Every 10-Q that Usio, Inc. (USIO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow USIO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full USIO filings page.
Usio, Inc. reported improved performance for the quarter ended June 30, 2026, with revenue of $23,678,636, up 19% from $19,960,990 a year earlier, driven by growth in ACH and complementary services, credit card processing, and Output Solutions. For the first six months of 2026, revenue rose to $49,144,410 from $41,970,040.
The company generated net income of $280,080 in the second quarter versus a net loss of $366,654 in 2025, and $402,583 year-to-date versus a loss of $601,624. Operating income turned positive at $376,913 for the quarter. However, net cash provided by operating activities declined to $252,604 for the first half of 2026 from $1,110,326, and cash and cash equivalents decreased to $6,385,966 from $7,434,051 at year-end 2025.
Total assets were $123,786,998 and total liabilities $104,994,551 as of June 30, 2026, with stockholders’ equity increasing to $18,792,447. Output Solutions volumes and overall processing metrics grew strongly, while prepaid card services revenue declined due to a key client’s reduced activity and lower interest-driven revenues.
Usio, Inc. reported higher activity and a return to modest profitability for the three months ended March 31, 2026. Revenue rose to $25.5 million from $22.0 million a year earlier, driven by growth in ACH and complementary services, credit card processing, and Output Solutions, partly offset by weaker prepaid card services and lower interest revenue.
Gross profit increased to $5.1 million, and the company generated net income of $122,503 versus a prior-year net loss of $234,970. Operating cash flow was positive at $946,724. Total assets were $120.2 million and stockholders’ equity was $18.1 million as of March 31, 2026. Processing volumes and Output Solutions mail and electronic documents also grew strongly, indicating broader usage of Usio’s payment and billing platforms.
Usio, Inc. reported third‑quarter results with revenue of $21,180,333, essentially flat year over year. Gross profit was $4,870,019 and the company posted an operating loss of $464,171 and a net loss of $415,086, or $0.02 per share. For the first nine months, revenue rose to $63,150,373 with an operating loss of $1,100,725.
Segment trends were mixed: ACH and complementary services grew, while prepaid card services and Output Solutions softened. Cash and cash equivalents were $7,746,456 and stockholders’ equity was $18,688,554. The company recorded a $115,000 legal settlement related to Triple Pay Play that reduced SG&A in the quarter. In the KDHM matter, an appellate court reversed a prior judgment on one claim and remanded others; KDHM has filed a petition for review in the Texas Supreme Court. Liquidity tools include an undrawn $475,000 revolving line of credit and a $474,229 letter of credit. As of November 10, 2025, common shares outstanding were 27,307,839.