voting Common Stock — 10,197 shares (Direct)
Footnotes (2)
- F1. Includes 405 shares of restricted stock from a grant of 1,215 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,724 shares of restricted stock from a grant of 2,587 shares which commenced vesting at a rate of one-third per year on January 21, 2026, and a grant of 2,674 shares which commence vesting at a rate of one-third per year on January 27, 2027.
- F2. The options vested at a rate of one-third per year commencing on February 26, 2022.
Key Figures
Direct Class A shares: 10,197 shares
Restricted shares from 2025 grant: 405 shares
Restricted shares from 2026 grant: 1,724 shares
+4 more
7 metrics
Direct Class A shares
10,197 shares
Class A Voting Common Stock held directly after reported holdings
Restricted shares from 2025 grant
405 shares
Part of 1,215-share grant vesting one-third per year from January 22, 2025
Restricted shares from 2026 grant
1,724 shares
Part of 2,587-share grant vesting one-third per year from January 21, 2026
Restricted shares from 2027 grant
2,674 shares
Grant vesting one-third per year from January 27, 2027
Stock options held
6,000 options
Options to purchase Class A Voting Stock held directly
Option exercise price
$8.75 per share
Exercise price for 6,000 options to purchase Class A Voting Stock
Option expiration date
February 26, 2031
Expiration for options vesting one-third annually starting February 26, 2022
Key Terms
restricted stock, commenced vesting, Options to Purchase Class A Voting Stock, exercise price, +1 more
5 terms
restricted stock financial
"Includes 405 shares of restricted stock from a grant of 1,215 shares"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
commenced vesting financial
"which commenced vesting at a rate of one-third per year on January 22, 2025"
Options to Purchase Class A Voting Stock financial
"Options to Purchase Class A Voting Stock"
exercise price financial
"conversion_or_exercise_price": "8.7500""
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
expiration date financial
"expiration_date": "2031-02-26T00:00:00.000Z""
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What does the USCB Form 3 filing by Sergio E. Garrido show?
The Form 3 shows Sergio E. Garrido’s initial beneficial ownership in USCB Financial Holdings. It reports his directly held Class A Voting Common Stock and stock options, giving investors a baseline view of his equity alignment as chief credit officer.
What restricted stock grants are included in Sergio Garrido’s USCB holdings?
His 10,197 USCB shares include 405 restricted shares from a 1,215-share grant, 1,724 restricted shares from a 2,587-share grant, and a 2,674-share restricted grant, each vesting one-third per year beginning in 2025, 2026, and 2027, respectively.
What stock options does Sergio Garrido hold in USCB Financial?
Garrido holds 6,000 options to purchase USCB Class A Voting Stock at an $8.75 exercise price. These options vested one-third per year starting February 26, 2022, and remain exercisable until their expiration on February 26, 2031.
Does the USCB Form 3 show any recent buying or selling by Sergio Garrido?
The Form 3 does not report new purchases or sales. It is an initial ownership filing that lists Garrido’s existing common stock and option positions rather than disclosing fresh open-market transactions or recent insider trading activity.
AI-generated analysis. How Rhea-AI works. Not financial advice.
