Welcome to our dedicated page for Usio SEC filings (Ticker: USIO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Usio, Inc. filings document the public-company disclosures of a Nevada-incorporated, Nasdaq-listed payments and financial-technology issuer. Form 8-K reports furnish quarterly and annual operating results, shareholder communications and material corporate updates tied to Usio's payment processing, card issuing, ACH, embedded finance and Output Solutions activities.
Proxy materials describe annual-meeting voting matters, director elections, executive compensation, auditor ratification, beneficial ownership, equity compensation plan information, insider trading policies and board governance practices. Other current reports cover compensatory arrangements, director compensation amendments, restricted stock unit and stock award agreements under the company's equity incentive plan, and employment arrangements for senior finance leadership.
Usio, Inc. (USIO) director Elizabeth Michelle Miller reported the vesting and conversion of 7,000 Restricted Stock Units into 7,000 shares of Common Stock on August 21, 2026. The RSU position decreased as the units were converted, while directly held Common Stock increased.
After the transactions, Miller directly held 78,194 shares of Common Stock and 45,000 Restricted Stock Units. The footnote states the RSUs were originally granted on August 21, 2025 and vested on August 21, 2026, and no Rule 10b5-1 trading plan is reported for these transactions.
Usio, Inc. (USIO) reported that officer Frost Houston Korth, SVP and Chief Product Officer, acquired 5,642 shares of Usio common stock on July 1, 2026. The shares were obtained through an employee stock purchase program at a price of $0.986 per share, bringing Korth’s directly held stake to 785,120 shares.
Usio, Inc. (USIO) director Brad Rollins reported the vesting and conversion of 7,000 Restricted Stock Units on August 21, 2026. The RSUs were exercised into 7,000 shares of common stock at a reported value of $2.81 per share. Following these transactions, Rollins directly holds 150,667 shares of common stock and 45,000 Restricted Stock Units.
Usio, Inc. (USIO) director Ernesto R Beyer del la Garza reported equity compensation activity involving restricted stock units and common stock. On August 21, 2026, 7,000 restricted stock units granted on June 21, 2025 vested and were converted into 7,000 shares of common stock at an exercise price of $0.00 per share, valued at $2.81 per share. Of these, 2,000 shares were returned to the issuer at $2.81 per share to cover taxes due, and the reporting person reported holding 45,000 restricted stock units afterward.
Usio, Inc. (USIO) reported equity-compensation activity by Chairman, President and CEO Louis A. Hoch. On August 21, 2026, 7,000 restricted stock units granted on August 21, 2025 vested and were converted into 7,000 shares of common stock at a reference price of $2.81 per share. To cover taxes due, 2,755 of these shares were returned to the issuer at the same closing price, leaving 4,245 shares from this vesting. Following the RSU conversion, Hoch held 42,000 restricted stock units directly, with an expiration date of August 21, 2035.
Usio, Inc. (USIO) reported that officer Jerry Uffner, Head of Card Issuing, had 6,000 Restricted Stock Units vest and convert into 6,000 shares of common stock on August 21, 2026. The RSU position in this award decreased accordingly, leaving 43,000 RSUs reported as held after the transaction.
On the same date, Uffner returned 2,058 common shares to Usio at a reference price of $2.81 per share to cover taxes due on the vesting. The filing does not report any open-market purchases or sales; the activity reflects equity compensation vesting and related tax withholding.
Usio, Inc. (USIO) reported that officer Frost Houston Korth exercised restricted stock units and related tax withholding transactions. On August 21, 2026, 6,000 restricted stock units granted on August 21, 2025 vested and were converted into 6,000 shares of common stock at a reference price of $2.81 per share. The reporting person then returned 1,630 shares to the issuer at $2.81 per share to cover taxes due. Following the RSU conversion, 31,000 restricted stock units are reported as directly owned.
Usio, Inc. (USIO) reported that officer Michael Joseph White, SVP and Chief Accounting Officer, exercised and converted 6,000 Restricted Stock Units into an equal number of shares of common stock on August 21, 2026 at a reference price of $2.81 per share. These shares arose from RSUs granted on August 21, 2025 that vested on August 21, 2026. On the same date, he returned 1,779 shares of common stock to the issuer at $2.81 per share to cover taxes due, resulting in net 4,221 shares retained from this vesting event. Following the transaction, he directly holds 33,000 Restricted Stock Units.
Usio, Inc. (USIO) is reported to have a new significant shareholder under a Schedule 13G filing by investment advisor Christopher M. Plahm. Plahm reports beneficial ownership of 1,934,590 shares of Usio common stock, representing 5.93% of the class. All of these shares are reported with shared power to vote and no sole voting or dispositive power.
Within this aggregate, Tall Pines Capital, LLC reports 1,748,223 shares with shared voting power, equal to 5.36% of the class, and Stonebridge Wealth Management, LLC reports 186,367 shares with shared voting power, equal to 0.57% of the class. The filing identifies Plahm as an investment advisor based in Oak Brook, Illinois, with U.S. citizenship.
Usio, Inc. reported improved performance for the quarter ended June 30, 2026, with revenue of $23,678,636, up 19% from $19,960,990 a year earlier, driven by growth in ACH and complementary services, credit card processing, and Output Solutions. For the first six months of 2026, revenue rose to $49,144,410 from $41,970,040.
The company generated net income of $280,080 in the second quarter versus a net loss of $366,654 in 2025, and $402,583 year-to-date versus a loss of $601,624. Operating income turned positive at $376,913 for the quarter. However, net cash provided by operating activities declined to $252,604 for the first half of 2026 from $1,110,326, and cash and cash equivalents decreased to $6,385,966 from $7,434,051 at year-end 2025.
Total assets were $123,786,998 and total liabilities $104,994,551 as of June 30, 2026, with stockholders’ equity increasing to $18,792,447. Output Solutions volumes and overall processing metrics grew strongly, while prepaid card services revenue declined due to a key client’s reduced activity and lower interest-driven revenues.