USCB (USCB) Executive VP Oscar Gomez reports 284-share stock disposition

Rhea-AI Filing Summary

USCB Financial Holdings, Inc. Executive VP, Global Banking Oscar Gomez reported a small disposition of Class A Voting Common Stock. On January 22, 2026, he disposed of 284 shares at $20.7 per share, leaving him with 27,432 shares beneficially owned directly.

This ownership total includes restricted stock: 957 shares from a 2,872-share grant that began vesting on January 22, 2025, 1,813 shares from a 5,439-share grant that began vesting on March 8, 2024, 10,000 shares from a 15,000-share grant that began vesting on October 28, 2025, and 4,078 shares from a 6,118-share grant that began vesting on January 21, 2026. He also directly holds options to purchase 20,000 and 8,000 shares of Class A Voting Common Stock, with vesting that commenced on September 27, 2022 and July 1, 2018, respectively.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider GOMEZ OSCAR

Role Executive VP, Global Banking

Type	Security	Shares	Price	Value
Tax Withholding	Class A Voting Common Stock	284	$20.70	$6K
holding	Options to Purchase Class A Voting Stock	--	--	--
holding	Options to Purchase Class A Voting Stock	--	--	--

Holdings After Transaction: Class A Voting Common Stock — 27,432 shares (Direct); Options to Purchase Class A Voting Stock — 20,000 shares (Direct)

Footnotes (1)

1. Includes 957 shares of restricted stock from a grant of 2,872 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,813 shares of restricted stock from a grant of 5,439 shares which commenced vesting at a rate of one-third per year on March 8, 2024, 10,000 shares of restricted stock from a grant of 15,000 shares which commenced vesting at a rate of one-third per year on October 28, 2025, and 4,078 shares of restricted stock from a grant of 6,118 shares which commenced vesting at a rate of one-third per year on January 21, 2026. The options vested at a rate of one-third per year commencing on September 27, 2022. The options vested at a rate of one-third per year commencing on July 1, 2018.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GOMEZ OSCAR

(Last) (First) (Middle)

C/O USCB FINANCIAL HOLDINGS, INC.

2301 N.W. 87TH AVENUE

(Street)

DORAL FL 33172

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
USCB FINANCIAL HOLDINGS, INC. [ USCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive VP, Global Banking

3. Date of Earliest Transaction (Month/Day/Year)
01/22/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Voting Common Stock	01/22/2026		F		284	D	$20.7	27,432(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Options to Purchase Class A Voting Stock	$12.05							09/27/2022(2)	09/27/2031	Class A Voting Common Stock	20,000		20,000	D
Options to Purchase Class A Voting Stock	$7.5							07/01/2018(3)	07/01/2027	Class A Voting Common Stock	8,000		8,000	D

Explanation of Responses:

1. Includes 957 shares of restricted stock from a grant of 2,872 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,813 shares of restricted stock from a grant of 5,439 shares which commenced vesting at a rate of one-third per year on March 8, 2024, 10,000 shares of restricted stock from a grant of 15,000 shares which commenced vesting at a rate of one-third per year on October 28, 2025, and 4,078 shares of restricted stock from a grant of 6,118 shares which commenced vesting at a rate of one-third per year on January 21, 2026.

2. The options vested at a rate of one-third per year commencing on September 27, 2022.

3. The options vested at a rate of one-third per year commencing on July 1, 2018.

	/s/ Robert Anderson by P.O.A. for Oscar Gomez	01/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did USCB (USCB) report for Oscar Gomez?

Oscar Gomez, Executive VP, Global Banking of USCB Financial Holdings, Inc., reported disposing of 284 shares of Class A Voting Common Stock on January 22, 2026 at $20.7 per share.

How many USCB (USCB) shares does Oscar Gomez own after the reported transaction?

After the transaction, Oscar Gomez beneficially owns 27,432 shares of USCB Class A Voting Common Stock directly, including various tranches of restricted stock described in the filing.

What restricted stock grants are included in Oscar Gomez’s USCB holdings?

His total includes 957, 1,813, 10,000, and 4,078 restricted shares from grants of 2,872, 5,439, 15,000, and 6,118 shares that began vesting one-third per year on January 22, 2025, March 8, 2024, October 28, 2025, and January 21, 2026, respectively.

What stock options does Oscar Gomez hold in USCB (USCB)?

He holds options to purchase 20,000 shares of Class A Voting Common Stock that vested one-third per year starting September 27, 2022, and options to purchase 8,000 shares that vested one-third per year starting July 1, 2018.

Is Oscar Gomez’s ownership in USCB held directly or indirectly?

The filing shows his 27,432 shares of Class A Voting Common Stock and his option holdings as owned directly, with no indirect ownership nature specified.

What is the transaction code used in Oscar Gomez’s USCB Form 4 filing?

The disposition of 284 USCB Class A Voting Common Stock shares on January 22, 2026 is reported with transaction code "F" in the Form 4.